Downey, CA Auto Insurance Rates
Downey, CA residents can save $660 by comparing multiple quotes & reading reviews & research on Downey car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1066 | $1647 | $2606 |
Latest Auto Insurance Reviews in Downey, California
Geico
Buying car insurance can be quite difficult unless you choose the right insurance. It is always recommended to pay adequate attention to all the add-on riders.
Buying car insurance can be quite difficult unless you choose the right insurance. It is always recommended to pay adequate attention to all the add-on riders.
State Farm
We have had to make 2 claims over the years on our auto insurance, never a problem with State Farm. Fast service and payment
We have had to make 2 claims over the years on our auto insurance, never a problem with State Farm. Fast service and payment
Progressive
They provide offerings that are standard across the auto/vehicle insurance market. They do let you pick the type of coverage you feel you need.
They provide offerings that are standard across the auto/vehicle insurance market. They do let you pick the type of coverage you feel you need.
State Farm
I'd recommend State Farm. I've used them for 5 years, and they're easy to work with. They cost the same of less than other brand names you've heard of, and they're local and easy to deal with.
I'd recommend State Farm. I've used them for 5 years, and they're easy to work with. They cost the same of less than other brand names you've heard of, and they're local and easy to deal with.
Nationwide
If you need help they are there and they take the time to listen and suggest the best plans for you and your situation.
If you need help they are there and they take the time to listen and suggest the best plans for you and your situation.
State Farm
Highly recommend State Farm as not only for home insurance but for car insurance as well. Always so helpful, respectful, and willing to go the distance.
Highly recommend State Farm as not only for home insurance but for car insurance as well. Always so helpful, respectful, and willing to go the distance.
State Farm
My insurance rate is very very cheap however I am not hearing good things about when you have to file a claim with them.
My insurance rate is very very cheap however I am not hearing good things about when you have to file a claim with them.
Geico
I despise geico and all other car insurance companies. I was told that I could not insure my vehicle in my home state (I am a student) which I later found out was false and had costed me nearly $300 extra dollars over the course of six months.
I despise geico and all other car insurance companies. I was told that I could not insure my vehicle in my home state (I am a student) which I later found out was false and had costed me nearly $300 extra dollars over the course of six months.
Geico
I despise geico and all other car insurance companies. I was told that I could not insure my vehicle in my home state (I am a student) which I later found out was false and had costed me nearly $300 extra dollars over the course of six months.
I despise geico and all other car insurance companies. I was told that I could not insure my vehicle in my home state (I am a student) which I later found out was false and had costed me nearly $300 extra dollars over the course of six months.
Allstate
I don't want any other company insurance. Because my friends are all have other company insurance but i heard they have some problem to claim it.
I don't want any other company insurance. Because my friends are all have other company insurance but i heard they have some problem to claim it.
Oceanpoint Insurance
This insurance has the lowest price on car insurance as well as rideshare insurance simply because they don't heavily advertise their insurance. I currently have a full coverage insurance at a really affordable price.
This insurance has the lowest price on car insurance as well as rideshare insurance simply because they don't heavily advertise their insurance. I currently have a full coverage insurance at a really affordable price.
Allstate
I FEEL LIKE FOR INSURANCE ALLSTATE IS A LITTLE ON THE EXPENSIVE SIDE BUT FOR THE SERVICE I RECIEVED AND THE MONEY I HAD TO PUT OUT AFTER MY ACCIDENT THEY WERE WORTH IT.
I FEEL LIKE FOR INSURANCE ALLSTATE IS A LITTLE ON THE EXPENSIVE SIDE BUT FOR THE SERVICE I RECIEVED AND THE MONEY I HAD TO PUT OUT AFTER MY ACCIDENT THEY WERE WORTH IT.
American National Property And Casualty Company
My premiums are higher than some companies, but I feel like the personal service is exceptional and worth the money because my company goes 'above and beyond' when it really matters. If I'm in a stressful situation and calling my insurance company, I can rely on them to be understanding and to reduce the stress level and help me get back to my normal routine as soon as possible.
