Edinburg Auto Insurance Rates, Quotes, Agents & Reviews in TX

Edinburg, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Edinburg, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Edinburg, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Edinburg, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Edinburg, TX with that of other cities in and around Edinburg.

Edinburg Faysville Muniz Murillo Doolittle Hidalgo County
Average Insurance Rates $1,593 $1,948 $1,828 $1,900 $1,823 $1,856

Edinburg, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Edinburg, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Edinburg $1,572 $1,328
Doolittle $1,323 $1,117
C-sar Ch-vez $2,724 $2,301
Faysville $1,070 $904
Hidalgo County $1,615 $1,364
Murillo $2,156 $1,821
San Carlos $1,424 $1,203
Muniz $1,592 $1,345

Edinburg, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Edinburg, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,169
20 Years $2,047
30 Years $1,577
40 Years $1,517
50 Years $1,405
60 Years $1,424
70 Years $1,658

Edinburg, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Edinburg, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,772 $414
3 Vehicles $4,158 $621
4 Vehicles $5,544 $828

Savings on 2 Vehicles bundle:$414

Savings on 3 Vehicles bundle:$621

Savings on 4 Vehicles bundle:$828


Edinburg, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Edinburg, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Edinburg $1,593 $2,480
Doolittle $1,823 $2,838
C-sar Ch-vez $1,860 $2,896
Faysville $1,948 $3,033
Hidalgo County $1,856 $2,889
Murillo $1,900 $2,958
San Carlos $1,815 $2,826
Muniz $1,828 $2,846

Edinburg, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,367
Excellent (740-799) $1,560
Good (670-739) $1,660
Average (580-669) $2,166
Poor (300-579) $2,598

Edinburg, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jose Martinez Farmers 6624 N 10th St Ste D, Mcallen, 78504 (956) 287-3762
Sandra Smith Farmers 2205 N Sugar Rd, Pharr, 78577 (956) 961-4301
Laura Perez Farmers 10213 N 10th St Ste B, Mcallen, 78504 (956) 383-8841
Sergio Rodriguez Farmers 5121 S Jackson Rd, Edinburg, 78539 (956) 687-5566
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Dalia Garcia Farmers 3322 S Bus Hwy 281, Edinburg, 78539 (956) 383-3200
Eddie Villarreal Farmers 2167 S Mccoll Rd, Edinburg, 78539 (956) 381-0951
Jose Contreras Farmers 4006 N 22nd St, Mcallen, 78504 (956) 686-6621
Newkirk And Newkirk None 3101 N Jackson Rd Mcallen, Pharr, 78501 None
Lone Star Insurance Services Inc None 520 E Nolana Ave. 520 E Nolana Ave. Mcallen, Rio Bravo, 78504 None
Munal Insurance Agency, Pc None 4211 N 22Nd St. Mcallen, Rio Bravo, 78504 None
Don Ausmus State Farm 2021 W Nolana Ave, McAllen, 78504-4165 956-630-2938

Edinburg, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$70 $1,663
Driver's Failure In Showing Documents +$155 $1,748
Driving With An Expired Registration +$164 $1,757
Driving At A Considerably Slow Pace +$346 $1,939
Using A Cellphone While Driving +$365 $1,958
Running A Red Light +$371 $1,964
Speeding +$390 $1,983
Driving A Vehicle Without The Required Permission +$495 $2,088
Driving With An Expired/Suspended License +$1,074 $2,667

Edinburg, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,529
Active Disabling Device $1,529
Tracking Device $1,497
Passive Disabling Device $1,481

Latest Auto Insurance Reviews in Edinburg, TX | Back to Top

State Farm
only had one claim and they have been great. never had an issue with them and the prices are fair
Usaa
I would highly recommend USAA for car insurance. Especially if you have a teenager in your family. They gave me a break when he is away at college and because he has good grades.
Usaa
They are very affordable and very helpful. I get the coverage that I need without any sales pressure to add more. The price per month also makes it easy to afford.
Progressive
Progressive offered a policy that has better coverage than my previous policy but for about $200 dollars less per year. My deductible has also gone from $1000 to $500
Progressive
Progressive offered a policy that has better coverage than my previous policy but for about $200 dollars less per year. My deductible has also gone from $1000 to $500
Geico
There are many things I like about Geico such as reliability, affordability, and accessibility. I have only been in two accidents (not my fault) and my insurance agents were there immediately and taking care of me.
Usaa
I dont know how to compare my premium to others as I hae not compared at all recently to other auto insurance companies
Usaa
My auto insurance company, USAA, has the best customer service. They have the best customer service because the customer service representatives always go above and beyond to resolve my issues.
The General Auto Insurance
I like that the company is large, well known, reputable, has a very functional website, and offers good coverage for very competitive premiums. I haven't had to deal with the claims department, so the jury is out on that.
Travelers
What I like about my insurance company is that I can always easily inquire about prices, as well as get the best insurance for a fairly low price.
Geico
GEICO offers 15% or more on car insurance
Geico
pretty much the same as any other insurance company