Duluth, MN Auto Insurance Rates

Duluth, MN residents can save $430 by comparing multiple quotes & reading reviews & research on Duluth car insurance rates, quotes, agents & coverage.

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$794 $1063 $1437

Latest Auto Insurance Reviews in Duluth, Minnesota


State Farm
The premium was a very good price for the same deductible as other insurance companies and when I bundled my home and car insurance together it lowered my premium by a good amount.
Ameriprise
Initially, I did not have great experiences with them, but the longer I have the insurance with them, the cheaper it got so they are great for what you get.
Progressive
I do not have a bad premium price. I get discounted for bundling. I have no deductible that I have to pay which is great because who ever has around 500 dollars just laying around
State Farm
State Farm has been a very straightforward car insurance company. Everything I need to know is online, and if not they have customer service agents on the line waiting to answer your questions.
Liberty Mutual
I have only had one minor claim with them in 20 years and they performed as expected. Nothing special however.
Allstate
The only on thing we can have the direct client support up to evening only. As a full time worker i can't meet them in the morning time. but the over customer support is good up to me.
Auto-Owners Insurance
MY AUTO INSURANCE GIVES DEDUCTIONS FOR AGE--HOW MANY MILES i TRAVEL YEARLY- COMPOUNDS AMOUNT FROM HOW MANY PEOPLE IN POOL REMAINED ACCIDENT FREE AND WE ALL PAY LESS --THE LESS ACCIDENTS INVOLVED IN.
American National Property And Casualty Company
My policy is pretty standard compared to other providers. The only thing I can think of that goes above and beyond is that they offer a good student discount. I am no longer eligible for that discount, as I have finished school. I do get roadside assistance, which I have utilized and appreciate.
State Farm
I just wish they had an office closer by. It isn't very easy for me to get around to where it is and if I have to go in, it makes it a hassle.
State Farm
State Farm has always had my back in making sure nobody tries to scam me and that I am getting the best out of my insurance. They take care of minor details with no worries.
State Farm
I use this policy because my entire family is insured by state farm for all policies. I don't know many of the other offerings, I've never looked
Write Your Review | Duluth, Minnesota Auto Insurance Analysis
American Family Insurance, Duluth, MN
$74/1 month
Car Insurance Policy Holder
  • Divorced 34 Years old Male licensed 3 years ago with Financed Mazda CX-9 Touring used for Business with estimated annual mileage of 15,001 - 20,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 100 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Nationwide Insurance, Duluth, MN
$60/1 month
Car Insurance Policy Holder
  • Single 20 Years old Female licensed 3 years ago with Own GMC Sierra 2500HD Work Truck used for Business with estimated annual mileage of 6,001 - 7,500.
  • High School, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Progressive Insurance, Duluth, MN
$60/1 month
Car Insurance Policy Holder
  • Married 31 Years old Male licensed 12 years ago with Leased Ford, Focus S, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Safeco Insurance, Duluth, MN
$870/12 months
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 6 years ago with Own Nissan, Murano SV, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
  • High School, pursuing Bachelors Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Progressive Insurance, Duluth, MN
$812/12 months
Car Insurance Policy Holder
  • Single 48 Years old Male licensed 13 years ago with Own Jeep, Patriot Limited, 2WD 4 Door Utility used for Business with estimated annual mileage of 12,001 - 15,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Duluth, MN
$852/12 months
Car Insurance Policy Holder
  • Single 34 Years old Male licensed 7 years ago with Leased Chevrolet, Equinox LS AWD, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
American Family Insurance, Duluth, MN
$844/12 months
Car Insurance Policy Holder
  • Single 37 Years old Female licensed 15 years ago with Leased Mazda, Mazda6s, 4 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & >3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Duluth, MN
$671/12 months
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 5 years ago with Own Toyota, Corolla L, 4 Door Sedan used for Business with estimated annual mileage of 20,001+.
  • Less than High School & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Metlife Auto, Duluth, MN
$852/12 months
Car Insurance Policy Holder
  • Divorced 25 Years old Female licensed 10 years ago with Financed Toyota, 4Runner Limited, 4WD 4 Door Utility used for Business with estimated annual mileage of 12,001 - 15,000.
  • Bachelors, pursuing Graduate Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Duluth Car Insurance Rate Comparisons

Duluth, MN's average car insurance of $1063 differs from Midway, MN (+$447), Parkland, WI (+$507), Silver Brook, MN (+$297) and Minnesota (+$369)

Duluth Midway, MN Parkland, WI Silver Brook, MN Minnesota
Median Insurance Rates $1063 +$447 +$507 +$297 +$369

Duluth Car Insurance Savings By Neighborhood & Street Area

Duluth Driver Street Residence & Car Locations Car Details in Duluth Duluth Driver Demographics Duluth Auto Insurance Estimates Recent Duluth Insurance Savings
Other Area
E Kent Rd2003 Buick Century Base17 year teenager$2604$602
N 16th Ave E2007 Ford Fusion I-4 SE75 year senior$1066$873
N 22nd Ave E2008 Mazda MAZDA3 i Sport51 year married woman$841$626
Garden St2011 Volkswagen Jetta Base16 year male teenager$2926$711
E Clover St2010 Toyota Prius II75 year female senior$1149$636
N 25th Ave E2008 Chrysler 300 Limited26 year woman$988$844
N 26th Ave E2012 Honda Civic LX19 year female teenager$2268$939
N 23rd Ave E2011 Hyundai Sonata GLS70 year male senior$1115$965
N 15 1/2 Ave E2011 Nissan Rogue SV30 year married man$1423$636
N 21st Ave E2005 GMC New Sierra K150039 year man$1452$629

