Edina, MN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Edina, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Edina, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Edina, MN Auto Insurance Rates
- Edina, MN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Edina, MN
- Multi Vehicle Insurance Savings in Edina, MN
- How Credit Score Affects Car Insurance Rates in Edina, MN
- How DUI Affects Auto Insurance Premiums in Edina, MN
- Top Auto Insurance Agents Near Edina, MN
- How Driving Violations Affect Auto Insurance Rates in Edina, MN
- Edina, MN Auto Insurance Discounts on Anti Theft Feature
- Edina, MN Auto Insurance Company Reviews
Edina, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Edina, MN with that of other cities in and around Edina.
| Edina | Richfield | St. Louis Park | Hopkins | Eden Prairie | Minnetonka | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,075 | $1,114 | $1,125 | $1,319 | $1,111 | $1,041 |
Edina, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Edina, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Edina | $1,716 | $1,449 |
| Hopkins | $1,680 | $1,419 |
| Richfield | $1,848 | $1,561 |
| St. Louis Park | $1,402 | $1,184 |
| Bloomington | $1,065 | $900 |
| Minnetonka | $1,663 | $1,405 |
| Eden Prairie | $1,362 | $1,150 |
| Fort Snelling | $2,153 | $1,818 |
Edina, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Edina, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,488 |
| 20 Years | $1,381 |
| 30 Years | $1,064 |
| 40 Years | $1,024 |
| 50 Years | $948 |
| 60 Years | $961 |
| 70 Years | $1,119 |
Edina, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Edina, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,892 | $258 |
| 3 Vehicles | $2,838 | $387 |
| 4 Vehicles | $3,784 | $516 |
Savings on 2 Vehicles bundle:$258
Savings on 3 Vehicles bundle:$387
Savings on 4 Vehicles bundle:$516
Edina, MN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Edina, MN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Edina | $1,075 | $1,963 |
| Hopkins | $1,319 | $2,408 |
| Richfield | $1,114 | $2,034 |
| St. Louis Park | $1,125 | $2,054 |
| Bloomington | $1,089 | $1,988 |
| Minnetonka | $1,041 | $1,901 |
| Eden Prairie | $1,111 | $2,028 |
| Fort Snelling | $2,090 | $3,816 |
Edina, MN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $922 |
| Excellent (740-799) | $1,053 |
| Good (670-739) | $1,120 |
| Average (580-669) | $1,461 |
| Poor (300-579) | $1,753 |
Edina, MN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Kurt Rolf Insurance | None | 1011 Mainstreet, Hopkins, 55343 | None |
| Matthew Darmody | Farmers | 8441 Wayzata Blvd Ste 220, Minneapolis, 55426 | (763) 999-7243 |
| Chad Levis | Liberty Mutual | 701 Xenia Ave. S Ste 400, Minneapolis, 55416 | 1-763-543-4344 |
| Chad Levis | Liberty Mutual | 701 Xenia Ave. S Ste 400, Minneapolis, 55416 | 1-763-543-4344 |
| Insurance Producers Network | Travelers | 12100 SINGLETREE LN 140, EDEN PRAIRIE, 55344 | 952-746-1244 |
| Karl Herman | State Farm | 3017 W 56th St, Minneapolis, 55410-2428 | 612-455-8844 |
| Davies & Rendall | Travelers | 5891 CEDAR LAKE RD, MINNEAPOLIS, 55416 | 952-591-0801 |
| Orourke Agency Inc | Travelers | 41 NORTH 10TH AVE, HOPKINS, 55343 | 952-932-7219 |
| Orourke Agency Inc | Travelers | 41 NORTH 10TH AVE, HOPKINS, 55343 | 952-932-7219 |
| Kirk Detlefsen | State Farm | 2800 Cliff Rd E Ste 200, Burnsville, 55337-3363 | 952-890-2800 |
| American Agency Of Nevada Inc | Travelers | 5851 CEDAR LAKE RD, MINNEAPOLIS, 55416 | 702-360-4008 |
| Gd Van Wagenen Financial Services Inc | Travelers | 6483 CITY WEST PARKWAY, EDEN PRAIRIE, 55344 | 952-833-9137 |
Edina, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$47 | $1,122 |
| Driver's Failure In Showing Documents | +$104 | $1,179 |
| Driving With An Expired Registration | +$111 | $1,186 |
| Driving At A Considerably Slow Pace | +$233 | $1,308 |
| Using A Cellphone While Driving | +$246 | $1,321 |
| Running A Red Light | +$250 | $1,325 |
| Speeding | +$263 | $1,338 |
| Driving A Vehicle Without The Required Permission | +$334 | $1,409 |
| Driving With An Expired/Suspended License | +$725 | $1,800 |
Edina, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,032 |
| Active Disabling Device | $1,032 |
| Tracking Device | $1,011 |
| Passive Disabling Device | $1,000 |
Latest Auto Insurance Reviews in Edina, MN | Back to Top
State FarmThis has been an excellent company for my with my automobiles and the coverage they offer. I do not like however that I pay more for having a single car than I did when I had 2 vehicles covered under my policy.
AmeripriseMy Ameriprise premium is not the lowest but not the highest either. I selected them based on my Costco membership and word of mouth from other customers.
West Bend Mutual InsuranceMy car insurance policy is much better than other providers. The policy is bundled with my home owner's insurance, and so I receive additional benefits and savings.