Diamond Bar, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Diamond Bar, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Diamond Bar, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Diamond Bar, CA Auto Insurance Rates
- Diamond Bar, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Diamond Bar, CA
- Multi Vehicle Insurance Savings in Diamond Bar, CA
- How Credit Score Affects Car Insurance Rates in Diamond Bar, CA
- How DUI Affects Auto Insurance Premiums in Diamond Bar, CA
- Top Auto Insurance Agents Near Diamond Bar, CA
- How Driving Violations Affect Auto Insurance Rates in Diamond Bar, CA
- Diamond Bar, CA Auto Insurance Discounts on Anti Theft Feature
- Diamond Bar, CA Auto Insurance Company Reviews
Diamond Bar, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Diamond Bar, CA with that of other cities in and around Diamond Bar.
| Diamond Bar | Walnut | West Covina | Brea | Pomona | Rowland Heights | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,651 | $2,011 | $1,651 | $1,436 | $1,625 | $1,397 |
Diamond Bar, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Diamond Bar, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Diamond Bar | $2,009 | $1,697 |
| Walnut | $1,540 | $1,301 |
| Rowland Heights | $1,936 | $1,636 |
| East San Gabriel Valley | $1,354 | $1,144 |
| South San Jose Hills | $1,006 | $850 |
| Pomona | $1,765 | $1,491 |
| Brea | $2,083 | $1,759 |
| West Covina | $1,912 | $1,615 |
Diamond Bar, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Diamond Bar, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,357 |
| 20 Years | $2,121 |
| 30 Years | $1,634 |
| 40 Years | $1,572 |
| 50 Years | $1,456 |
| 60 Years | $1,476 |
| 70 Years | $1,718 |
Diamond Bar, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Diamond Bar, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,807 | $495 |
| 3 Vehicles | $4,210 | $743 |
| 4 Vehicles | $5,613 | $991 |
Savings on 2 Vehicles bundle:$495
Savings on 3 Vehicles bundle:$743
Savings on 4 Vehicles bundle:$991
Diamond Bar, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Diamond Bar, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Diamond Bar | $1,651 | $4,065 |
| Walnut | $2,011 | $4,951 |
| Rowland Heights | $1,397 | $3,440 |
| East San Gabriel Valley | $1,903 | $4,686 |
| South San Jose Hills | $1,847 | $4,548 |
| Pomona | $1,625 | $4,001 |
| Brea | $1,436 | $3,536 |
| West Covina | $1,651 | $4,065 |
Diamond Bar, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,417 |
| Excellent (740-799) | $1,617 |
| Good (670-739) | $1,720 |
| Average (580-669) | $2,244 |
| Poor (300-579) | $2,693 |
Diamond Bar, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Fuller Ins Agency | Travelers | 5839 PINE AVE, CHINO HILLS, 91709 | 909-597-9032 |
| Kcal Insurance Agency | Travelers | 2048 S HACIENDA BLVD, HACIENDA HEIGHTS, 91745 | 626-855-8288 |
| Connie Hwang | State Farm | 285 Imperial Hwy Ste 100, Fullerton, 92835-1054 | 714-213-8518 |
| Vanessa Vargas | State Farm | 15315 Fairfld Rnch Rd Ste 260, Chino Hills, 91709-8849 | 909-597-4797 |
| Kim Babb-Huettl | State Farm | 10810 Walker St, Cypress, 90630-5011 | 714-827-2233 |
| David Budge | Allstate | 720 E Arrow Hwy Ste H, Covina, 91722 | (626) 856-1999 |
| Bruce Bender | State Farm | 201 W La Habra Blvd, La Habra, 90631-5403 | 562-697-1544 |
| Hall, Mahar & Associates Insurance Services, Inc. | None | 1475 S. State College Blvd., Suite 226, Anaheim, 92806 | None |
| Brad Wheeler Lutcf | State Farm | 9574 Flower Street, Bellflower, 90706 | 562-925-9555 |
| Leanne Hang Nguyen | Allstate | 9529 Bolsa Ave, Westminster, 92683 | (714) 839-3512 |
| Ken Hsuean | State Farm | 3180 Colima Rd Ste E, Hacienda Hts, 91745-6315 | 626-333-8398 |
Diamond Bar, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$73 | $1,724 |
| Driver's Failure In Showing Documents | +$160 | $1,811 |
| Driving With An Expired Registration | +$170 | $1,821 |
| Driving At A Considerably Slow Pace | +$358 | $2,009 |
| Using A Cellphone While Driving | +$378 | $2,029 |
| Running A Red Light | +$385 | $2,036 |
| Speeding | +$404 | $2,055 |
| Driving A Vehicle Without The Required Permission | +$513 | $2,164 |
| Driving With An Expired/Suspended License | +$1,113 | $2,764 |
Diamond Bar, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,585 |
| Active Disabling Device | $1,585 |
| Tracking Device | $1,552 |
| Passive Disabling Device | $1,535 |
Latest Auto Insurance Reviews in Diamond Bar, CA | Back to Top
State Farmstate farm automobile insurance company is the largest auto insurance provider in the United States with the best customer services but State Farm relies on exclusive agents to sell insurance.
State FarmWe have 3 cars insured with State Farm and a camper. We get multi car discounts because of that. I feel our rates are fair.
GeicoI feel like GEICO is slightly better than any of the other insurance companies I have tried to purchase from. Other car insurance companies are more experience.
GeicoGeico insurance has been fair. My girlfriend and I got it for our home and seem to be satisfied with their customer service.If there is a better deal out there.
Esuranceesurance is used by many, it is a quick and easy self sufficient way to get your insurance options, i just wish they would be more flexible with a good driving record
State FarmThe one accident I had was an easy experience. I was able to contact the agent's office and they put me in touch with the customer center, who handled my questions and claim without any problems.
AllstateI am really satisfied with the service provided by my car insurance company Access auto insurance.They have fast processing claims procedures.
Farmer's InsuranceI have never had to contact customer service with this company other than to request a payment due date change.they were quick to respond and they agent was very friendly.