Elk Grove, CA Auto Insurance Rates
Elk Grove, CA residents can save $580 by comparing multiple quotes & reading reviews & research on Elk Grove car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $970 | $1446 | $2256 |
Latest Auto Insurance Reviews in Elk Grove, California
Geico
I've had a few accidents and have had to contact customer service. The best part is that I can do mostly everything on their app. They are very responsive.
I've had a few accidents and have had to contact customer service. The best part is that I can do mostly everything on their app. They are very responsive.
Geico
I really do not have any experience other than paying my monthly payments. I have not been involved in a situation that requires me to have to rely on the insurance company.
I really do not have any experience other than paying my monthly payments. I have not been involved in a situation that requires me to have to rely on the insurance company.
Geico
I chose higher deductible but I don't see that as a negative thing. Never had to haggle or fight with them
I chose higher deductible but I don't see that as a negative thing. Never had to haggle or fight with them
Geico
Geico was just as great with my car insurance as they are with my house insurance. bundling with them was a great choice.
Geico was just as great with my car insurance as they are with my house insurance. bundling with them was a great choice.
Travelers
I had the same deductables as my last company with lower rates.
I had the same deductables as my last company with lower rates.
American National Property And Casualty Company
The customer service has been very good with our company. They answer our questions and get back to us in a timely fashion. Very accessible to us. I would recommend highly.
The customer service has been very good with our company. They answer our questions and get back to us in a timely fashion. Very accessible to us. I would recommend highly.
Allstate
my premium and deductible is so much cheaper than other insurance companies. The companies that write these policies out get to pick and choose how much they charge the individual.
my premium and deductible is so much cheaper than other insurance companies. The companies that write these policies out get to pick and choose how much they charge the individual.
Geico
the premium and deductible was adequate based on what the market offers. I was happy with the price.
the premium and deductible was adequate based on what the market offers. I was happy with the price.
Encompass Insurance
We were able to get better coverage (lower deductible, higher allowance) with Encompass than with our previous provider (State Farm).
We were able to get better coverage (lower deductible, higher allowance) with Encompass than with our previous provider (State Farm).
Nationwide
My experience with my car insurance company's customer service team has always been phenomenal because they are very knowledgeable a nd is always there to assist me when I have questions about my policy.
My experience with my car insurance company's customer service team has always been phenomenal because they are very knowledgeable a nd is always there to assist me when I have questions about my policy.
Nationwide
My experience with my car insurance company's customer service team has always been phenomenal because they are very knowledgeable a nd is always there to assist me when I have questions about my policy.
My experience with my car insurance company's customer service team has always been phenomenal because they are very knowledgeable a nd is always there to assist me when I have questions about my policy.
Geico
I love that Geico is upfront about pricing, quick to sign up, they are responsive to claim issues and helpful in times of emergency. We have never had an issue with them.
I love that Geico is upfront about pricing, quick to sign up, they are responsive to claim issues and helpful in times of emergency. We have never had an issue with them.
Geico
Geico offers competitive rates and I thought the pricing seemed pretty decent. I don't consider it a good price for us and I feel that we should be paying much less at our age but they were still the cheepest when we shopped around.
Geico offers competitive rates and I thought the pricing seemed pretty decent. I don't consider it a good price for us and I feel that we should be paying much less at our age but they were still the cheepest when we shopped around.
Oceanpoint Insurance
I used to have Pro General Insurance, which was another cheap car insurance company that included roadside assistance and towing, but the cost was just too much. Once I changed insurance with OceanPoint Insurance, I saved myself a ton of money and the convenience of having it on an app was a plus.
I used to have Pro General Insurance, which was another cheap car insurance company that included roadside assistance and towing, but the cost was just too much. Once I changed insurance with OceanPoint Insurance, I saved myself a ton of money and the convenience of having it on an app was a plus.
Geico
I fell that the coverage is competitive and comparable to most other companies out there. I would say that I am definitely satisfied other than the cost each month.
I fell that the coverage is competitive and comparable to most other companies out there. I would say that I am definitely satisfied other than the cost each month.
Esurance
Even though esurance is online, you can call customer support at any time and have someone assist you. Every time I have called, staff has been courteous, professional, and helpful.
Even though esurance is online, you can call customer support at any time and have someone assist you. Every time I have called, staff has been courteous, professional, and helpful.
The Hartford
The premium is definitely lower compared to all the other premiums. After I made the claim though, it did go up and my accident was a no fault accident but I just switched insurance so I guess I can understand. I haven't talked to them about that yet but I will bring it up.
The premium is definitely lower compared to all the other premiums. After I made the claim though, it did go up and my accident was a no fault accident but I just switched insurance so I guess I can understand. I haven't talked to them about that yet but I will bring it up.
The Hartford
The premiums are a bit lower than others and the reason for not giving a 5 in the rate is due to two accidents my son had and that raised our rate.
The premiums are a bit lower than others and the reason for not giving a 5 in the rate is due to two accidents my son had and that raised our rate.
