Downers Grove, IL Auto Insurance Rates
Downers Grove, IL residents can save $380 by comparing multiple quotes & reading reviews & research on Downers Grove car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $706 | $948 | $1337 |
Latest Auto Insurance Reviews in Downers Grove, Illinois
The premium on my policy is affordable and the deductible was customizable. I love that the premium is auto drafted every month so I don't have to worry about remembering to pay it.
This has been our company for over 30 years and they do treat you well . The customer service is excellant and they understand you are real people and treat you that way.
I would reccomend this insurance company to someone who is just starting out on their own because it gives you fairly strict guidelines in order to keep you on the right track
I have only had one accident which required hands on help from progressive. They were very good and handled my claim in quick time.
They are large which means they are known and available pretty much all the time in any state I am in for things like road side.
I like their bundling policy. I like how the website is easy to maneuver and figure out answers. They have solid service
State Farm has a full line of all sorts of insurance products and a long history of successful coverage. I trust them implicitly.
I hear that it takes them a long time to pay claims so I worry that if I ever need to file that it will take a while for them to pay. I also do not like that they do not have a local office.
- Single 18 Years old Male licensed <1 year ago with Own Mazda CX-9 Sport used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- vocational education & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Downers Grove Car Insurance Rate Comparisons
Downers Grove, IL's average car insurance of $948 differs from Willowbrook, IL (+$892), Willow Springs, IL (+$126), Hinsdale, IL (+$832) and Illinois (+$374)
| Downers Grove | Willowbrook, IL | Willow Springs, IL | Hinsdale, IL | Illinois | |
| Median Insurance Rates | $948 | +$892 | +$126 | +$832 | +$374 |
Downers Grove Car Insurance Savings By Neighborhood & Street Area
| Downers Grove Driver Street Residence & Car Locations | Car Details in Downers Grove | Downers Grove Driver Demographics | Downers Grove Auto Insurance Estimates | Recent Downers Grove Insurance Savings |
|---|---|---|---|---|
| Valley View | ||||
| Janet St | 2003 Buick Century Base | 77 year female senior | $1104 | $868 |
| Morton Ave | 2011 Hyundai Sonata GLS | 84 year senior | $1207 | $657 |
| Lace | ||||
| Saint James Ct | 2008 Jeep Liberty Limited | 43 year married woman | $650 | $560 |
| Buckingham Pl | 2006 Cadillac DTS Luxury I | 26 year married man | $1588 | $564 |
| Tedens (historical) | ||||
| Waterford Ln | 2009 Ford Fusion SE | 18 year teenager | $2840 | $416 |
| Rooke Ct | 2004 Mazda MAZDA3 i | 19 year male teenager | $3086 | $588 |
| Fullersburg | ||||
| Meadowbrook Ln | 2010 Toyota Prius II | 18 year female teenager | $2556 | $453 |
| Woodcreek Ct | 2008 GMC Sierra C1500 | 77 year male senior | $1284 | $576 |
| Utopia | ||||
| Tower Rd | 2006 Chrysler 300C SRT-8 Base | 32 year woman | $756 | $543 |
| Otis Ave | 2014 Volkswagen Jetta S | 47 year man | $1484 | $923 |
Downers Grove Post DUI Car Insurance Rates
| Downers Grove | Woodridge | Burr Ridge | La Grange | Illinois | |
| Median Post DUI Insurance Rate | $1763 | +$26 | +$1510 | +$1510 | +$695 |
| Male Teenager Post DUI Insurance Rate | $6612 | +$97 | +$5664 | +$5664 | +$2608 |
| Female Teenager Post DUI Insurance Rate | $5570 | +$82 | +$4773 | +$4773 | +$2199 |
The Post DUI insurance in Downers Grove, IL's is $1763 compared to Woodridge (+$26), Burr Ridge (+$1510), La Grange (+$1510) and Illinois (+$695)
In Downers Grove, a male teenager with Post DUI pays $1042 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Jeep Liberty Limited in Downers Grove, IL would pay $5154 on auto insurance while a female teenager POST DUI would pay $4343.
