Dyer Auto Insurance Rates, Quotes, Agents & Reviews in TN

Dyer, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Dyer, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Dyer, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Dyer, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Dyer, TN with that of other cities in and around Dyer.

Dyer Rutherford Kenton Greenfield Gibson County Yorkville
Average Insurance Rates $1,378 $1,375 $1,373 $1,372 $1,401 $1,388

Dyer, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Dyer, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Dyer $1,298 $1,096
Rutherford $1,529 $1,291
Gibson County $1,191 $1,006
Yorkville $1,227 $1,036
Trenton $1,466 $1,238
Kenton $1,215 $1,027
Bradford $2,394 $2,022
Greenfield $1,597 $1,349

Dyer, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Dyer, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,471
20 Years $1,771
30 Years $1,364
40 Years $1,312
50 Years $1,215
60 Years $1,232
70 Years $1,434

Dyer, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Dyer, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,425 $331
3 Vehicles $3,638 $496
4 Vehicles $4,851 $661

Savings on 2 Vehicles bundle:$331

Savings on 3 Vehicles bundle:$496

Savings on 4 Vehicles bundle:$661

Dyer, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Dyer, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Dyer $1,378 $2,469
Rutherford $1,375 $2,463
Gibson County $1,401 $2,510
Yorkville $1,388 $2,487
Trenton $1,396 $2,501
Kenton $1,373 $2,460
Bradford $1,374 $2,461
Greenfield $1,372 $2,458

Dyer, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,182
Excellent (740-799) $1,350
Good (670-739) $1,436
Average (580-669) $1,873
Poor (300-579) $2,248

Dyer, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Siler Thornton Agency Erie 334 S Main Street, Dyer, 38330 None
Phelan-Estes Insurance Agency Inc Liberty Mutual Independent 118 E EATON ST, TRENTON, 38382 (731) 855-2813
First State Insurance, Llc None 2628 N Central Ave, Humboldt, 38343 None
Jack Ray Insurance Agency Erie 1312 Main Street, Humboldt, 38343 None
Creswell Insurance Agency Erie 2038 West Van Hook Street, Milan, 38358 (731) 613-7423
Jim Mcadams State Farm 100 N Washington Ave, Brownsville, 38012-2510 731-772-6000
Volunteer Insurance Agency Inc. Erie 106 E. Main St , Rutherford, 38369 None

Dyer, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,439
Driver's Failure In Showing Documents +$134 $1,512
Driving With An Expired Registration +$142 $1,520
Driving At A Considerably Slow Pace +$299 $1,677
Using A Cellphone While Driving +$316 $1,694
Running A Red Light +$321 $1,699
Speeding +$338 $1,716
Driving A Vehicle Without The Required Permission +$429 $1,807
Driving With An Expired/Suspended License +$929 $2,307

Dyer, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,323
Active Disabling Device $1,323
Tracking Device $1,295
Passive Disabling Device $1,282