Eden Prairie, MN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Eden Prairie, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Eden Prairie, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Eden Prairie, MN Auto Insurance Rates
- Eden Prairie, MN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Eden Prairie, MN
- Multi Vehicle Insurance Savings in Eden Prairie, MN
- How Credit Score Affects Car Insurance Rates in Eden Prairie, MN
- How DUI Affects Auto Insurance Premiums in Eden Prairie, MN
- Top Auto Insurance Agents Near Eden Prairie, MN
- How Driving Violations Affect Auto Insurance Rates in Eden Prairie, MN
- Eden Prairie, MN Auto Insurance Discounts on Anti Theft Feature
- Eden Prairie, MN Auto Insurance Company Reviews
Eden Prairie, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Eden Prairie, MN with that of other cities in and around Eden Prairie.
| Eden Prairie | Edina | Hopkins | Shakopee | Excelsior | Minnetonka | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,111 | $1,075 | $1,319 | $1,050 | $1,482 | $1,041 |
Eden Prairie, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Eden Prairie, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Eden Prairie | $1,362 | $1,150 |
| Chanhassen | $2,353 | $1,987 |
| Shakopee | $1,785 | $1,508 |
| Edina | $1,716 | $1,449 |
| Minnetonka | $1,663 | $1,405 |
| Hopkins | $1,680 | $1,419 |
| Excelsior | $1,060 | $895 |
| Deephaven | $2,044 | $1,726 |
Eden Prairie, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Eden Prairie, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,605 |
| 20 Years | $1,428 |
| 30 Years | $1,100 |
| 40 Years | $1,058 |
| 50 Years | $980 |
| 60 Years | $993 |
| 70 Years | $1,156 |
Eden Prairie, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Eden Prairie, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,955 | $267 |
| 3 Vehicles | $2,933 | $400 |
| 4 Vehicles | $3,911 | $533 |
Savings on 2 Vehicles bundle:$267
Savings on 3 Vehicles bundle:$400
Savings on 4 Vehicles bundle:$533
Eden Prairie, MN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Eden Prairie, MN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Eden Prairie | $1,111 | $2,028 |
| Chanhassen | $1,409 | $2,573 |
| Shakopee | $1,050 | $1,917 |
| Edina | $1,075 | $1,963 |
| Minnetonka | $1,041 | $1,901 |
| Hopkins | $1,319 | $2,408 |
| Excelsior | $1,482 | $2,706 |
| Deephaven | $1,540 | $2,812 |
Eden Prairie, MN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $953 |
| Excellent (740-799) | $1,088 |
| Good (670-739) | $1,158 |
| Average (580-669) | $1,510 |
| Poor (300-579) | $1,812 |
Eden Prairie, MN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Casey Charlson | State Farm | 1020 W 80th St, Bloomington, 55420-1009 | 952-253-1020 |
| Stanley Winnie | Allstate | 6409 City West Pkwy Ste 100, Eden Prairie, 55344 | (612) 721-1883 |
| Stanley Winnie | Allstate | 6409 City West Pkwy Ste 100, Eden Prairie, 55344 | (612) 721-1883 |
| Walser Insurance Services | Allstate | 7700 France Ave S Ste 410n, Edina, 55435 | (952) 345-4090 |
| Wells Fargo Insurance Inc | Travelers | 600 HIGHWAY 169 S 13, ST LOUIS PARK, 55426 | 800-842-5075 |
| Awes Seidel-Diversified Insurance | Travelers | 7400 METRO BLVD STE 475, EDINA, 55439 | 952-925-4567 |
| Aaa Minneapolis-Tt | Travelers | 5400 AUTO CLUB WAY, MINNEAPOLIS, 55416 | 952-927-2518 |
| Robert Shuman | Allstate | 21350 State Highway 7, Excelsior, 55331 | (952) 474-4101 |
| United Insurance Brokers Inc | Liberty Mutual Independent | 7841 WAYZATA BLVD STE 202, ST LOUIS PARK, 55426 | (952) 232-6290 |
Eden Prairie, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$49 | $1,160 |
| Driver's Failure In Showing Documents | +$108 | $1,219 |
| Driving With An Expired Registration | +$114 | $1,225 |
| Driving At A Considerably Slow Pace | +$241 | $1,352 |
| Using A Cellphone While Driving | +$254 | $1,365 |
| Running A Red Light | +$259 | $1,370 |
| Speeding | +$272 | $1,383 |
| Driving A Vehicle Without The Required Permission | +$346 | $1,457 |
| Driving With An Expired/Suspended License | +$749 | $1,860 |
Eden Prairie, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,067 |
| Active Disabling Device | $1,067 |
| Tracking Device | $1,044 |
| Passive Disabling Device | $1,033 |
Latest Auto Insurance Reviews in Eden Prairie, MN | Back to Top
State FarmI would recommend them for car insurance, but without the multi-driver and multi-policy discounts it may be cheaper to go with another company.
State FarmMy premium is affordable $60-70 with a deductible of $500 in the case of an accident. I need to update my coverage now that I am out of college and in the career phase of my life.
State FarmRate a 3 because they havent been to bad aside from steadily raising my rates in small increments, they do sem reliable and compared to other insurance companies, they offer about the same in coverage
ProgressiveWhen we contact the company they are happy to help us. They also support us after we take the policy with them as compared to other insurance companies who do not help us.
Assurant Specialty PropertyThe coverage appears to be a bit better than others out there for a cheaper price. In fact, I think the offering is so good that it is hard to pass up.
The HartfordWe found when compared to other companies The Hartford offered the best rate on the most comprehensive coverage.