Downers Grove Car Insurance by Segment
Downers Grove Teenagers Car Insurance Rates Comparison
9996 Downers Grove Teenagers (6% of total population), 50% Male & 50% Female.
| Downers Grove | Lemont | Western Springs | Willow Springs | Illinois | |
| All Teenagers | $3251 | +$288 | +$175 | +$432 | +$1283 |
| Male Teenager | $3555 | +$315 | +$191 | +$472 | +$1402 |
| Female Teenager | $2995 | +$266 | +$161 | +$398 | +$1182 |
Downers Grove teenagers pay $3251 in insurance in contrast with Lemont (+$288), Western Springs (+$175), Willow Springs (+$432) and Illinois (+$1283). The difference between Male & Female teenagers in Downers Grove is $560
Example
- 2012 Lincoln MKZ Base Male Teenager Insurance Rate $3487
- 2011 Audi A4 2.0T Premium Female Teenager Insurance Rate $3276
Downers Grove Men & Women Car Insurance
147211 Downers Grove Adults (100% of total population), 48% Men & 52% Women.
| Downers Grove | Clarendon Hills | Du Page | Countryside | Illinois | |
| All Women | $891 | +$23 | +$190 | +$152 | +$351 |
| Married Women | $834 | +$22 | +$178 | +$142 | +$329 |
| All Men | $1649 | +$44 | +$352 | +$282 | +$651 |
| Married Men | $1431 | +$38 | +$305 | +$245 | +$565 |
The typical insurance rate of $1649 that Downers Grove Men pay varies from Clarendon Hills (+$44), Du Page (+$352), Countryside (+$282) and Illinois (+$651). In Downers Grove, married men pay $597 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1301
- 2014 Dodge Journey R/T Married Women Insurance Rate $1257
Downers Grove Senior Car Insurance
30563 Downers Grove Seniors (20% of total population), 44% Senior Men & 56% Senior Women.
| Downers Grove | York | Countryside | Woodridge | Illinois | |
| All Seniors | $1346 | +$1266 | +$230 | +$20 | +$531 |
| Senior Men | $1374 | +$1294 | +$235 | +$20 | +$542 |
| Senior Women | $1336 | +$1258 | +$229 | +$20 | +$528 |
Downers Grove seniors pay $1346 in insurance compared to York (+$1266), Countryside (+$230), Woodridge (+$20) and Illinois (+$531). In Downers Grove, senior men pay $38 more than senior women.
Downers Grove Car Insurance Discounts for Multiple Vehicles
Downers Grove Population with 1 Vehicle 17430 (31% of Downers Grove population), 2 Vehicles 26290 (47% of the Downers Grove population) and 3 vehicles 7636 (14% of the population)
| Downers Grove | Hinsdale | Indian Head Park | Lisle | Illinois | |
| 2 Vehicles | $1802 | +$1580 | +$1542 | -$35 | +$710 |
| 3 Vehicles | $2750 | +$2412 | +$2354 | -$53 | +$1084 |
| 4 Vehicles | $3698 | +$3244 | +$3166 | -$71 | +$1458 |
Car Insurance Agents in Downers Grove, IL
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | LARRY SHISSLER | 6912 Main St Ste 101, Downers Grove, IL 60516-3447 |
Downers Grove Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chevrolet, Express 3500 | $200 | $940 | $1140 | $900 | $1100 | $40 |
| Lincoln, MKS | $500 | $970 | $1470 | $910 | $1410 | $60 |
| Ford, Mustang Boss 302 | $700 | $1130 | $1630 | $1070 | $1770 | $-140 |
| Kia, Soul | $1500 | $980 | $1480 | $920 | $2420 | $-940 |
| Nissan, Maxima S | $300 | $960 | $1260 | $910 | $1210 | $50 |