Dubuque Auto Insurance Rates, Quotes, Agents & Reviews in IA

Dubuque, IA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Dubuque, IA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Dubuque, IA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Dubuque, IA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Dubuque, IA with that of other cities in and around Dubuque.

Dubuque Dunleith East Dubuque Sageville Asbury Sandy Hook
Average Insurance Rates $1,114 $1,229 $1,220 $1,047 $1,165 $1,122

Dubuque, IA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Dubuque, IA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Dubuque $1,111 $939
Sageville $1,326 $1,120
East Dubuque $1,705 $1,440
Asbury $1,073 $907
Julien $1,547 $1,307
Dunleith $1,007 $851
Durango $1,363 $1,151
Sandy Hook $1,350 $1,141

Dubuque, IA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Dubuque, IA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,615
20 Years $1,431
30 Years $1,102
40 Years $1,061
50 Years $982
60 Years $996
70 Years $1,159

Dubuque, IA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Dubuque, IA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,916 $312
3 Vehicles $2,874 $468
4 Vehicles $3,832 $624

Savings on 2 Vehicles bundle:$312

Savings on 3 Vehicles bundle:$468

Savings on 4 Vehicles bundle:$624

Dubuque, IA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Dubuque, IA.

Location Average Insurance Cost Post DUI Insurance Rate
Dubuque $1,114 $1,893
Sageville $1,047 $1,779
East Dubuque $1,220 $1,981
Asbury $1,165 $1,979
Julien $1,502 $2,552
Dunleith $1,229 $1,995
Durango $1,323 $2,248
Sandy Hook $1,122 $2,160

Dubuque, IA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $956
Excellent (740-799) $1,091
Good (670-739) $1,161
Average (580-669) $1,514
Poor (300-579) $1,817

Dubuque, IA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Loveless Tri-State Insurance None 1660 Embassy West Drive, Dubuque, 52002 None
Goodmann Insurance Services, Inc. None 2774 University Ave, Dubuque, 52001 None
Nancy Wallace State Farm 4867 Asbury Rd, Dubuque, 52002-0490 563-582-7403
Steve Buchheit State Farm 1900 John F Kennedy Rd Ste 3, Dubuque, 52002-3803 563-588-1491
Db & T Insurance Inc None 1398 Central Ave, Dubuque, 52001 None
Scott Goins State Farm 3100 Cedar Crest Rdg, Dubuque, 52003-6727 563-583-4313
Denlinger Insurance Agency Inc None 2600 Jackson Street, Dubuque, 52001 None

Dubuque, IA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,163
Driver's Failure In Showing Documents +$108 $1,222
Driving With An Expired Registration +$115 $1,229
Driving At A Considerably Slow Pace +$242 $1,356
Using A Cellphone While Driving +$255 $1,369
Running A Red Light +$260 $1,374
Speeding +$273 $1,387
Driving A Vehicle Without The Required Permission +$346 $1,460
Driving With An Expired/Suspended License +$751 $1,865

Dubuque, IA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,069
Active Disabling Device $1,069
Tracking Device $1,047
Passive Disabling Device $1,036

Latest Auto Insurance Reviews in Dubuque, IA | Back to Top

I am completely satisfied with Geico! The prices are amazing, so is the customer service. They always take care of me when I call and i'm 100 happy with the level of care that they provide evertime I call.
it is one of the largest insurance company in th U.S and has compeetitive rates lots of positive reviews, fast claim process
Erie Insurance
I am content with the premium and deductible of my current insurer. I don't know how they presently compare to other insurers.
Again, I haven't been insurance shopping ina long time. I have looked to check that I am not getting over charged, but mine works for me . I am not sure baout other insurances, but I guess they are all pretty much the same.
My current car insurance policy is full coverage including liability, towing, road side assistance. I currently have a car insurance policy with Geico Insurance.
Liberty Mutual
I am completely satisfied with my current insurance company. I have had them for about six years and they continue to find ways to help me cut cost.
State Farm
I picked the one with the lowest premium that still had the decent review because for the most part, it was similar to other companies with service and the premium was a little lower. It's still way too high though
I like them because they offer fantastic support. I never have to wait on hold, I can get answers online or by calling them. Very important
My customer service experience was great. All I had to do was go into the app and select chat. I was immediately connected to someone who helped me with my claim. I got fast service and didn't even have to leave my house, the glass repair tech came to my house.