East Hopewell Auto Insurance Rates, Quotes, Agents & Reviews in PA

East Hopewell, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in East Hopewell, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in East Hopewell, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


East Hopewell, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in East Hopewell, PA with that of other cities in and around East Hopewell.

East Hopewell Stewartstown Winterstown Cross Roads Chanceford North Hopewell
Average Insurance Rates $1,500 $1,437 $1,436 $1,451 $1,434 $1,466

East Hopewell, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around East Hopewell, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
East Hopewell $1,142 $965
Cross Roads $1,440 $1,216
Felton $1,351 $1,141
North Hopewell $1,105 $934
Stewartstown $1,132 $956
Fawn $1,860 $1,571
Winterstown $1,792 $1,514
Chanceford $2,156 $1,821

East Hopewell, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in East Hopewell, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,867
20 Years $1,927
30 Years $1,484
40 Years $1,428
50 Years $1,323
60 Years $1,341
70 Years $1,561

East Hopewell, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in East Hopewell, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,550 $450
3 Vehicles $3,825 $675
4 Vehicles $5,100 $900

Savings on 2 Vehicles bundle:$450

Savings on 3 Vehicles bundle:$675

Savings on 4 Vehicles bundle:$900


East Hopewell, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around East Hopewell, PA.

Location Average Insurance Cost Post DUI Insurance Rate
East Hopewell $1,500 $2,361
Cross Roads $1,451 $2,284
Felton $1,428 $2,248
North Hopewell $1,466 $2,308
Stewartstown $1,437 $2,262
Fawn $1,487 $2,341
Winterstown $1,436 $2,260
Chanceford $1,434 $2,257

East Hopewell, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,287
Excellent (740-799) $1,469
Good (670-739) $1,563
Average (580-669) $2,039
Poor (300-579) $2,447

East Hopewell, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Julie Martin State Farm 619 Lombard Rd, Red Lion, 17356-9054 717-417-5175
Mantz Miller Insurance Agency Inc Travelers 1480 DELTA RD, RED LION, 17356 717-244-8529
Lauer-Mann Insurance Agency Inc Travelers 39 OLD FARM LN, SHREWSBURY, 17361 717-235-4411
Runkles Insurance Agency Inc Travelers 22 E AVE, RED LION, 17356 717-812-9292
Michael C. Durkin Nationwide 63 N Main St Ste K, Stewartstown, 17363-0279 (717) 993-2300
Rory Quinn Allstate 60 Pottstown Pike, Eagle, 19480 (610) 458-8380
Kayla Vollmer Liberty Mutual One East Uwchlan Ave Suite 119, Exton, 19341 1-610-363-9390
Theresa E Pabody Nationwide 64 N Main St, Red Lion, 17356 (717) 244-5172
Stellar Insurance Inc None 19 N 3Rd St, Oxford, 19363 None
John Barone Farmers 550 Hannum Ave, West Chester, 19380 (610) 235-4650

East Hopewell, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,566
Driver's Failure In Showing Documents +$146 $1,646
Driving With An Expired Registration +$155 $1,655
Driving At A Considerably Slow Pace +$326 $1,826
Using A Cellphone While Driving +$344 $1,844
Running A Red Light +$350 $1,850
Speeding +$368 $1,868
Driving A Vehicle Without The Required Permission +$467 $1,967
Driving With An Expired/Suspended License +$1,011 $2,511

East Hopewell, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,440
Active Disabling Device $1,440
Tracking Device $1,410
Passive Disabling Device $1,395