Dunkard Auto Insurance Rates, Quotes, Agents & Reviews in PA

Dunkard, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Dunkard, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Dunkard, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Dunkard, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Dunkard, PA with that of other cities in and around Dunkard.

Dunkard Point Marion Cassville Bobtown Star City Greensboro
Average Insurance Rates $1,352 $1,361 $1,457 $1,338 $1,483 $1,359

Dunkard, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Dunkard, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Dunkard $2,092 $1,767
Bobtown $1,422 $1,201
Mapletown $1,448 $1,223
Mount Morris $1,492 $1,261
Greensboro $1,450 $1,225
Point Marion $1,223 $1,033
Cassville $1,174 $992
Star City $942 $796

Dunkard, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Dunkard, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,387
20 Years $1,737
30 Years $1,338
40 Years $1,287
50 Years $1,192
60 Years $1,209
70 Years $1,407

Dunkard, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Dunkard, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,352 $352
3 Vehicles $3,529 $527
4 Vehicles $4,705 $703

Savings on 2 Vehicles bundle:$352

Savings on 3 Vehicles bundle:$527

Savings on 4 Vehicles bundle:$703


Dunkard, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Dunkard, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Dunkard $1,352 $2,128
Bobtown $1,338 $2,106
Mapletown $1,358 $2,138
Mount Morris $1,399 $2,202
Greensboro $1,359 $2,139
Point Marion $1,361 $2,142
Cassville $1,457 $2,330
Star City $1,483 $2,371

Dunkard, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,160
Excellent (740-799) $1,324
Good (670-739) $1,409
Average (580-669) $1,838
Poor (300-579) $2,205

Dunkard, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Paul Braddock State Farm 51 W High St, Waynesburg, 15370-1343 724-627-3777
Yingling Insurance Agency Erie 211 S VINE ST STE 102, CARMICHAELS, 15320 724-966-5073
Paul Sprowls Agency Inc Erie 217 W Main Street, Uniontown, 15401 None
Leroy P Stouffer Nationwide 107 W George St, Carmichaels, 15320 (724) 966-7156
John W Fisher Insurance Agency Erie 101 Whitaker Way, Whitaker, 15120 None
Proudfit Insurance Agency Inc Travelers 470 Johnson Road Suite 130, Washington, 15301 (724) 705-1082
Beynon & Co Inc Travelers 1900 ALLEGHENY BLDG 429 FORBES AVE, PITTSBURGH, 15219 412-261-3640
Walter Mark Agency Inc. Erie 239 W Pike Street, Canonsburg, 15317 None

Dunkard, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,411
Driver's Failure In Showing Documents +$131 $1,483
Driving With An Expired Registration +$139 $1,491
Driving At A Considerably Slow Pace +$293 $1,645
Using A Cellphone While Driving +$310 $1,662
Running A Red Light +$315 $1,667
Speeding +$331 $1,683
Driving A Vehicle Without The Required Permission +$420 $1,772
Driving With An Expired/Suspended License +$911 $2,263

Dunkard, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,298
Active Disabling Device $1,298
Tracking Device $1,271
Passive Disabling Device $1,257