East Lampeter Auto Insurance Rates, Quotes, Agents & Reviews in PA

East Lampeter, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in East Lampeter, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in East Lampeter, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


East Lampeter, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in East Lampeter, PA with that of other cities in and around East Lampeter.

East Lampeter Lancaster County Smoketown Bird-in-Hand Ronks Upper Leacock
Average Insurance Rates $1,492 $1,428 $1,489 $1,616 $1,848 $1,486

East Lampeter, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around East Lampeter, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
East Lampeter $1,705 $1,440
Smoketown $1,861 $1,572
Witmer $1,289 $1,088
Bird-in-Hand $1,358 $1,147
Lancaster County $1,125 $950
Ronks $1,903 $1,608
Upper Leacock $2,099 $1,773
Lampeter $1,358 $1,147

East Lampeter, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in East Lampeter, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,841
20 Years $1,917
30 Years $1,477
40 Years $1,421
50 Years $1,316
60 Years $1,334
70 Years $1,553

East Lampeter, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in East Lampeter, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,536 $448
3 Vehicles $3,805 $671
4 Vehicles $5,073 $895

Savings on 2 Vehicles bundle:$448

Savings on 3 Vehicles bundle:$671

Savings on 4 Vehicles bundle:$895


East Lampeter, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around East Lampeter, PA.

Location Average Insurance Cost Post DUI Insurance Rate
East Lampeter $1,492 $2,349
Smoketown $1,489 $2,344
Witmer $1,438 $2,264
Bird-in-Hand $1,616 $2,544
Lancaster County $1,428 $2,248
Ronks $1,848 $2,909
Upper Leacock $1,486 $2,339
Lampeter $1,476 $2,323

East Lampeter, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,280
Excellent (740-799) $1,461
Good (670-739) $1,555
Average (580-669) $2,028
Poor (300-579) $2,434

East Lampeter, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tam Wilson State Farm 332 Hartman Bridge Rd, Ronks, 17572-9508 717-687-9000
Mildred Chavarria Farmers 1000 Continental Dr Ste 500, King Of Prussia, 19406 (215) 285-8773
Gibbons Insurance Agency Travelers 2908 CHICHESTER AVE, BOOTHWYN, 19061 610-485-1181
Hinkle Insurance Agency Inc. Erie 600 Olde Hickory Road Suite 200, Lancaster, 17601 None
Russell Koehler Baribault Agency Nationwide 1246 W Chester Pike Ste 315, West Chester, 19382 (610) 358-2200
Steve Regotti State Farm 3060 Concord Rd, Aston, 19014-2949 610-497-2886
Steve Mccoy State Farm 422 N Springfield Rd, Clifton Hts, 19018-1304 610-626-4100
First Choice Insurance Group Travelers 701 CROSS RD, LEDERACH, 19450 215-513-1719
Kuntz Insurance Group Erie 107 N Monroe Street, Media, 19063 None
Chuck Conrad Insurance Llc Liberty Mutual Independent 1221 LIMBERLOST LN, GLADWYNE, 19035 610-642-9999

East Lampeter, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,558
Driver's Failure In Showing Documents +$145 $1,637
Driving With An Expired Registration +$154 $1,646
Driving At A Considerably Slow Pace +$324 $1,816
Using A Cellphone While Driving +$342 $1,834
Running A Red Light +$348 $1,840
Speeding +$366 $1,858
Driving A Vehicle Without The Required Permission +$464 $1,956
Driving With An Expired/Suspended License +$1,006 $2,498

East Lampeter, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,432
Active Disabling Device $1,432
Tracking Device $1,402
Passive Disabling Device $1,388

Latest Auto Insurance Reviews in East Lampeter, PA | Back to Top

New Jersey Manufacturers Insurance Company
My policy with NJM covers me for both collision and regular required insurance. This is pretty standard coverage that all companies offer in my area.
New Jersey Manufacturers Insurance Company
My policy with NJM covers me for both collision and regular required insurance. This is pretty standard coverage that all companies offer in my area.
State Farm
I like the coverage, the website makes ease of access and payments very easy. I can find any information I need at any time. It is overall a good company, discounts for multi policy