East Hanover Auto Insurance Rates, Quotes, Agents & Reviews in PA

East Hanover, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in East Hanover, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in East Hanover, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


East Hanover, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in East Hanover, PA with that of other cities in and around East Hanover.

East Hanover West Hanover Linglestown Fort Indiantown Gap Dauphin County Union Deposit
Average Insurance Rates $1,472 $1,461 $1,447 $1,953 $1,434 $1,460

East Hanover, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around East Hanover, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
East Hanover $1,126 $951
West Hanover $1,684 $1,422
Skyline View $1,553 $1,312
Dauphin County $946 $799
Fort Indiantown Gap $2,012 $1,699
Union Deposit $1,621 $1,369
Linglestown $2,916 $2,463
South Hanover $1,391 $1,175

East Hanover, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in East Hanover, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,776
20 Years $1,891
30 Years $1,457
40 Years $1,402
50 Years $1,298
60 Years $1,316
70 Years $1,532

East Hanover, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in East Hanover, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,561 $383
3 Vehicles $3,842 $574
4 Vehicles $5,123 $765

Savings on 2 Vehicles bundle:$383

Savings on 3 Vehicles bundle:$574

Savings on 4 Vehicles bundle:$765


East Hanover, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around East Hanover, PA.

Location Average Insurance Cost Post DUI Insurance Rate
East Hanover $1,472 $2,317
West Hanover $1,461 $2,300
Skyline View $1,471 $2,316
Dauphin County $1,434 $2,257
Fort Indiantown Gap $1,953 $3,074
Union Deposit $1,460 $2,298
Linglestown $1,447 $2,278
South Hanover $1,479 $2,328

East Hanover, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,263
Excellent (740-799) $1,442
Good (670-739) $1,534
Average (580-669) $2,001
Poor (300-579) $2,401

East Hanover, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Smith Insurance Agency Inc Allstate 150 W Chocolate Ave, Hershey, 17033 (717) 533-0207
Mcmillan Insurance Agency Llc Nationwide 4800 Linglestown Rd STE 303, Harrisburg, 17112 (717) 657-8888
Donald B Harner Nationwide 4807 Jonestown Road STE 149, Harrisburg, 17109-1744 (717) 657-1912
Nora Hoffman Farmers 32 W Main St, Palmyra, 17078 (717) 473-4476
Gwen Katzenmoyer Allstate 924 E Chocolate Ave, Hershey, 17033 (717) 298-1442
Tim Wagner State Farm 127 E Main St, Palmyra, 17078-1730 717-838-1369
Lindsey D. Cline State Farm 25 E Main Street, Hummelstown, 17036-1616 717-566-8209
Berkshire Insurance Services Llc Travelers 220 BERKSHIRE DRIVE, DOUGLASSVILLE, 19518 610-413-9880
Williams Insurance Group Llc Nationwide 113 W Main St, Kutztown, 19530 (610) 683-6823
Sharon Stump State Farm 1300 N Mountain Road, Linglestown, 17112-1756 717-564-7800
Polaris Insurance Agcy Llc Farmers 2725 Centre Ave, Reading, 19605 (610) 927-5449

East Hanover, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,537
Driver's Failure In Showing Documents +$143 $1,615
Driving With An Expired Registration +$152 $1,624
Driving At A Considerably Slow Pace +$319 $1,791
Using A Cellphone While Driving +$337 $1,809
Running A Red Light +$343 $1,815
Speeding +$361 $1,833
Driving A Vehicle Without The Required Permission +$458 $1,930
Driving With An Expired/Suspended License +$992 $2,464

East Hanover, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,413
Active Disabling Device $1,413
Tracking Device $1,384
Passive Disabling Device $1,369