Eagle Valley Auto Insurance Rates, Quotes, Agents & Reviews in OR

Eagle Valley, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Eagle Valley, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Eagle Valley, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Eagle Valley, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Eagle Valley, OR with that of other cities in and around Eagle Valley.

Eagle Valley Richland Baker County Baker City Halfway
Average Insurance Rates $1,421 $1,386 $1,392 $1,383 $1,410

Eagle Valley, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Eagle Valley, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Eagle Valley $1,241 $1,048
Richland $1,820 $1,537
Baker County $1,825 $1,542
Baker City $1,084 $915
Halfway $1,227 $1,036

Eagle Valley, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Eagle Valley, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,611
20 Years $1,826
30 Years $1,406
40 Years $1,353
50 Years $1,253
60 Years $1,270
70 Years $1,479

Eagle Valley, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Eagle Valley, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,416 $426
3 Vehicles $3,624 $639
4 Vehicles $4,831 $853

Savings on 2 Vehicles bundle:$426

Savings on 3 Vehicles bundle:$639

Savings on 4 Vehicles bundle:$853


Eagle Valley, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Eagle Valley, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Eagle Valley $1,421 $2,126
Richland $1,386 $2,073
Baker County $1,392 $2,082
Baker City $1,383 $2,069
Halfway $1,410 $2,109

Eagle Valley, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,219
Excellent (740-799) $1,392
Good (670-739) $1,481
Average (580-669) $1,932
Poor (300-579) $2,318

Eagle Valley, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Nick Conklin State Farm 2307 Main St, Baker City, 97814-2563 541-523-7733
Gregg Hinrichsen State Farm 1722 Campbell St, Baker City, 97814-2148 541-523-7778
Les Bridges Farmers 309 S River St Ste A, Enterprise, 97828 (541) 426-3564
Ag Insurance Travelers 2119 7TH ST, BAKER CITY, 97814 541-523-2414
Coleman & Chrisman Insurance Inc. Allstate 301 W Main St, Enterprise, 97828 (541) 426-4964
Payne West Insurance Inc Liberty Mutual Independent 2001 Main St, Baker City, 97814 (541) 523-4411

Eagle Valley, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,484
Driver's Failure In Showing Documents +$138 $1,559
Driving With An Expired Registration +$146 $1,567
Driving At A Considerably Slow Pace +$308 $1,729
Using A Cellphone While Driving +$325 $1,746
Running A Red Light +$331 $1,752
Speeding +$348 $1,769
Driving A Vehicle Without The Required Permission +$442 $1,863
Driving With An Expired/Suspended License +$958 $2,379

Eagle Valley, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,364
Active Disabling Device $1,364
Tracking Device $1,336
Passive Disabling Device $1,322