Dothan Auto Insurance Rates, Quotes, Agents & Reviews in AL

Dothan, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Dothan, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Dothan, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Dothan, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Dothan, AL with that of other cities in and around Dothan.

Dothan Webb Avon Grimes Cowarts Taylor
Average Insurance Rates $1,359 $1,415 $1,430 $1,394 $1,423 $1,411

Dothan, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Dothan, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Dothan $1,265 $1,068
Cowarts $1,932 $1,632
Kinsey $1,479 $1,249
Webb $1,335 $1,128
Houston County $1,505 $1,271
Avon $1,243 $1,050
Taylor $1,411 $1,192
Grimes $1,436 $1,213

Dothan, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Dothan, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,410
20 Years $1,746
30 Years $1,345
40 Years $1,294
50 Years $1,198
60 Years $1,215
70 Years $1,414

Dothan, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Dothan, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,365 $353
3 Vehicles $3,547 $530
4 Vehicles $4,729 $707

Savings on 2 Vehicles bundle:$353

Savings on 3 Vehicles bundle:$530

Savings on 4 Vehicles bundle:$707

Dothan, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Dothan, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Dothan $1,359 $2,410
Cowarts $1,423 $2,523
Kinsey $1,410 $2,500
Webb $1,415 $2,509
Houston County $1,455 $2,580
Avon $1,430 $2,535
Taylor $1,411 $2,502
Grimes $1,394 $2,472

Dothan, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,166
Excellent (740-799) $1,331
Good (670-739) $1,416
Average (580-669) $1,848
Poor (300-579) $2,217

Dothan, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brian Jones State Farm 190 Westgate Pkwy, Dothan, 36303-2931 334-793-6396
Andrew Anderson Allstate 936 W Carroll St Ste 1, Dothan, 36301 (334) 792-4407
Luke Stevens Allstate 2238 Westgate Pkwy, Dothan, 36303 (334) 792-9495
Rod Grimmer State Farm 3124 W Main St Ste 2, Dothan, 36305-1181 334-793-6241
Davenport Agency Nationwide 1050 W Main St, Dothan, 36301 (334) 677-6238
Cobb-Steever Insurance Agency Inc Travelers 3123 WESLEY WAY, DOTHAN, 36305 334-793-1129
Slingluff Insurance Agency Inc Travelers 508 S OATES ST, DOTHAN, 36301 205-792-5101
John Rogers Lutcf Farmers 2149 Denton Rd Ste 2, Dothan, 36303 (334) 702-0634
Flowers Insurance Agency, Llc None 2501 W Main St 2501 W Main St, Dothan, 36301 None
Flowers Eufaula Llc Travelers 202 E Broad St Eufaula, Columbus, 36027 None

Dothan, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,419
Driver's Failure In Showing Documents +$132 $1,491
Driving With An Expired Registration +$140 $1,499
Driving At A Considerably Slow Pace +$295 $1,654
Using A Cellphone While Driving +$311 $1,670
Running A Red Light +$317 $1,676
Speeding +$333 $1,692
Driving A Vehicle Without The Required Permission +$423 $1,782
Driving With An Expired/Suspended License +$916 $2,275

Dothan, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,305
Active Disabling Device $1,305
Tracking Device $1,277
Passive Disabling Device $1,264

Latest Auto Insurance Reviews in Dothan, AL | Back to Top

State Farm
I haven't had too bad of an experience, hopefully, they'll start deciding/charging my premiums based on my credit score and not my zip code
I'd recommend AllState's car insurance, since it, like the home insurance, offers good services and even better prices for premiums and deductibles, which more than makes up for its close-to-average offerings.
My coverage is very competitive compared to others. I have full coverage on 3 vehicles and i pay 150$ per month which is excellent. Keep in mind i have an excellent driving record.
Farmer's Insurance
With my experience of my two car damage and the way it was handled i highly recommend my company because all of the agreement was duly followed
My premium and deductible are affordable for my auto insurance and competitive with other companies. I probably pay more but I would not change my auto insurance at this time.
State Farm
I really like the roadside assistance services State Farm provides. A couple years ago, I had a rough winter and seemed to have tire issues every other week.
Our company is better than others for our excellence of high quality products
I haven't looked at premium and deductibles for my policy so I'm not sure how they would compare to mine. I know I can go cheaper but not sure if I would get the coverage that I currently have.
I haven't looked at premium and deductibles for my policy so I'm not sure how they would compare to mine. I know I can go cheaper but not sure if I would get the coverage that I currently have.
Liberty Mutual
The premiums are slightly higher than your average insurance which is one reason I get the bundled policies. It helps take down the cost, but is well worth the price when insurance claims are needed.
Haulers Insurance
Great rates and prices for the coverage that you are getting, good customer service and easy process when you have to file a claim with them.
I usually have no problems with customer service with my insurance, the exception was when I had Hurricane Irma and a tree fell on my carport and fell on my SUV. We could not get out of our driveway because the tree blocked the entrance. I could not get through to anybody because South Florida had been harder than we did. So for three days no access to get out. Finally on the third day I was able to get through, immediately from that point on I had support and help. Rental car, and my SUV towed to the collision center. They worked on it for 6 weeks to rebuild it, and it was better than new totaling 7400.00 All I paid was the $250.00 deductible.
I researched prices and policies and this was the best deal I could find for my needs.