Elk Grove, CA Auto Insurance Rates

Elk Grove, CA residents can save $580 by comparing multiple quotes & reading reviews & research on Elk Grove car insurance rates, quotes, agents & coverage.

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$970 $1446 $2256

Latest Auto Insurance Reviews in Elk Grove, California

I've had a few accidents and have had to contact customer service. The best part is that I can do mostly everything on their app. They are very responsive.
I really do not have any experience other than paying my monthly payments. I have not been involved in a situation that requires me to have to rely on the insurance company.
I chose higher deductible but I don't see that as a negative thing. Never had to haggle or fight with them
Geico was just as great with my car insurance as they are with my house insurance. bundling with them was a great choice.
I had the same deductables as my last company with lower rates.
American National Property And Casualty Company
The customer service has been very good with our company. They answer our questions and get back to us in a timely fashion. Very accessible to us. I would recommend highly.
my premium and deductible is so much cheaper than other insurance companies. The companies that write these policies out get to pick and choose how much they charge the individual.
the premium and deductible was adequate based on what the market offers. I was happy with the price.
Encompass Insurance
We were able to get better coverage (lower deductible, higher allowance) with Encompass than with our previous provider (State Farm).
My experience with my car insurance company's customer service team has always been phenomenal because they are very knowledgeable a nd is always there to assist me when I have questions about my policy.
My experience with my car insurance company's customer service team has always been phenomenal because they are very knowledgeable a nd is always there to assist me when I have questions about my policy.
I love that Geico is upfront about pricing, quick to sign up, they are responsive to claim issues and helpful in times of emergency. We have never had an issue with them.
Geico offers competitive rates and I thought the pricing seemed pretty decent. I don't consider it a good price for us and I feel that we should be paying much less at our age but they were still the cheepest when we shopped around.
Oceanpoint Insurance
I used to have Pro General Insurance, which was another cheap car insurance company that included roadside assistance and towing, but the cost was just too much. Once I changed insurance with OceanPoint Insurance, I saved myself a ton of money and the convenience of having it on an app was a plus.
I fell that the coverage is competitive and comparable to most other companies out there. I would say that I am definitely satisfied other than the cost each month.
Even though esurance is online, you can call customer support at any time and have someone assist you. Every time I have called, staff has been courteous, professional, and helpful.
The Hartford
The premium is definitely lower compared to all the other premiums. After I made the claim though, it did go up and my accident was a no fault accident but I just switched insurance so I guess I can understand. I haven't talked to them about that yet but I will bring it up.
The Hartford
The premiums are a bit lower than others and the reason for not giving a 5 in the rate is due to two accidents my son had and that raised our rate.
I love the customer service! Very high-quality. When I call, I can talk to a real person, rather than an automated recording. The live agents are helpful and knowledgeable. They help take care of any issues I may have.
I would have to say the only thing I don't really love about the company is the cost of the insurance. It is a little higher than I would like to be paying but most car insurance in the state is. There isn't much I can do about that.
Write Your Review | Elk Grove, California Auto Insurance Analysis
State Farm Auto Insurance, Elk Grove, CA
$198/1 month
Car Insurance Policy Holder
  • Single 29 Years old Male licensed 7 years ago with Financed Suzuki Grand Vitara Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Elk Grove Car Insurance Rate Comparisons

Elk Grove, CA's average car insurance of $1446 differs from Sacramento County, CA (+$1004), La Riviera, CA (+$1084), Clarksburg, CA (+$24) and California (+$373)

Elk Grove Sacramento County, CA La Riviera, CA Clarksburg, CA California
Median Insurance Rates $1446 +$1004 +$1084 +$24 +$373

Elk Grove Car Insurance Savings By Neighborhood & Street Area

Elk Grove Driver Street Residence & Car Locations Car Details in Elk Grove Elk Grove Driver Demographics Elk Grove Auto Insurance Estimates Recent Elk Grove Insurance Savings
Graham (historical)
Kersh Ct2004 Buick Rendezvous CX17 year teenager$3165$764
Quail Song Ct2007 Ford Fusion V6 SEL83 year senior$1396$945
Sloughhouse Rd2010 Mazda Mazda3 s Sport53 year woman$1337$884
Mooney Rd2010 Lincoln MKZ Base18 year female teenager$3142$906
Niemann Ln2009 Acura TSX Base45 year man$1788$809
Miko Cir2009 Chrysler 300 Touring73 year male senior$1494$679
Oo-moo-chah (historical)
Emerald Grove Dr2011 Hyundai Sonata GLS25 year married woman$1334$943
la Nuez Dr2011 Kia Sorento LX19 year male teenager$2772$793
Laguna West
Century Oaks Ln2013 Honda Civic LX63 year female senior$1354$898
Point Lobo Ct2010 Toyota Prius II26 year married man$1548$989

