Dilworth Auto Insurance Rates, Quotes, Agents & Reviews in MN

Dilworth, MN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Dilworth, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Dilworth, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Dilworth, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Dilworth, MN with that of other cities in and around Dilworth.

Dilworth Glyndon Oakport Fargo North River Sabin
Average Insurance Rates $1,291 $1,280 $1,354 $1,073 $1,383 $1,281

Dilworth, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Dilworth, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Dilworth $1,364 $1,152
Moorhead $1,730 $1,462
Oakport $1,395 $1,178
Glyndon $2,202 $1,860
Moland $1,285 $1,086
Fargo $1,501 $1,268
North River $1,383 $1,168
Sabin $1,829 $1,545

Dilworth, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Dilworth, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,189
20 Years $1,659
30 Years $1,278
40 Years $1,229
50 Years $1,138
60 Years $1,154
70 Years $1,344

Dilworth, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Dilworth, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,246 $336
3 Vehicles $3,370 $503
4 Vehicles $4,493 $671

Savings on 2 Vehicles bundle:$336

Savings on 3 Vehicles bundle:$503

Savings on 4 Vehicles bundle:$671

Dilworth, MN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Dilworth, MN.

Location Average Insurance Cost Post DUI Insurance Rate
Dilworth $1,291 $2,357
Moorhead $1,037 $1,893
Oakport $1,354 $2,472
Glyndon $1,280 $2,337
Moland $1,332 $2,432
Fargo $1,073 $1,903
North River $1,383 $2,452
Sabin $1,281 $2,339

Dilworth, MN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,108
Excellent (740-799) $1,264
Good (670-739) $1,345
Average (580-669) $1,755
Poor (300-579) $2,106

Dilworth, MN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Noel Moore State Farm 515 South 8th Street, Moorhead, 56560-3503 218-236-7845
Gary H Olson Ins None 725 Center Ave Ste 3, Moorhead, 56560 None
Farmers Union Insurance Agency None 302 Highway 75 N, Moorhead, 56560 None
Leroy Anderson Farmers 512 CENTER AVE STE 2, Moorhead, 56560 (218) 233-6112
Premier Agency Inc. Nationwide 1730 30th Ave S, Moorhead, 56560 (218) 233-1411

Dilworth, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,348
Driver's Failure In Showing Documents +$125 $1,416
Driving With An Expired Registration +$133 $1,424
Driving At A Considerably Slow Pace +$280 $1,571
Using A Cellphone While Driving +$296 $1,587
Running A Red Light +$301 $1,592
Speeding +$316 $1,607
Driving A Vehicle Without The Required Permission +$402 $1,693
Driving With An Expired/Suspended License +$870 $2,161

Dilworth, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,239
Active Disabling Device $1,239
Tracking Device $1,214
Passive Disabling Device $1,201