Eden Auto Insurance Rates, Quotes, Agents & Reviews in VT

Eden, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Eden, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Eden, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Eden, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Eden, VT with that of other cities in and around Eden.

Eden Lowell Belvidere Hyde Park Lamoille County Johnson
Average Insurance Rates $1,062 $1,066 $1,063 $1,082 $1,101 $1,075

Eden, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Eden, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Eden $1,524 $1,288
Hyde Park $1,145 $967
Lowell $1,357 $1,146
Belvidere $1,274 $1,076
Johnson $1,484 $1,254
Craftsbury $1,371 $1,158
Lamoille County $1,469 $1,241
Albany $1,557 $1,315

Eden, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Eden, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,446
20 Years $1,365
30 Years $1,051
40 Years $1,011
50 Years $936
60 Years $949
70 Years $1,105

Eden, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Eden, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,805 $319
3 Vehicles $2,708 $478
4 Vehicles $3,611 $637

Savings on 2 Vehicles bundle:$319

Savings on 3 Vehicles bundle:$478

Savings on 4 Vehicles bundle:$637


Eden, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Eden, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Eden $1,062 $2,195
Hyde Park $1,082 $2,236
Lowell $1,066 $2,203
Belvidere $1,063 $2,197
Johnson $1,075 $2,221
Craftsbury $1,076 $2,224
Lamoille County $1,101 $2,275
Albany $1,068 $2,207

Eden, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $911
Excellent (740-799) $1,040
Good (670-739) $1,107
Average (580-669) $1,444
Poor (300-579) $1,732

Eden, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lamoille Valley Ins Allstate 29 Collins Hill Rd, Johnson, 5656 (802) 635-9220
Nfp Property & Casualty Services Liberty Mutual Independent 78 VT ROUTE 15 W, MORRISVILLE, 5661 (802) 888-3143
Kent Booraem State Farm 85 Prim Rd Ste 201, Colchester, 05446-1389 802-862-5880
Stowe Insurance Agency, Inc. None 105 Depot St, Stowe, 5672 None
Michael O. Quinn None 629 Four Winds Rd H, North Ferrisburg, 5473 None
Michael O. Quinn None 629 Four Winds Rd H, North Ferrisburg, 5473 None
Kinney Insurance Agency None 307 Route 2 , South Hero, 5486 None

Eden, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,109
Driver's Failure In Showing Documents +$103 $1,165
Driving With An Expired Registration +$109 $1,171
Driving At A Considerably Slow Pace +$230 $1,292
Using A Cellphone While Driving +$243 $1,305
Running A Red Light +$247 $1,309
Speeding +$260 $1,322
Driving A Vehicle Without The Required Permission +$330 $1,392
Driving With An Expired/Suspended License +$716 $1,778

Eden, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,020
Active Disabling Device $1,020
Tracking Device $998
Passive Disabling Device $988