El Monte Auto Insurance Rates, Quotes, Agents & Reviews in CA

El Monte, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in El Monte, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in El Monte, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

El Monte, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in El Monte, CA with that of other cities in and around El Monte.

El Monte Temple City South El Monte Rosemead North El Monte Avocado Heights
Average Insurance Rates $1,857 $1,992 $1,876 $1,834 $1,959 $1,896

El Monte, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around El Monte, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
El Monte $1,684 $1,422
North El Monte $1,896 $1,602
South El Monte $1,938 $1,637
Temple City $1,466 $1,238
Upper San Gabriel Valley $1,105 $934
Avocado Heights $1,953 $1,650
Mayflower Village $1,612 $1,362
Rosemead $1,433 $1,210

El Monte, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in El Monte, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,026
20 Years $2,386
30 Years $1,838
40 Years $1,768
50 Years $1,637
60 Years $1,660
70 Years $1,933

El Monte, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in El Monte, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,231 $483
3 Vehicles $4,847 $724
4 Vehicles $6,462 $966

Savings on 2 Vehicles bundle:$483

Savings on 3 Vehicles bundle:$724

Savings on 4 Vehicles bundle:$966

El Monte, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around El Monte, CA.

Location Average Insurance Cost Post DUI Insurance Rate
El Monte $1,857 $4,572
North El Monte $1,959 $4,823
South El Monte $1,876 $4,619
Temple City $1,992 $4,905
Upper San Gabriel Valley $1,958 $4,821
Avocado Heights $1,896 $4,668
Mayflower Village $1,962 $4,831
Rosemead $1,834 $4,516

El Monte, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,593
Excellent (740-799) $1,819
Good (670-739) $1,935
Average (580-669) $2,525
Poor (300-579) $3,029

El Monte, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
C.R. Stelling Insurance Agency Liberty Mutual Independent 434 W FOOTHILL BLVD, MONROVIA, 91016 (626) 359-6626
Pogos Ichmelyan State Farm 750 Colorado Blvd, Los Angeles, 90041-1702 323-257-1107
Morris Bekas Allstate 509 N Fairfax Ave Ste 230, Los Angeles, 90036 (323) 651-2600
Ahmad H. Elhan Allstate 261 E Colorado Blvd Ste 218, Pasadena, 91101 (626) 793-2101
Jim Sundu State Farm 15722 E Gale Avenue, Hacienda Heights, 91745-1518 626-330-3392
Randy Bartlett Allstate 708 N Azusa Ave, Azusa, 91702 (626) 812-7276
Steve Hsu State Farm 818 N Hacienda Blvd, La Puente, 91744-2806 626-330-7342
Primeline Insurance & Financial Services Inc. Nationwide 3200 Wilshire Blvd 320NT, Los Angeles, 90010 (213) 387-0087
Luke Chung Mba Liberty Mutual 388 E. Valley Blvd. Suite 120, Alhambra, 91801 1-626-289-0658
The Rule Co Inc None 115 N El Molino Ave, Pasadena, 91101 None
Jack Boyajian State Farm 3844 E Foothill Blvd, Pasadena, 91107-2205 626-792-4838

El Monte, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$82 $1,939
Driver's Failure In Showing Documents +$180 $2,037
Driving With An Expired Registration +$191 $2,048
Driving At A Considerably Slow Pace +$403 $2,260
Using A Cellphone While Driving +$425 $2,282
Running A Red Light +$433 $2,290
Speeding +$455 $2,312
Driving A Vehicle Without The Required Permission +$578 $2,435
Driving With An Expired/Suspended License +$1,252 $3,109

El Monte, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,783
Active Disabling Device $1,783
Tracking Device $1,746
Passive Disabling Device $1,727

Latest Auto Insurance Reviews in El Monte, CA | Back to Top

I am very satisfied with it as it was much cheaper with them and i was able to bundle it with my partner's car. We were able to get quotation really easily and fast.
I've had the same car insurance for several years now (probably around 8 years) and so I haven't looked much at other company's offerings.
State Farm
The premium and deductible for my car insurance are pretty fair, and the premium is lower on my insurance, because I have home and auto bundled.
Farmer's Insurance
The premiums and deductibles of my company are pretty comparable to those offered by other companies. There are no significant differences between them.
Geico's policy offerings are numerous, and cover exactly what i need now, and in the future. The pricing is also great compared to other companies for similar coverage.
I like the insurance plans they are affordable and they offer a lot of security and have been doing so since I joined this insurance company
It is hard to compare to another company because I have had this insurance company for the last ten years. When I shop around their pice is the lowest in my area.
I like the ease of access I get by using GEICO's app on my phone. It is super easy to find all the information I need regarding my policy.
They give me no trouble when i have to correct something in the policy as well as how convenient it is to have one of their stores near me
Aarp Auto Insurance
this combination of quick calls my calls at any time, such as emergency calls, in addition to being efficient and quick when it comes to solving problems, then they usually call us to get information in this way everything and verify if something is missing
This company has the best rates and options. I like the customer service support and the filing of a claim is easy. It's very easy to get a quote online without the need to talk with someone unless you want to.
Encompass Insurance
The customer support is great, the insurance option are good also. They covered an uninsured motorist claim for us without too much issue.