El Cajon, CA Auto Insurance Rates
El Cajon, CA residents can save $520 by comparing multiple quotes & reading reviews & research on El Cajon car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $823 | $1298 | $2111 |
Latest Auto Insurance Reviews in El Cajon, California
Geico
Its expensive but it costs a lot but you get great customer service and a fast turn around.
Its expensive but it costs a lot but you get great customer service and a fast turn around.
Geico
Geico has the best online and over the phone customer service. They always are very helpful and try to rectify problems immediatly. I would not use any other company.
Geico has the best online and over the phone customer service. They always are very helpful and try to rectify problems immediatly. I would not use any other company.
State Farm
I would recommed State farm. Like I said before I have been with them for 20 years. No complains at all!
I would recommed State farm. Like I said before I have been with them for 20 years. No complains at all!
Esurance
The offerings here are pretty much the same.I suspect that most car insurance companies offer the same coverage for the most part.The biggest consideration here is being able to do everything online.
The offerings here are pretty much the same.I suspect that most car insurance companies offer the same coverage for the most part.The biggest consideration here is being able to do everything online.
Aaa
I am not the primary driver in my apartment and the decision to purchase AAA was not one I played a major role in. Given my experience following an auto accident, I still think AAA's service is one to consider among competitors.
I am not the primary driver in my apartment and the decision to purchase AAA was not one I played a major role in. Given my experience following an auto accident, I still think AAA's service is one to consider among competitors.
Aaa
I am not the primary driver in my apartment and the decision to purchase AAA was not one I played a major role in. Given my experience following an auto accident, I still think AAA's service is one to consider among competitors.
I am not the primary driver in my apartment and the decision to purchase AAA was not one I played a major role in. Given my experience following an auto accident, I still think AAA's service is one to consider among competitors.
State Farm
We have a local agent that we can go and talk to if we have questions or if we want to make any changes. He spends time with us and gives lots of options.
We have a local agent that we can go and talk to if we have questions or if we want to make any changes. He spends time with us and gives lots of options.
American National Property And Casualty Company
in comparison with the other insurance policies I feel that the insurance company in which I am currently insured gives me much more confidence and security than the other companies
in comparison with the other insurance policies I feel that the insurance company in which I am currently insured gives me much more confidence and security than the other companies
Geico
When I was looking for insurance rates, I checked with Geico, Statefarm and progressive but went with Geico because they were quicker to respond, they gave me a discount which made my payments about $30 less a month compared to my other two options, and that is why I chose them.
When I was looking for insurance rates, I checked with Geico, Statefarm and progressive but went with Geico because they were quicker to respond, they gave me a discount which made my payments about $30 less a month compared to my other two options, and that is why I chose them.
Allstate
my premium is pretty much a tad cheaper than most other companies its why I am with them since I was overpaying at a different place
my premium is pretty much a tad cheaper than most other companies its why I am with them since I was overpaying at a different place
Farmers Auto Insurance, El Cajon, CA
$72/1 month
Car Insurance Policy Holder
- Married 34 Years old Female licensed 12 years ago with Own Honda Insight LX used for Business with estimated annual mileage of 20,001+.
- Lawyer & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Geico, El Cajon, CA
$71/1 month
Car Insurance Policy Holder
- Divorced 25 Years old Female licensed 9 years ago with Financed Kia Forte SX used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Bachelors, pursuing Graduate Degree & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Farmers Auto Insurance, El Cajon, CA
$118/1 month
Car Insurance Policy Holder
- Single 18 Years old Female licensed 2 years ago with Own Subaru, Impreza WRX, 4 Door Sedan AWD used for Business with estimated annual mileage of 20001.
- High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 50 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Safeco Insurance, El Cajon, CA
$1117/12 months
Car Insurance Policy Holder
- Single 43 Years old Male licensed 13 years ago with Financed Toyota, Camry SE, 4 Door Sedan used for Business with estimated annual mileage of 20,001+.
- Doctors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Farmers Auto Insurance, El Cajon, CA
$1221/12 months
Car Insurance Policy Holder
- Divorced 23 Years old Female licensed 4 years ago with Leased Ford, Mustang GT, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- High School, pursuing Bachelors Degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, El Cajon, CA
$1358/12 months
Car Insurance Policy Holder
- Single 79 Years old Female licensed 19 years ago with Own Hyundai, Genesis 2.0T, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Less than High School & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, El Cajon, CA
$739/12 months
Car Insurance Policy Holder
- Single 22 Years old Female licensed 5 years ago with Own Ford, Flex SEL, 2WD 4 Door MPV used for Business with estimated annual mileage of 15,001 - 20,000.
- Vocational & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Aaa Auto Insurance, El Cajon, CA
$1145/12 months
Car Insurance Policy Holder
- Single 54 Years old Male licensed 28 years ago with Financed Ford, Explorer Limited, 4 Door SUV 2WD SOHC used for Business with estimated annual mileage of 15,001 - 20,000.
