Echo Auto Insurance Rates, Quotes, Agents & Reviews in OR

Echo, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Echo, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Echo, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Echo, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Echo, OR with that of other cities in and around Echo.

Echo Pendleton Hermiston-Umatilla Hermiston Umatilla Stanfield
Average Insurance Rates $1,370 $1,400 $1,392 $1,394 $1,375 $1,373

Echo, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Echo, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Echo $1,385 $1,170
Stanfield $2,776 $2,345
Hermiston-Umatilla $1,097 $927
Hermiston $1,998 $1,688
Pendleton $2,014 $1,701
Umatilla $1,622 $1,370
Irrigon $1,931 $1,631

Echo, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Echo, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,445
20 Years $1,760
30 Years $1,356
40 Years $1,305
50 Years $1,208
60 Years $1,225
70 Years $1,426

Echo, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Echo, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,356 $384
3 Vehicles $3,535 $575
4 Vehicles $4,713 $767

Savings on 2 Vehicles bundle:$384

Savings on 3 Vehicles bundle:$575

Savings on 4 Vehicles bundle:$767

Echo, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Echo, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Echo $1,370 $2,049
Stanfield $1,373 $2,054
Hermiston-Umatilla $1,392 $2,082
Hermiston $1,394 $2,085
Pendleton $1,400 $2,094
Umatilla $1,375 $2,057
Irrigon $1,366 $2,043

Echo, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,175
Excellent (740-799) $1,342
Good (670-739) $1,428
Average (580-669) $1,862
Poor (300-579) $2,235

Echo, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Nate Conklin State Farm 395 E Highland Ave, Hermiston, 97838-2608 541-567-1551
Joanna Hayden Farmers 750 W Hermiston Ave Ste 3, Hermiston, 97838 (541) 289-3276
Dell Ray Zimmer Farmers 911 N 1st St, Hermiston, 97838 (541) 567-5745
The Simmons Agency Inc Liberty Mutual Independent 702 E MAIN ST, HERMISTON, 97838 (541) 567-6271
Luann Davison State Farm 1055 S Highway 395 Ste 343, Hermiston, 97838-6931 541-567-5252
Wheatland Ins Center, Inc Liberty Mutual Independent 455 E MAIN ST, HERMISTON, 97838 (541) 276-7441

Echo, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,430
Driver's Failure In Showing Documents +$133 $1,503
Driving With An Expired Registration +$141 $1,511
Driving At A Considerably Slow Pace +$297 $1,667
Using A Cellphone While Driving +$314 $1,684
Running A Red Light +$319 $1,689
Speeding +$336 $1,706
Driving A Vehicle Without The Required Permission +$426 $1,796
Driving With An Expired/Suspended License +$923 $2,293

Echo, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,315
Active Disabling Device $1,315
Tracking Device $1,288
Passive Disabling Device $1,274