Eclectic Auto Insurance Rates, Quotes, Agents & Reviews in AL

Eclectic, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Eclectic, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Eclectic, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Eclectic, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Eclectic, AL with that of other cities in and around Eclectic.

Eclectic Reeltown Wetumpka Tallassee Ray Titus
Average Insurance Rates $1,483 $1,426 $1,505 $1,459 $1,166 $1,494

Eclectic, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Eclectic, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Eclectic $2,536 $2,142
Elmore County $1,279 $1,081
Tallassee $1,976 $1,669
Our Town $2,174 $1,837
Reeltown $1,089 $920
Titus $2,883 $2,435
Wetumpka $949 $801
Ray $1,201 $1,014

Eclectic, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Eclectic, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,812
20 Years $1,905
30 Years $1,468
40 Years $1,412
50 Years $1,308
60 Years $1,326
70 Years $1,543

Eclectic, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Eclectic, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,610 $356
3 Vehicles $3,915 $534
4 Vehicles $5,220 $712

Savings on 2 Vehicles bundle:$356

Savings on 3 Vehicles bundle:$534

Savings on 4 Vehicles bundle:$712

Eclectic, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Eclectic, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Eclectic $1,483 $2,629
Elmore County $1,439 $2,551
Tallassee $1,459 $2,587
Our Town $2,111 $3,743
Reeltown $1,426 $2,528
Titus $1,494 $2,649
Wetumpka $1,505 $2,668
Ray $1,166 $2,067

Eclectic, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,272
Excellent (740-799) $1,452
Good (670-739) $1,545
Average (580-669) $2,016
Poor (300-579) $2,419

Eclectic, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Robert Cannon Allstate 1560 Hartford Hwy, Dothan, 36301 (334) 792-0030
Dark Insurance Agency Inc Travelers 410 HILLABEE ST, ALEXANDER CITY, 35011 256-234-5026
Albert Elmore State Farm 100 N Ann Ave, Tallassee, 36078-1302 334-283-2758
Brian Hill Farmers 74531 Tallassee Hwy, Wetumpka, 36092 (334) 567-9020
Cousins Insurance Agency Inc Travelers 234 HILL ST, WETUMPKA, 36092 334-567-8493
Ken Owen State Farm 5665 Us Highway 231, Wetumpka, 36092-3196 334-567-2235
Janet Jones State Farm 222 N Broadway Ave, Sylacauga, 35150-2526 256-245-2267
Daughtry Ins Agency Inc Nationwide 34898 US Hwy 280, Sylacauga, 35150 (256) 378-0062

Eclectic, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,548
Driver's Failure In Showing Documents +$144 $1,627
Driving With An Expired Registration +$153 $1,636
Driving At A Considerably Slow Pace +$322 $1,805
Using A Cellphone While Driving +$340 $1,823
Running A Red Light +$346 $1,829
Speeding +$363 $1,846
Driving A Vehicle Without The Required Permission +$461 $1,944
Driving With An Expired/Suspended License +$1,000 $2,483

Eclectic, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,424
Active Disabling Device $1,424
Tracking Device $1,394
Passive Disabling Device $1,379