Edinburg, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Edinburg, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Edinburg, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Edinburg, TX Auto Insurance Rates
- Edinburg, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Edinburg, TX
- Multi Vehicle Insurance Savings in Edinburg, TX
- How Credit Score Affects Car Insurance Rates in Edinburg, TX
- How DUI Affects Auto Insurance Premiums in Edinburg, TX
- Top Auto Insurance Agents Near Edinburg, TX
- How Driving Violations Affect Auto Insurance Rates in Edinburg, TX
- Edinburg, TX Auto Insurance Discounts on Anti Theft Feature
- Edinburg, TX Auto Insurance Company Reviews
Edinburg, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Edinburg, TX with that of other cities in and around Edinburg.
| Edinburg | Faysville | Muniz | Murillo | Doolittle | Hidalgo County | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,593 | $1,948 | $1,828 | $1,900 | $1,823 | $1,856 |
Edinburg, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Edinburg, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Edinburg | $1,572 | $1,328 |
| Doolittle | $1,323 | $1,117 |
| C-sar Ch-vez | $2,724 | $2,301 |
| Faysville | $1,070 | $904 |
| Hidalgo County | $1,615 | $1,364 |
| Murillo | $2,156 | $1,821 |
| San Carlos | $1,424 | $1,203 |
| Muniz | $1,592 | $1,345 |
Edinburg, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Edinburg, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,169 |
| 20 Years | $2,047 |
| 30 Years | $1,577 |
| 40 Years | $1,517 |
| 50 Years | $1,405 |
| 60 Years | $1,424 |
| 70 Years | $1,658 |
Edinburg, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Edinburg, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,772 | $414 |
| 3 Vehicles | $4,158 | $621 |
| 4 Vehicles | $5,544 | $828 |
Savings on 2 Vehicles bundle:$414
Savings on 3 Vehicles bundle:$621
Savings on 4 Vehicles bundle:$828
Edinburg, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Edinburg, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Edinburg | $1,593 | $2,480 |
| Doolittle | $1,823 | $2,838 |
| C-sar Ch-vez | $1,860 | $2,896 |
| Faysville | $1,948 | $3,033 |
| Hidalgo County | $1,856 | $2,889 |
| Murillo | $1,900 | $2,958 |
| San Carlos | $1,815 | $2,826 |
| Muniz | $1,828 | $2,846 |
Edinburg, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,367 |
| Excellent (740-799) | $1,560 |
| Good (670-739) | $1,660 |
| Average (580-669) | $2,166 |
| Poor (300-579) | $2,598 |
Edinburg, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Jose Martinez | Farmers | 6624 N 10th St Ste D, Mcallen, 78504 | (956) 287-3762 |
| Sandra Smith | Farmers | 2205 N Sugar Rd, Pharr, 78577 | (956) 961-4301 |
| Laura Perez | Farmers | 10213 N 10th St Ste B, Mcallen, 78504 | (956) 383-8841 |
| Sergio Rodriguez | Farmers | 5121 S Jackson Rd, Edinburg, 78539 | (956) 687-5566 |
| [ | N | i, c, y | ' |
| Dalia Garcia | Farmers | 3322 S Bus Hwy 281, Edinburg, 78539 | (956) 383-3200 |
| Eddie Villarreal | Farmers | 2167 S Mccoll Rd, Edinburg, 78539 | (956) 381-0951 |
| Jose Contreras | Farmers | 4006 N 22nd St, Mcallen, 78504 | (956) 686-6621 |
| Newkirk And Newkirk | None | 3101 N Jackson Rd Mcallen, Pharr, 78501 | None |
| Lone Star Insurance Services Inc | None | 520 E Nolana Ave. 520 E Nolana Ave. Mcallen, Rio Bravo, 78504 | None |
| Munal Insurance Agency, Pc | None | 4211 N 22Nd St. Mcallen, Rio Bravo, 78504 | None |
| Don Ausmus | State Farm | 2021 W Nolana Ave, McAllen, 78504-4165 | 956-630-2938 |
Edinburg, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$70 | $1,663 |
| Driver's Failure In Showing Documents | +$155 | $1,748 |
| Driving With An Expired Registration | +$164 | $1,757 |
| Driving At A Considerably Slow Pace | +$346 | $1,939 |
| Using A Cellphone While Driving | +$365 | $1,958 |
| Running A Red Light | +$371 | $1,964 |
| Speeding | +$390 | $1,983 |
| Driving A Vehicle Without The Required Permission | +$495 | $2,088 |
| Driving With An Expired/Suspended License | +$1,074 | $2,667 |
Edinburg, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,529 |
| Active Disabling Device | $1,529 |
| Tracking Device | $1,497 |
| Passive Disabling Device | $1,481 |
Latest Auto Insurance Reviews in Edinburg, TX | Back to Top
State Farmonly had one claim and they have been great. never had an issue with them and the prices are fair
UsaaI would highly recommend USAA for car insurance. Especially if you have a teenager in your family. They gave me a break when he is away at college and because he has good grades.
UsaaThey are very affordable and very helpful. I get the coverage that I need without any sales pressure to add more. The price per month also makes it easy to afford.
ProgressiveProgressive offered a policy that has better coverage than my previous policy but for about $200 dollars less per year. My deductible has also gone from $1000 to $500
ProgressiveProgressive offered a policy that has better coverage than my previous policy but for about $200 dollars less per year. My deductible has also gone from $1000 to $500
GeicoThere are many things I like about Geico such as reliability, affordability, and accessibility. I have only been in two accidents (not my fault) and my insurance agents were there immediately and taking care of me.
UsaaI dont know how to compare my premium to others as I hae not compared at all recently to other auto insurance companies
UsaaMy auto insurance company, USAA, has the best customer service. They have the best customer service because the customer service representatives always go above and beyond to resolve my issues.
The General Auto InsuranceI like that the company is large, well known, reputable, has a very functional website, and offers good coverage for very competitive premiums. I haven't had to deal with the claims department, so the jury is out on that.
TravelersWhat I like about my insurance company is that I can always easily inquire about prices, as well as get the best insurance for a fairly low price.
GeicoGEICO offers 15% or more on car insurance
Geicopretty much the same as any other insurance company