Duluth Post DUI Car Insurance Rates

Duluth Grand Lake Oliver, WI Solway Minnesota
Median Post DUI Insurance Rate $1977 +$124 +$738 +$757 +$686
Male Teenager Post DUI Insurance Rate $5633 +$356 +$2106 +$2158 +$1957
Female Teenager Post DUI Insurance Rate $4724 +$298 +$1765 +$1810 +$1640

The Post DUI insurance in Duluth, MN's is $1977 compared to Grand Lake (+$124), Oliver, WI (+$738), Solway (+$757) and Minnesota (+$686)

In Duluth, a male teenager with Post DUI pays $909 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 i Sport in Duluth, MN would pay $5373 on auto insurance while a female teenager POST DUI would pay $4506.

Duluth Car Insurance by Segment

Duluth Teenagers Car Insurance Rates Comparison

8251 Duluth Teenagers (9% of total population), 50% Male & 50% Female.

Duluth Thomson Gnesen Canosia Minnesota
All Teenagers $2827 +$790 +$2466 +$524 +$982
Male Teenager $3029 +$847 +$2642 +$562 +$1052
Female Teenager $2540 +$710 +$2216 +$471 +$882

Duluth teenagers pay $2827 in insurance in contrast with Thomson (+$790), Gnesen (+$2466), Canosia (+$524) and Minnesota (+$982). The difference between Male & Female teenagers in Duluth is $489

Example

  • 2009 Jeep Grand Cherokee Laredo Male Teenager Insurance Rate $2473
  • 2009 Cadillac DTS Luxury 6-Passenger Female Teenager Insurance Rate $3080

Duluth Men & Women Car Insurance

86239 Duluth Adults (100% of total population), 49% Men & 51% Women.

Duluth Proctor Parkland, WI Midway Minnesota
All Women $977 +$623 +$467 +$412 +$340
Married Women $882 +$562 +$421 +$371 +$306
All Men $1605 +$1022 +$765 +$675 +$557
Married Men $1488 +$948 +$710 +$626 +$516

The typical insurance rate of $1605 that Duluth Men pay varies from Proctor (+$1022), Parkland, WI (+$765), Midway (+$675) and Minnesota (+$557). In Duluth, married men pay $606 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1328
  • 2014 Audi A4 2.0T Premium Married Women Insurance Rate $1771

Duluth Senior Car Insurance

16540 Duluth Seniors (19% of total population), 43% Senior Men & 57% Senior Women.

Duluth Gnesen Solway Parkland, WI Minnesota
All Seniors $1201 +$1047 +$460 +$573 +$417
Senior Men $1201 +$1047 +$460 +$573 +$417
Senior Women $1190 +$1038 +$456 +$568 +$413

Duluth seniors pay $1201 in insurance compared to Gnesen (+$1047), Solway (+$460), Parkland, WI (+$573) and Minnesota (+$417). In Duluth, senior men pay $11 more than senior women.

Duluth Car Insurance Discounts for Multiple Vehicles

Duluth Population with 1 Vehicle 13017 (36% of Duluth population), 2 Vehicles 12375 (35% of the Duluth population) and 3 vehicles 4149 (12% of the population)

Duluth Silver Brook Lakeside, WI Canosia Minnesota
2 Vehicles $2020 +$564 +$355 +$374 +$701
3 Vehicles $3083 +$861 +$542 +$571 +$1070
4 Vehicles $4146 +$1158 +$729 +$768 +$1439

Car Insurance Agents in Duluth, MN

Rank Agent Name Agent Contact
1 AAA Insurance 2520 Maple Grove Rd, Duluth, MN 55811
2 Arrowhead Insurance Agency 931 E 9th St, Duluth, MN 55805
3 Barbara Carr 401 W Michigan St, Duluth, MN 55802
4 Bill Mulek 326 N Central Ave, Duluth, MN 55807
5 Bob Almquist 320 E 2nd St, Duluth, MN 55805
6 Bonnie Perkins Insurance Agency 738 E Superior St, Duluth, MN 55802
7 Cartier Agency 2631 W Superior St, Duluth, MN 55806
8 Charles T Chairs 2307 Woodland Ave, Duluth, MN 55803
9 Christopher Gardner 24 W Central Entrance, Duluth, MN 55811
10 Christopher Gardner 416 N Central Ave, Duluth, MN 55807

Duluth Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Honda, Insight $200 $1060 $1260 $1000 $1200 $60
GMC, Sierra 2500HD SLT $100 $1120 $1220 $1060 $1160 $60
Honda, Accord EX $1500 $1080 $1580 $1020 $2520 $-940
GMC, Sierra 1500 Work Truck $1000 $1130 $1630 $1040 $2040 $-410
Ford, Taurus Limited $300 $1080 $1380 $1030 $1330 $50