My premiums are higher than some companies, but I feel like the personal service is exceptional and worth the money because my company goes 'above and beyond' when it really matters. If I'm in a stressful situation and calling my insurance company, I can rely on them to be understanding and to reduce the stress level and help me get back to my normal routine as soon as possible.
State Farm
I have no problems with the company the policy was easy to obtain and other than that we don't contact them or have any reason to.
I have no problems with the company the policy was easy to obtain and other than that we don't contact them or have any reason to.
Encompass Insurance
Our coverage is about average for the amount we have. We have 5 cars, a boat, home, and a $1 million umbrella policy. We also have 2 teenagers and a 21 year old on our policy so our premium is high.
Our coverage is about average for the amount we have. We have 5 cars, a boat, home, and a $1 million umbrella policy. We also have 2 teenagers and a 21 year old on our policy so our premium is high.
State Farm
I have not compared insurance companies in a very long time. The last time I looked, the cost of my coverage was a very little bit more expensive. However, it would have to save considerable money for me to lose the years I have invested in State Farm.
I have not compared insurance companies in a very long time. The last time I looked, the cost of my coverage was a very little bit more expensive. However, it would have to save considerable money for me to lose the years I have invested in State Farm.
Allstate Auto Insurance, Downey, CA
$128/1 month
Car Insurance Policy Holder
- Single 24 Years old Female licensed 2 years ago with Leased Ford Mustang GT used for Commute to Work or School with estimated annual mileage of 20,001+.
- less than high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $250K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
- 5 K Property Damage
- 300 K Personal Injury Protection
- 50 K Uninsured Motorists Bodily Injury
- 100 K Uninsured Motorists Property Damage
Downey Car Insurance Rate Comparisons
Downey, CA's average car insurance of $1647 differs from South Whittier (+$303), Santa Fe Springs, CA (-$65), Cudahy, CA (+$71) and California (+$172)
| Downey | South Whittier | Santa Fe Springs, CA | Cudahy, CA | California | |
| Median Insurance Rates | $1647 | +$303 | -$65 | +$71 | +$172 |
Downey Car Insurance Savings By Neighborhood & Street Area
| Downey Driver Street Residence & Car Locations | Car Details in Downey | Downey Driver Demographics | Downey Auto Insurance Estimates | Recent Downey Insurance Savings |
|---|---|---|---|---|
| Studebaker | ||||
| Corrigan Ave | 2000 Audi A6 2.8 quattro | 17 year female teenager | $4081 | $425 |
| Izetta Ave | 2002 Buick Rendezvous CXL | 45 year married woman | $1556 | $597 |
| Workman | ||||
| Brunache St | 2007 Ford Fusion V6 SEL | 68 year female senior | $1623 | $830 |
| Gneiss Ave | 2012 Hyundai Sonata GLS | 63 year senior | $1714 | $851 |
| Fulton Wells | ||||
| Lake Center Park Ln | 2003 Chevrolet Silverado K2500 Heavy Duty | 28 year woman | $1501 | $335 |
| Ringwood Ave | 2011 Cadillac DTS Platinum Collection | 52 year married man | $2230 | $815 |
| Hollydale | ||||
| McCallum St | 2010 Nissan Rogue S | 50 year man | $1987 | $555 |
| Blodgett Ave | 2010 Mazda Mazda3 s Grand Touring | 18 year teenager | $3433 | $459 |
| Vinvale | ||||
| New St | 2010 Toyota Prius III | 16 year male teenager | $3200 | $721 |
| Marbel Ave | 2009 Acura TSX Base | 77 year male senior | $1668 | $636 |
Downey Post DUI Car Insurance Rates
| Downey | Pico Rivera | Artesia | South Gate-East Los Angeles | California | |
| Median Post DUI Insurance Rate | $3063 | +$15 | -$180 | +$1084 | +$320 |
| Male Teenager Post DUI Insurance Rate | $6677 | +$32 | -$393 | +$2364 | +$697 |
| Female Teenager Post DUI Insurance Rate | $6645 | +$34 | -$390 | +$2355 | +$696 |
The Post DUI insurance in Downey, CA's is $3063 compared to Pico Rivera (+$15), Artesia (-$180), South Gate-East Los Angeles (+$1084) and California (+$320)
In Downey, a male teenager with Post DUI pays $32 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion V6 SEL in Downey, CA would pay $6093 on auto insurance while a female teenager POST DUI would pay $6065.
