Detroit, MI Auto Insurance Rates

Detroit, MI residents can save $1640 by comparing multiple quotes & reading reviews & research on Detroit car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$2969 $4096 $7021

Latest Auto Insurance Reviews in Detroit, Michigan


State Farm
I have never had an issue. When I was in an accident they were quick about getting it taken care of.
Auto Owners Insurance
Any time I have had an issue they have provided great customer service and taken care of the issue right away. They are pretty tough on billing but other than that they seem to be a great company.
Auto Owners Insurance
I would recommend Auto Owners based on my minimal experience I have had with them. The cost is cheaper than my prior insurance for more coverage.
Travelers
I have Travelers as my auto insurance and I would recommend them to anyone. From their cheap rates and low deductibles to their great cusomer service.
Safeco Insurance
We recently had a not at fault accident with Safeco and they covered everything minus the deductible. They were quick to call me and talk to me about the damage and got me in to get the repair work done. They made payment rather quickly.
Safeco Insurance
We recently had a not at fault accident with Safeco and they covered everything minus the deductible. They were quick to call me and talk to me about the damage and got me in to get the repair work done. They made payment rather quickly.
Auto Owners Insurance
I like the rates, quality, assistance, customer support, and the pricing has stayed very close to the original rate
State Farm
Their premiums tend to be on the high end. Many other insurance companies can undercut them.
Auto-Owners Insurance
I've almost never needed customer support, except to find out what if any information I needed to submit when I changed residence. If anything I get more "support" than I want in the form of phone calls to "update my insurance needs" (aka get me to buy more stuff).
National General
Before they all want you to bundle in order to get a lower rate on car insurance.
Progressive
I really don't have any dislikes. I've had nothing but great experiences and great customer service
State Farm
The customer service is great with State Farm. The agents are always available to answer any questions I may have. They are always on top of it when I call to add or take off any vehicle. The call and check up on my family to see if there is anything they can help us with.
Nationwide
While I have not made a claim, I am happy with the premium and service I receive
Geico
Geico has been absolutely great to be with - they have good prices and keeps premiums as well as possible
Write Your Review | Detroit, Michigan Auto Insurance Analysis
Allstate Auto Insurance, Detroit, MI
$166/1 month
Car Insurance Policy Holder
  • Single 35 Years old Female licensed 11 years ago with Financed Volvo XC90 3.2 used for Business with estimated annual mileage of 20,001+.
  • Associate, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Detroit Car Insurance Rate Comparisons

Detroit, MI's average car insurance of $4096 differs from Warren, MI (-$1402), Harper Woods, MI (-$1029), Melvindale, MI (-$1447) and Michigan (-$1576)

Detroit Warren, MI Harper Woods, MI Melvindale, MI Michigan
Median Insurance Rates $4096 -$1402 -$1029 -$1447 -$1576

Detroit Car Insurance Savings By Neighborhood & Street Area

Detroit Driver Street Residence & Car Locations Car Details in Detroit Detroit Driver Demographics Detroit Auto Insurance Estimates Recent Detroit Insurance Savings
Other Area
Loretto St2005 Buick Rendezvous CXL27 year woman$3689$880
Loretto St2004 Audi A4 3.0 quattro19 year teenager$8451$862
Jane St2008 Acura TSX Base39 year man$5256$933
Jane Ave2009 Ford Fusion V6 SEL39 year married man$4446$586
Jane Ave2006 Chevrolet Silverado 2500HD Work Truck17 year female teenager$6981$933
Loretto St2011 Hyundai Sonata GLS82 year senior$4468$358
Loretto St2007 Jeep Grand Cherokee Overland34 year married woman$2720$612
Filbert Ave2012 Honda Civic LX71 year female senior$4267$793
Loretto Ave2010 Mazda Mazda3 s Sport19 year male teenager$7115$657
Coplin Ave2013 Nissan Rogue S72 year male senior$4338$935

Detroit Post DUI Car Insurance Rates

Detroit Redford charter Warren Melvindale Michigan
Median Post DUI Insurance Rate $7618 -$1276 -$2608 -$2691 -$2931
Male Teenager Post DUI Insurance Rate $13635 -$2284 -$4667 -$4817 -$5247
Female Teenager Post DUI Insurance Rate $13559 -$2271 -$4641 -$4790 -$5217

The Post DUI insurance in Detroit, MI's is $7618 compared to Redford charter (-$1276), Warren (-$2608), Melvindale (-$2691) and Michigan (-$2931)

In Detroit, a male teenager with Post DUI pays $76 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Acura TSX Base in Detroit, MI would pay $14111 on auto insurance while a female teenager POST DUI would pay $14033.

