El Monte, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in El Monte, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in El Monte, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- El Monte, CA Auto Insurance Rates
- El Monte, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in El Monte, CA
- Multi Vehicle Insurance Savings in El Monte, CA
- How Credit Score Affects Car Insurance Rates in El Monte, CA
- How DUI Affects Auto Insurance Premiums in El Monte, CA
- Top Auto Insurance Agents Near El Monte, CA
- How Driving Violations Affect Auto Insurance Rates in El Monte, CA
- El Monte, CA Auto Insurance Discounts on Anti Theft Feature
- El Monte, CA Auto Insurance Company Reviews
El Monte, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in El Monte, CA with that of other cities in and around El Monte.
| El Monte | Temple City | South El Monte | Rosemead | North El Monte | Avocado Heights | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,857 | $1,992 | $1,876 | $1,834 | $1,959 | $1,896 |
El Monte, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around El Monte, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| El Monte | $1,684 | $1,422 |
| North El Monte | $1,896 | $1,602 |
| South El Monte | $1,938 | $1,637 |
| Temple City | $1,466 | $1,238 |
| Upper San Gabriel Valley | $1,105 | $934 |
| Avocado Heights | $1,953 | $1,650 |
| Mayflower Village | $1,612 | $1,362 |
| Rosemead | $1,433 | $1,210 |
El Monte, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in El Monte, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,026 |
| 20 Years | $2,386 |
| 30 Years | $1,838 |
| 40 Years | $1,768 |
| 50 Years | $1,637 |
| 60 Years | $1,660 |
| 70 Years | $1,933 |
El Monte, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in El Monte, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,231 | $483 |
| 3 Vehicles | $4,847 | $724 |
| 4 Vehicles | $6,462 | $966 |
Savings on 2 Vehicles bundle:$483
Savings on 3 Vehicles bundle:$724
Savings on 4 Vehicles bundle:$966
El Monte, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around El Monte, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| El Monte | $1,857 | $4,572 |
| North El Monte | $1,959 | $4,823 |
| South El Monte | $1,876 | $4,619 |
| Temple City | $1,992 | $4,905 |
| Upper San Gabriel Valley | $1,958 | $4,821 |
| Avocado Heights | $1,896 | $4,668 |
| Mayflower Village | $1,962 | $4,831 |
| Rosemead | $1,834 | $4,516 |
El Monte, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,593 |
| Excellent (740-799) | $1,819 |
| Good (670-739) | $1,935 |
| Average (580-669) | $2,525 |
| Poor (300-579) | $3,029 |
El Monte, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| C.R. Stelling Insurance Agency | Liberty Mutual Independent | 434 W FOOTHILL BLVD, MONROVIA, 91016 | (626) 359-6626 |
| Pogos Ichmelyan | State Farm | 750 Colorado Blvd, Los Angeles, 90041-1702 | 323-257-1107 |
| Morris Bekas | Allstate | 509 N Fairfax Ave Ste 230, Los Angeles, 90036 | (323) 651-2600 |
| Ahmad H. Elhan | Allstate | 261 E Colorado Blvd Ste 218, Pasadena, 91101 | (626) 793-2101 |
| Jim Sundu | State Farm | 15722 E Gale Avenue, Hacienda Heights, 91745-1518 | 626-330-3392 |
| Randy Bartlett | Allstate | 708 N Azusa Ave, Azusa, 91702 | (626) 812-7276 |
| Steve Hsu | State Farm | 818 N Hacienda Blvd, La Puente, 91744-2806 | 626-330-7342 |
| Primeline Insurance & Financial Services Inc. | Nationwide | 3200 Wilshire Blvd 320NT, Los Angeles, 90010 | (213) 387-0087 |
| Luke Chung Mba | Liberty Mutual | 388 E. Valley Blvd. Suite 120, Alhambra, 91801 | 1-626-289-0658 |
| The Rule Co Inc | None | 115 N El Molino Ave, Pasadena, 91101 | None |
| Jack Boyajian | State Farm | 3844 E Foothill Blvd, Pasadena, 91107-2205 | 626-792-4838 |
El Monte, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$82 | $1,939 |
| Driver's Failure In Showing Documents | +$180 | $2,037 |
| Driving With An Expired Registration | +$191 | $2,048 |
| Driving At A Considerably Slow Pace | +$403 | $2,260 |
| Using A Cellphone While Driving | +$425 | $2,282 |
| Running A Red Light | +$433 | $2,290 |
| Speeding | +$455 | $2,312 |
| Driving A Vehicle Without The Required Permission | +$578 | $2,435 |
| Driving With An Expired/Suspended License | +$1,252 | $3,109 |
El Monte, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,783 |
| Active Disabling Device | $1,783 |
| Tracking Device | $1,746 |
| Passive Disabling Device | $1,727 |
Latest Auto Insurance Reviews in El Monte, CA | Back to Top
GeicoI am very satisfied with it as it was much cheaper with them and i was able to bundle it with my partner's car. We were able to get quotation really easily and fast.
GeicoI've had the same car insurance for several years now (probably around 8 years) and so I haven't looked much at other company's offerings.
State FarmThe premium and deductible for my car insurance are pretty fair, and the premium is lower on my insurance, because I have home and auto bundled.
Farmer's InsuranceThe premiums and deductibles of my company are pretty comparable to those offered by other companies. There are no significant differences between them.
GeicoGeico's policy offerings are numerous, and cover exactly what i need now, and in the future. The pricing is also great compared to other companies for similar coverage.
AllstateI like the insurance plans they are affordable and they offer a lot of security and have been doing so since I joined this insurance company
EsuranceIt is hard to compare to another company because I have had this insurance company for the last ten years. When I shop around their pice is the lowest in my area.
GeicoI like the ease of access I get by using GEICO's app on my phone. It is super easy to find all the information I need regarding my policy.
AllstateThey give me no trouble when i have to correct something in the policy as well as how convenient it is to have one of their stores near me
Aarp Auto Insurancethis combination of quick calls my calls at any time, such as emergency calls, in addition to being efficient and quick when it comes to solving problems, then they usually call us to get information in this way everything and verify if something is missing
ProgressiveThis company has the best rates and options. I like the customer service support and the filing of a claim is easy. It's very easy to get a quote online without the need to talk with someone unless you want to.
Encompass InsuranceThe customer support is great, the insurance option are good also. They covered an uninsured motorist claim for us without too much issue.