Eddyville Auto Insurance Rates, Quotes, Agents & Reviews in OR

Eddyville, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Eddyville, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Eddyville, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Eddyville, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Eddyville, OR with that of other cities in and around Eddyville.

Eddyville Toledo Southwest Benton Alsea Siletz Summit
Average Insurance Rates $1,444 $1,435 $1,481 $1,402 $1,409 $1,403

Eddyville, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Eddyville, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Eddyville $1,622 $1,370
Toledo $2,288 $1,932
Lincoln County $1,832 $1,548
Summit $1,358 $1,147
Blodgett $2,045 $1,727
Siletz $1,488 $1,257
Alsea $1,131 $955
Southwest Benton $1,943 $1,641

Eddyville, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Eddyville, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,686
20 Years $1,855
30 Years $1,429
40 Years $1,375
50 Years $1,273
60 Years $1,291
70 Years $1,503

Eddyville, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Eddyville, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,541 $347
3 Vehicles $3,812 $520
4 Vehicles $5,083 $693

Savings on 2 Vehicles bundle:$347

Savings on 3 Vehicles bundle:$520

Savings on 4 Vehicles bundle:$693


Eddyville, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Eddyville, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Eddyville $1,444 $2,160
Toledo $1,435 $2,147
Lincoln County $1,437 $2,150
Summit $1,403 $2,099
Blodgett $1,985 $2,969
Siletz $1,409 $2,108
Alsea $1,402 $2,097
Southwest Benton $1,481 $2,215

Eddyville, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,239
Excellent (740-799) $1,414
Good (670-739) $1,505
Average (580-669) $1,963
Poor (300-579) $2,355

Eddyville, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Fullhart Insurance Agency Travelers 680 NW HEMLOCK, WALDPORT, 97394 541-563-3241
Severn Thomas State Farm 2372 Main St, Philomath, 97370-9361 541-929-2534
Paynewest Insurance - Newport Liberty Mutual Independent 811 N COAST HWY, NEWPORT, 97365 541-265-7768
Drue Boggs Farmers 1400 Executive Pkwy Ste 250, Eugene, 97401 (541) 434-9720
Jeff Halbert Allstate 4861 Lancaster Dr NE Ste C, Salem, 97305 (503) 390-8532
Greg Wells Insurance Ltd None 1061 Ne Avery, Newport, 97365 None
Frank Humpert Farmers 775 Holly St, Junction City, 97448 (541) 998-2026
Judy Baszniak State Farm 3964 Center St NE, Salem, 97301-2944 503-378-1641
Sherry Schaefers State Farm 252 W. 7th Avenue, Eugene, 97401 541-607-4575

Eddyville, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,508
Driver's Failure In Showing Documents +$140 $1,584
Driving With An Expired Registration +$149 $1,593
Driving At A Considerably Slow Pace +$313 $1,757
Using A Cellphone While Driving +$331 $1,775
Running A Red Light +$336 $1,780
Speeding +$354 $1,798
Driving A Vehicle Without The Required Permission +$449 $1,893
Driving With An Expired/Suspended License +$973 $2,417

Eddyville, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,386
Active Disabling Device $1,386
Tracking Device $1,357
Passive Disabling Device $1,343