Detroit Car Insurance by Segment

Detroit Teenagers Car Insurance Rates Comparison

64202 Detroit Teenagers (8% of total population), 50% Male & 50% Female.

Detroit Madison Heights Warren Berkley Michigan
All Teenagers $7290 -$3300 -$2495 -$3764 -$2805
Male Teenager $7331 -$3318 -$2509 -$3786 -$2821
Female Teenager $7290 -$3300 -$2495 -$3764 -$2805

Detroit teenagers pay $7290 in insurance in contrast with Madison Heights (-$3300), Warren (-$2495), Berkley (-$3764) and Michigan (-$2805). The difference between Male & Female teenagers in Detroit is $41

Example

  • 2006 Chrysler 300C Srt-8 Male Teenager Insurance Rate $7496
  • 2012 Dodge Journey SXT Female Teenager Insurance Rate $6817

Detroit Men & Women Car Insurance

721459 Detroit Adults (100% of total population), 47% Men & 53% Women.

Detroit Pleasant Ridge Eastpointe Melvindale Michigan
All Women $3768 -$751 -$1503 -$1331 -$1450
Married Women $3276 -$652 -$1306 -$1157 -$1260
All Men $5079 -$1012 -$2025 -$1795 -$1955
Married Men $4833 -$963 -$1927 -$1708 -$1860

The typical insurance rate of $5079 that Detroit Men pay varies from Pleasant Ridge (-$1012), Eastpointe (-$2025), Melvindale (-$1795) and Michigan (-$1955). In Detroit, married men pay $1557 more than married women.

Example

  • 2011 Lincoln MKZ Base Married Men Insurance Rate $4668
  • 2011 GMC Sierra 1500 SLE Married Women Insurance Rate $4377

Detroit Senior Car Insurance

119927 Detroit Seniors (16% of total population), 41% Senior Men & 59% Senior Women.

Detroit Huntington Woods Warren River Rouge Michigan
All Seniors $4546 -$2077 -$1556 -$1413 -$1749
Senior Men $4546 -$2077 -$1556 -$1413 -$1749
Senior Women $4587 -$2095 -$1570 -$1426 -$1765

Detroit seniors pay $4546 in insurance compared to Huntington Woods (-$2077), Warren (-$1556), River Rouge (-$1413) and Michigan (-$1749). In Detroit, senior men pay $41 less than senior women.

Detroit Car Insurance Discounts for Multiple Vehicles

Detroit Population with 1 Vehicle 120645 (47% of Detroit population), 2 Vehicles 58319 (23% of the Detroit population) and 3 vehicles 14517 (6% of the population)

Detroit Highland Park Redford charter Huntington Woods Michigan
2 Vehicles $7783 +$224 -$1304 -$3555 -$2995
3 Vehicles $11879 +$342 -$1990 -$5426 -$4571
4 Vehicles $15975 +$460 -$2676 -$7297 -$6147

Car Insurance Agents in Detroit, MI

Rank Agent Name Agent Contact
1 AAA Insurance 719 Griswold St Ste 170, Detroit, MI 48226
2 AAA Insurance 7910 W Outer Dr, Detroit, MI 48235
3 Advasure Insurance Agency XXX 20853 Plymouth Rd, Detroit, MI 48228
4 Ago Benavides 7430 W Vernor Hwy, Detroit, MI 48209
5 Angela Hughes 14511 W McNichols Road Detroit, MI 48235
6 Anthony Jackson 23221 Plymouth Rd, Detroit, MI 48239
7 Camden Insurance Agency 17900 Ryan Rd Ste A, Detroit, MI 48212
8 Charlotte Knight 7100 W 7 Mile Rd, Detroit, MI 48221
9 Clark Financial Services & Insurance Agency 2711 E Jefferson Ave Ste 206, Detroit, MI 48207
10 Clifford Black 18478 Livernois Ave, Detroit, MI 48221

Detroit Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Buick, Enclave $300 $5130 $5430 $4770 $5070 $360
Honda, Odyssey LX $400 $4880 $5280 $4610 $5010 $270
Buick, Regal $500 $5110 $5610 $4790 $5290 $320
Chevrolet, Avalanche LS $700 $4980 $5480 $4670 $5370 $110
Chrysler, 300 S $1000 $4730 $5230 $4440 $5440 $-210