Orient Park, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Orient Park, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Orient Park, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Orient Park, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Orient Park, FL with that of other cities in and around Orient Park.

	East Lake-Orient Park	University	Palm River-Clair Mel	Temple Terrace	Tampa	Mango
Average Insurance Rates	$2,074	$1,974	$2,086	$2,179	$2,163	$2,076

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Orient Park, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Orient Park, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
East Lake-Orient Park	$1,495	$1,262
Temple Terrace	$1,460	$1,233
Mango	$1,063	$898
Tampa	$1,223	$1,033
Thonotosassa	$1,089	$920
Palm River-Clair Mel	$2,776	$2,345
Seffner	$1,359	$1,148
University	$1,941	$1,639

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Orient Park, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Orient Park, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,730
20 Years	$2,665
30 Years	$2,053
40 Years	$1,975
50 Years	$1,829
60 Years	$1,854
70 Years	$2,158

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Orient Park, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Orient Park, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,526	$622
3 Vehicles	$5,289	$933
4 Vehicles	$7,052	$1,244

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Orient Park, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Orient Park, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
East Lake-Orient Park	$2,074	$3,246
Temple Terrace	$2,179	$3,410
Mango	$2,076	$3,249
Tampa	$2,163	$3,385
Thonotosassa	$2,115	$3,310
Palm River-Clair Mel	$2,086	$3,265
Seffner	$2,140	$3,349
University	$1,974	$3,089

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Orient Park, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,779
Excellent (740-799)	$2,031
Good (670-739)	$2,161
Average (580-669)	$2,820
Poor (300-579)	$3,383

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Orient Park, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$91	$2,165
Driver's Failure In Showing Documents	+$201	$2,275
Driving With An Expired Registration	+$214	$2,288
Driving At A Considerably Slow Pace	+$450	$2,524
Using A Cellphone While Driving	+$475	$2,549
Running A Red Light	+$483	$2,557
Speeding	+$508	$2,582
Driving A Vehicle Without The Required Permission	+$645	$2,719
Driving With An Expired/Suspended License	+$1,398	$3,472

Orient Park, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,991
Active Disabling Device	$1,991
Tracking Device	$1,950
Passive Disabling Device	$1,929

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Latest Auto Insurance Reviews in Orient Park, FL | Back to Top