Downers Grove, IL Auto Insurance Rates

Downers Grove, IL residents can save $380 by comparing multiple quotes & reading reviews & research on Downers Grove car insurance rates, quotes, agents & coverage.

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$706 $948 $1337

Latest Auto Insurance Reviews in Downers Grove, Illinois

State Farm
The premium on my policy is affordable and the deductible was customizable. I love that the premium is auto drafted every month so I don't have to worry about remembering to pay it.
This has been our company for over 30 years and they do treat you well . The customer service is excellant and they understand you are real people and treat you that way.
I would reccomend this insurance company to someone who is just starting out on their own because it gives you fairly strict guidelines in order to keep you on the right track
I have only had one accident which required hands on help from progressive. They were very good and handled my claim in quick time.
They are large which means they are known and available pretty much all the time in any state I am in for things like road side.
Westfield Insurance
I like their bundling policy. I like how the website is easy to maneuver and figure out answers. They have solid service
State Farm
State Farm has a full line of all sorts of insurance products and a long history of successful coverage. I trust them implicitly.
I hear that it takes them a long time to pay claims so I worry that if I ever need to file that it will take a while for them to pay. I also do not like that they do not have a local office.
Write Your Review | Downers Grove, Illinois Auto Insurance Analysis
State Farm Auto Insurance, Downers Grove, IL
$136/1 month
Car Insurance Policy Holder
  • Single 18 Years old Male licensed <1 year ago with Own Mazda CX-9 Sport used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • vocational education & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Downers Grove Car Insurance Rate Comparisons

Downers Grove, IL's average car insurance of $948 differs from Willowbrook, IL (+$892), Willow Springs, IL (+$126), Hinsdale, IL (+$832) and Illinois (+$374)

Downers Grove Willowbrook, IL Willow Springs, IL Hinsdale, IL Illinois
Median Insurance Rates $948 +$892 +$126 +$832 +$374

Downers Grove Car Insurance Savings By Neighborhood & Street Area

Downers Grove Driver Street Residence & Car Locations Car Details in Downers Grove Downers Grove Driver Demographics Downers Grove Auto Insurance Estimates Recent Downers Grove Insurance Savings
Valley View
Janet St2003 Buick Century Base77 year female senior$1104$868
Morton Ave2011 Hyundai Sonata GLS84 year senior$1207$657
Saint James Ct2008 Jeep Liberty Limited43 year married woman$650$560
Buckingham Pl2006 Cadillac DTS Luxury I26 year married man$1588$564
Tedens (historical)
Waterford Ln2009 Ford Fusion SE18 year teenager$2840$416
Rooke Ct2004 Mazda MAZDA3 i19 year male teenager$3086$588
Meadowbrook Ln2010 Toyota Prius II18 year female teenager$2556$453
Woodcreek Ct2008 GMC Sierra C150077 year male senior$1284$576
Tower Rd2006 Chrysler 300C SRT-8 Base32 year woman$756$543
Otis Ave2014 Volkswagen Jetta S47 year man$1484$923

Downers Grove Post DUI Car Insurance Rates

Downers Grove Woodridge Burr Ridge La Grange Illinois
Median Post DUI Insurance Rate $1763 +$26 +$1510 +$1510 +$695
Male Teenager Post DUI Insurance Rate $6612 +$97 +$5664 +$5664 +$2608
Female Teenager Post DUI Insurance Rate $5570 +$82 +$4773 +$4773 +$2199

The Post DUI insurance in Downers Grove, IL's is $1763 compared to Woodridge (+$26), Burr Ridge (+$1510), La Grange (+$1510) and Illinois (+$695)

In Downers Grove, a male teenager with Post DUI pays $1042 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Jeep Liberty Limited in Downers Grove, IL would pay $5154 on auto insurance while a female teenager POST DUI would pay $4343.

Downers Grove Car Insurance by Segment

Downers Grove Teenagers Car Insurance Rates Comparison

9996 Downers Grove Teenagers (6% of total population), 50% Male & 50% Female.

Downers Grove Lemont Western Springs Willow Springs Illinois
All Teenagers $3251 +$288 +$175 +$432 +$1283
Male Teenager $3555 +$315 +$191 +$472 +$1402
Female Teenager $2995 +$266 +$161 +$398 +$1182

Downers Grove teenagers pay $3251 in insurance in contrast with Lemont (+$288), Western Springs (+$175), Willow Springs (+$432) and Illinois (+$1283). The difference between Male & Female teenagers in Downers Grove is $560


  • 2012 Lincoln MKZ Base Male Teenager Insurance Rate $3487
  • 2011 Audi A4 2.0T Premium Female Teenager Insurance Rate $3276

Downers Grove Men & Women Car Insurance

147211 Downers Grove Adults (100% of total population), 48% Men & 52% Women.

Downers Grove Clarendon Hills Du Page Countryside Illinois
All Women $891 +$23 +$190 +$152 +$351
Married Women $834 +$22 +$178 +$142 +$329
All Men $1649 +$44 +$352 +$282 +$651
Married Men $1431 +$38 +$305 +$245 +$565

The typical insurance rate of $1649 that Downers Grove Men pay varies from Clarendon Hills (+$44), Du Page (+$352), Countryside (+$282) and Illinois (+$651). In Downers Grove, married men pay $597 more than married women.


  • 2014 Kia Sorento LX Married Men Insurance Rate $1301
  • 2014 Dodge Journey R/T Married Women Insurance Rate $1257

Downers Grove Senior Car Insurance

30563 Downers Grove Seniors (20% of total population), 44% Senior Men & 56% Senior Women.

Downers Grove York Countryside Woodridge Illinois
All Seniors $1346 +$1266 +$230 +$20 +$531
Senior Men $1374 +$1294 +$235 +$20 +$542
Senior Women $1336 +$1258 +$229 +$20 +$528

Downers Grove seniors pay $1346 in insurance compared to York (+$1266), Countryside (+$230), Woodridge (+$20) and Illinois (+$531). In Downers Grove, senior men pay $38 more than senior women.

Downers Grove Car Insurance Discounts for Multiple Vehicles

Downers Grove Population with 1 Vehicle 17430 (31% of Downers Grove population), 2 Vehicles 26290 (47% of the Downers Grove population) and 3 vehicles 7636 (14% of the population)

Downers Grove Hinsdale Indian Head Park Lisle Illinois
2 Vehicles $1802 +$1580 +$1542 -$35 +$710
3 Vehicles $2750 +$2412 +$2354 -$53 +$1084
4 Vehicles $3698 +$3244 +$3166 -$71 +$1458

Car Insurance Agents in Downers Grove, IL

Rank Agent Name Agent Contact
1 LARRY SHISSLER 6912 Main St Ste 101, Downers Grove, IL 60516-3447

Downers Grove Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Chevrolet, Express 3500 $200 $940 $1140 $900 $1100 $40
Lincoln, MKS $500 $970 $1470 $910 $1410 $60
Ford, Mustang Boss 302 $700 $1130 $1630 $1070 $1770 $-140
Kia, Soul $1500 $980 $1480 $920 $2420 $-940
Nissan, Maxima S $300 $960 $1260 $910 $1210 $50