Downey Car Insurance by Segment
Downey Teenagers Car Insurance Rates Comparison
9116 Downey Teenagers (8% of total population), 52% Male & 48% Female.
| Downey | Bell | Montebello | Paramount | California | |
| All Teenagers | $3590 | +$1336 | +$94 | -$83 | +$375 |
| Male Teenager | $3590 | +$1336 | +$94 | -$83 | +$375 |
| Female Teenager | $3573 | +$1331 | +$94 | -$82 | +$374 |
Downey teenagers pay $3590 in insurance in contrast with Bell (+$1336), Montebello (+$94), Paramount (-$83) and California (+$375). The difference between Male & Female teenagers in Downey is $17
Example
- 2013 Honda Civic U.S. LX Male Teenager Insurance Rate $3121
- 2010 Lincoln MKZ Base Female Teenager Insurance Rate $3567
Downey Men & Women Car Insurance
111807 Downey Adults (100% of total population), 49% Men & 51% Women.
| Downey | Pico Rivera | West Whittier-Los Nietos | South Gate | California | |
| All Women | $1597 | +$8 | +$401 | +$116 | +$167 |
| Married Women | $1548 | +$7 | +$388 | +$112 | +$161 |
| All Men | $2091 | +$10 | +$525 | +$151 | +$219 |
| Married Men | $1992 | +$10 | +$500 | +$144 | +$208 |
The typical insurance rate of $2091 that Downey Men pay varies from Pico Rivera (+$10), West Whittier-Los Nietos (+$525), South Gate (+$151) and California (+$219). In Downey, married men pay $444 more than married women.
Example
- 2007 Chrysler 300C \N Married Men Insurance Rate $1742
- 2012 Dodge Journey Crew Married Women Insurance Rate $2099
Downey Senior Car Insurance
16591 Downey Seniors (14% of total population), 44% Senior Men & 56% Senior Women.
| Downey | Paramount | East Rancho Dominguez | Bellflower | California | |
| All Seniors | $1745 | -$40 | +$883 | -$41 | +$183 |
| Senior Men | $1712 | -$39 | +$867 | -$40 | +$179 |
| Senior Women | $1778 | -$41 | +$900 | -$42 | +$186 |
Downey seniors pay $1745 in insurance compared to Paramount (-$40), East Rancho Dominguez (+$883), Bellflower (-$41) and California (+$183). In Downey, senior men pay $66 less than senior women.
Downey Car Insurance Discounts for Multiple Vehicles
Downey Population with 1 Vehicle 10131 (31% of Downey population), 2 Vehicles 12227 (37% of the Downey population) and 3 vehicles 5497 (17% of the population)
| Downey | Norwalk | Cudahy | West Whittier-Los Nietos | California | |
| 2 Vehicles | $3130 | -$33 | +$135 | +$784 | +$327 |
| 3 Vehicles | $4777 | -$50 | +$206 | +$1197 | +$499 |
| 4 Vehicles | $6424 | -$67 | +$277 | +$1610 | +$671 |
Downey Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Focus Titanium | $700 | $1680 | $2180 | $1570 | $2270 | $-90 |
| Ford, Explorer Limited | $300 | $1670 | $1970 | $1570 | $1870 | $100 |
| Fiat, 500 Pop | $1000 | $1840 | $2340 | $1750 | $2750 | $-410 |
| Ford, Edge Limited | $200 | $1730 | $1930 | $1650 | $1850 | $80 |
| Toyota, Camry XLE | $400 | $1710 | $2110 | $1580 | $1980 | $130 |