- Bachelors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 25 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
El Cajon Car Insurance Rate Comparisons
El Cajon, CA's average car insurance of $1298 differs from Rancho San Diego, CA (+$12), Bonita, CA (-$78), Lemon Grove, CA (+$10) and California (+$521)
| El Cajon | Rancho San Diego, CA | Bonita, CA | Lemon Grove, CA | California | |
| Median Insurance Rates | $1298 | +$12 | -$78 | +$10 | +$521 |
El Cajon Car Insurance Savings By Neighborhood & Street Area
| El Cajon Driver Street Residence & Car Locations | Car Details in El Cajon | El Cajon Driver Demographics | El Cajon Auto Insurance Estimates | Recent El Cajon Insurance Savings |
|---|---|---|---|---|
| Other Area | ||||
| Charles Way | 2003 Buick Rendezvous CX | 44 year man | $1654 | $866 |
| Louise Ct | 2009 Ford Fusion V6 SEL | 18 year male teenager | $2594 | $878 |
| Cajon Heights | ||||
| Brockwood Dr | 2009 Acura TSX Base | 30 year married man | $1536 | $887 |
| Sandalwood Dr | 2011 Hyundai Sonata GLS | 19 year teenager | $2772 | $521 |
| Camerons Mobile Home Park | ||||
| Bates Ln | 2010 Nissan Rogue S | 75 year female senior | $1329 | $725 |
| Poinciana Dr | 2010 Cadillac DTS Premium Collection | 19 year female teenager | $3142 | $694 |
| Mount Helix | ||||
| Olde Grove Ln | 2008 Chrysler 300 Touring | 63 year senior | $1365 | $668 |
| Country View Rd | 2010 Toyota Prius V | 47 year married woman | $1082 | $931 |
| Hillsdale | ||||
| Overlook Ln | 2010 Mazda Mazda3 s Grand Touring | 82 year male senior | $1290 | $526 |
| S Mollison Ave | 2002 Chevrolet Silverado 2500HD Base | 54 year woman | $1176 | $617 |
El Cajon Post DUI Car Insurance Rates
| El Cajon | Lakeside | Bostonia | Casa de Oro-Mount Helix | California | |
| Median Post DUI Insurance Rate | $2414 | +$1473 | +$1808 | +$2254 | +$969 |
| Male Teenager Post DUI Insurance Rate | $5261 | +$3213 | +$3942 | +$4915 | +$2113 |
| Female Teenager Post DUI Insurance Rate | $5237 | +$3198 | +$3923 | +$4892 | +$2104 |
The Post DUI insurance in El Cajon, CA's is $2414 compared to Lakeside (+$1473), Bostonia (+$1808), Casa de Oro-Mount Helix (+$2254) and California (+$969)
In El Cajon, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Acura TSX Base in El Cajon, CA would pay $5148 on auto insurance while a female teenager POST DUI would pay $5124.
El Cajon Car Insurance by Segment
El Cajon Teenagers Car Insurance Rates Comparison
7422 El Cajon Teenagers (7% of total population), 49% Male & 51% Female.
| El Cajon | Alpine | Santee | Bonita | California | |
| All Teenagers | $2829 | -$322 | -$181 | -$170 | +$1136 |
| Male Teenager | $2829 | -$322 | -$181 | -$170 | +$1136 |
| Female Teenager | $2816 | -$321 | -$180 | -$169 | +$1131 |
El Cajon teenagers pay $2829 in insurance in contrast with Alpine (-$322), Santee (-$181), Bonita (-$170) and California (+$1136). The difference between Male & Female teenagers in El Cajon is $13
Example
- 2013 Honda Civic LX Male Teenager Insurance Rate $2452
- 2011 Kia Sorento LX Female Teenager Insurance Rate $2480
El Cajon Men & Women Car Insurance
99680 El Cajon Adults (100% of total population), 49% Men & 51% Women.
| El Cajon | Santee | Winter Gardens | Poway | California | |
| All Women | $1259 | -$81 | +$923 | -$54 | +$505 |
| Married Women | $1220 | -$78 | +$895 | -$52 | +$489 |
| All Men | $1648 | -$105 | +$1209 | -$70 | +$662 |
| Married Men | $1570 | -$100 | +$1152 | -$66 | +$630 |
The typical insurance rate of $1648 that El Cajon Men pay varies from Santee (-$105), Winter Gardens (+$1209), Poway (-$70) and California (+$662). In El Cajon, married men pay $350 more than married women.
Example
- 2011 GMC Sierra 1500 SLE Married Men Insurance Rate $1372
- 2011 Lincoln MKZ AWD Married Women Insurance Rate $1574
El Cajon Senior Car Insurance
15050 El Cajon Seniors (15% of total population), 42% Senior Men & 58% Senior Women.
| El Cajon | Alpine | Spring Valley | Lemon Grove | California | |
| All Seniors | $1375 | -$156 | +$745 | +$11 | +$553 |
| Senior Men | $1349 | -$153 | +$731 | +$11 | +$542 |
| Senior Women | $1401 | -$159 | +$759 | +$11 | +$563 |
El Cajon seniors pay $1375 in insurance compared to Alpine (-$156), Spring Valley (+$745), Lemon Grove (+$11) and California (+$553). In El Cajon, senior men pay $52 less than senior women.
El Cajon Car Insurance Discounts for Multiple Vehicles
El Cajon Population with 1 Vehicle 12593 (39% of El Cajon population), 2 Vehicles 11029 (34% of the El Cajon population) and 3 vehicles 3936 (12% of the population)
| El Cajon | Santee | National City | Spring Valley | California | |
| 2 Vehicles | $2467 | -$158 | +$1903 | +$1333 | +$990 |
| 3 Vehicles | $3765 | -$241 | +$2905 | +$2035 | +$1511 |
| 4 Vehicles | $5063 | -$324 | +$3907 | +$2737 | +$2032 |
El Cajon Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nissan, Titan S King Cab SWB | $100 | $1280 | $1380 | $1180 | $1280 | $100 |
| Ford, Transit Connect XLT | $700 | $1320 | $1820 | $1210 | $1910 | $-90 |
| Chevrolet, Express 3500 | $1500 | $1310 | $1810 | $1200 | $2700 | $-890 |
| Hyundai, Tucson GLS | $300 | $1300 | $1600 | $1210 | $1510 | $90 |
| Honda, Pilot EX | $1000 | $1330 | $1830 | $1230 | $2230 | $-400 |