Doyle Auto Insurance Rates, Quotes, Agents & Reviews in TN

Doyle, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Doyle, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Doyle, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Doyle, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Doyle, TN with that of other cities in and around Doyle.

Doyle Sparta Pleasant Hill Smithville Van Buren County Spencer
Average Insurance Rates $1,388 $1,394 $1,425 $1,432 $1,401 $1,390

Doyle, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Doyle, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Doyle $1,027 $867
White County $1,058 $893
Sparta $1,018 $860
Spencer $1,616 $1,365
Van Buren County $1,687 $1,425
Smithville $2,048 $1,730
McMinnville $2,749 $2,322
Pleasant Hill $1,389 $1,174

Doyle, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Doyle, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,504
20 Years $1,783
30 Years $1,374
40 Years $1,322
50 Years $1,224
60 Years $1,241
70 Years $1,444

Doyle, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Doyle, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,415 $361
3 Vehicles $3,623 $541
4 Vehicles $4,830 $722

Savings on 2 Vehicles bundle:$361

Savings on 3 Vehicles bundle:$541

Savings on 4 Vehicles bundle:$722


Doyle, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Doyle, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Doyle $1,388 $2,487
White County $1,404 $2,515
Sparta $1,394 $2,497
Spencer $1,390 $2,490
Van Buren County $1,401 $2,510
Smithville $1,432 $2,565
McMinnville $1,404 $2,515
Pleasant Hill $1,425 $2,553

Doyle, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,191
Excellent (740-799) $1,359
Good (670-739) $1,446
Average (580-669) $1,887
Poor (300-579) $2,264

Doyle, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Cheek Insurance Travelers 185 Mose Dr, Sparta, 38583 (931) 738-9200
Leah Cox State Farm 124 E Bockman Way, Sparta, 38583-2036 931-836-3273
Douglas & Associates Insurance & Investment Erie 200 Hobson Street Suite 40-2, McMinnville, 37110 None
Cumberland Insurance - Sparta Liberty Mutual Independent 287 N. Spring Street, Sparta, 38583 None
Gary Maxwell Insurance Agency Llc Erie 27 N Main Street, Sparta, 38583 None
John Laforte Farmers 925 S Church St Ste C300, Murfreesboro, 37130 (615) 603-3675
Jackie Smith State Farm 315 N Public Sq, Smithville, 37166-1423 615-597-8486
Claiborne & Taylor Insurance Liberty Mutual Independent 319 W MCKNIGHT DR, MURFREESBORO, 37129 (615) 893-5064
James R Adcock Nationwide 1139 Nw Broad St, Murfreesboro, 37129 (615) 904-0202

Doyle, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,449
Driver's Failure In Showing Documents +$135 $1,523
Driving With An Expired Registration +$143 $1,531
Driving At A Considerably Slow Pace +$301 $1,689
Using A Cellphone While Driving +$318 $1,706
Running A Red Light +$323 $1,711
Speeding +$340 $1,728
Driving A Vehicle Without The Required Permission +$432 $1,820
Driving With An Expired/Suspended License +$936 $2,324

Doyle, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,332
Active Disabling Device $1,332
Tracking Device $1,305
Passive Disabling Device $1,291