Elk Grove Post DUI Car Insurance Rates

Elk Grove Herald Walnut Grove Mather California
Median Post DUI Insurance Rate $2689 +$1458 +$659 +$1589 +$694
Male Teenager Post DUI Insurance Rate $5862 +$3179 +$1436 +$3464 +$1512
Female Teenager Post DUI Insurance Rate $5834 +$3166 +$1431 +$3449 +$1507

The Post DUI insurance in Elk Grove, CA's is $2689 compared to Herald (+$1458), Walnut Grove (+$659), Mather (+$1589) and California (+$694)

In Elk Grove, a male teenager with Post DUI pays $28 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2010 Mazda Mazda3 s Sport in Elk Grove, CA would pay $5591 on auto insurance while a female teenager POST DUI would pay $5565.

Elk Grove Car Insurance by Segment

Elk Grove Teenagers Car Insurance Rates Comparison

12754 Elk Grove Teenagers (8% of total population), 54% Male & 46% Female.

Elk Grove Rancho Cordova Vineyard Freeport California
All Teenagers $3152 +$87 +$1862 +$1535 +$813
Male Teenager $3152 +$87 +$1862 +$1535 +$813
Female Teenager $3137 +$87 +$1854 +$1528 +$810

Elk Grove teenagers pay $3152 in insurance in contrast with Rancho Cordova (+$87), Vineyard (+$1862), Freeport (+$1535) and California (+$813). The difference between Male & Female teenagers in Elk Grove is $15


  • 2003 Chevrolet Silverado K2500 Heavy Duty Male Teenager Insurance Rate $2969
  • 2012 Jeep Wrangler Sport Female Teenager Insurance Rate $2740

Elk Grove Men & Women Car Insurance

151639 Elk Grove Adults (100% of total population), 49% Men & 51% Women.

Elk Grove Courtland Mather Herald California
All Women $1402 +$1013 +$829 +$761 +$362
Married Women $1359 +$981 +$803 +$737 +$350
All Men $1836 +$1326 +$1085 +$996 +$474
Married Men $1749 +$1263 +$1034 +$949 +$451

The typical insurance rate of $1836 that Elk Grove Men pay varies from Courtland (+$1326), Mather (+$1085), Herald (+$996) and California (+$474). In Elk Grove, married men pay $390 more than married women.


  • 2012 Audi A4 2.0T Premium Plus Married Men Insurance Rate $1954
  • 2012 GMC Sierra 1500 SLE Married Women Insurance Rate $1646

Elk Grove Senior Car Insurance

19697 Elk Grove Seniors (12% of total population), 45% Senior Men & 55% Senior Women.

Elk Grove Florin West Sacramento Parkway California
All Seniors $1532 +$1033 -$28 +$1086 +$396
Senior Men $1503 +$1013 -$28 +$1065 +$388
Senior Women $1561 +$1052 -$29 +$1106 +$403

Elk Grove seniors pay $1532 in insurance compared to Florin (+$1033), West Sacramento (-$28), Parkway (+$1086) and California (+$396). In Elk Grove, senior men pay $58 less than senior women.

Elk Grove Car Insurance Discounts for Multiple Vehicles

Elk Grove Population with 1 Vehicle 11215 (24% of Elk Grove population), 2 Vehicles 20661 (44% of the Elk Grove population) and 3 vehicles 9121 (19% of the population)

Elk Grove Sacramento Lemon Hill Herald California
2 Vehicles $2748 +$410 +$2021 +$1489 +$709
3 Vehicles $4194 +$626 +$3085 +$2273 +$1082
4 Vehicles $5640 +$842 +$4149 +$3057 +$1455

Car Insurance Agents in Elk Grove, CA

Rank Agent Name Agent Contact
1 BPH Insurance and Financial Services, Inc. 9290 W Stockton Blvd STE 106, Elk Grove, CA 95758-8089
2 David Charles Knowles AGENCY 9332 Elk Grove Blvd STE 110, Elk Grove, CA 95624
3 Ifftikhar Hussain Wahla Agency 4809 Laguna Blvd STE 100, Elk Grove, CA 95758

Elk Grove Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Buick, Lacrosse Premium II $300 $1440 $1740 $1360 $1660 $80
Mazda, Mazda5 $1000 $1520 $2020 $1420 $2420 $-400
Ford, Expedition Limited EL $400 $1430 $1830 $1350 $1750 $80
Chevrolet, Cruze Eco $200 $1500 $1700 $1400 $1600 $100
Lincoln, MKX $1500 $1440 $1940 $1340 $2840 $-900