Geico
I love the customer service! Very high-quality. When I call, I can talk to a real person, rather than an automated recording. The live agents are helpful and knowledgeable. They help take care of any issues I may have.
I love the customer service! Very high-quality. When I call, I can talk to a real person, rather than an automated recording. The live agents are helpful and knowledgeable. They help take care of any issues I may have.
Progressive
I would have to say the only thing I don't really love about the company is the cost of the insurance. It is a little higher than I would like to be paying but most car insurance in the state is. There isn't much I can do about that.
I would have to say the only thing I don't really love about the company is the cost of the insurance. It is a little higher than I would like to be paying but most car insurance in the state is. There isn't much I can do about that.
State Farm Auto Insurance, Elk Grove, CA
$198/1 month
Car Insurance Policy Holder
- Single 29 Years old Male licensed 7 years ago with Financed Suzuki Grand Vitara Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Masters & Full Time Job.
- No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Elk Grove Car Insurance Rate Comparisons
Elk Grove, CA's average car insurance of $1446 differs from Sacramento County, CA (+$1004), La Riviera, CA (+$1084), Clarksburg, CA (+$24) and California (+$373)
| Elk Grove | Sacramento County, CA | La Riviera, CA | Clarksburg, CA | California | |
| Median Insurance Rates | $1446 | +$1004 | +$1084 | +$24 | +$373 |
Elk Grove Car Insurance Savings By Neighborhood & Street Area
| Elk Grove Driver Street Residence & Car Locations | Car Details in Elk Grove | Elk Grove Driver Demographics | Elk Grove Auto Insurance Estimates | Recent Elk Grove Insurance Savings |
|---|---|---|---|---|
| Graham (historical) | ||||
| Kersh Ct | 2004 Buick Rendezvous CX | 17 year teenager | $3165 | $764 |
| Quail Song Ct | 2007 Ford Fusion V6 SEL | 83 year senior | $1396 | $945 |
| Sheldon | ||||
| Sloughhouse Rd | 2010 Mazda Mazda3 s Sport | 53 year woman | $1337 | $884 |
| Mooney Rd | 2010 Lincoln MKZ Base | 18 year female teenager | $3142 | $906 |
| Coffing | ||||
| Niemann Ln | 2009 Acura TSX Base | 45 year man | $1788 | $809 |
| Miko Cir | 2009 Chrysler 300 Touring | 73 year male senior | $1494 | $679 |
| Oo-moo-chah (historical) | ||||
| Emerald Grove Dr | 2011 Hyundai Sonata GLS | 25 year married woman | $1334 | $943 |
| la Nuez Dr | 2011 Kia Sorento LX | 19 year male teenager | $2772 | $793 |
| Laguna West | ||||
| Century Oaks Ln | 2013 Honda Civic LX | 63 year female senior | $1354 | $898 |
| Point Lobo Ct | 2010 Toyota Prius II | 26 year married man | $1548 | $989 |
Elk Grove Post DUI Car Insurance Rates
| Elk Grove | Herald | Walnut Grove | Mather | California | |
| Median Post DUI Insurance Rate | $2689 | +$1458 | +$659 | +$1589 | +$694 |
| Male Teenager Post DUI Insurance Rate | $5862 | +$3179 | +$1436 | +$3464 | +$1512 |
| Female Teenager Post DUI Insurance Rate | $5834 | +$3166 | +$1431 | +$3449 | +$1507 |
The Post DUI insurance in Elk Grove, CA's is $2689 compared to Herald (+$1458), Walnut Grove (+$659), Mather (+$1589) and California (+$694)
In Elk Grove, a male teenager with Post DUI pays $28 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2010 Mazda Mazda3 s Sport in Elk Grove, CA would pay $5591 on auto insurance while a female teenager POST DUI would pay $5565.
Elk Grove Car Insurance by Segment
Elk Grove Teenagers Car Insurance Rates Comparison
12754 Elk Grove Teenagers (8% of total population), 54% Male & 46% Female.
| Elk Grove | Rancho Cordova | Vineyard | Freeport | California | |
| All Teenagers | $3152 | +$87 | +$1862 | +$1535 | +$813 |
| Male Teenager | $3152 | +$87 | +$1862 | +$1535 | +$813 |
| Female Teenager | $3137 | +$87 | +$1854 | +$1528 | +$810 |
Elk Grove teenagers pay $3152 in insurance in contrast with Rancho Cordova (+$87), Vineyard (+$1862), Freeport (+$1535) and California (+$813). The difference between Male & Female teenagers in Elk Grove is $15
Example
- 2003 Chevrolet Silverado K2500 Heavy Duty Male Teenager Insurance Rate $2969
- 2012 Jeep Wrangler Sport Female Teenager Insurance Rate $2740
Elk Grove Men & Women Car Insurance
151639 Elk Grove Adults (100% of total population), 49% Men & 51% Women.
| Elk Grove | Courtland | Mather | Herald | California | |
| All Women | $1402 | +$1013 | +$829 | +$761 | +$362 |
| Married Women | $1359 | +$981 | +$803 | +$737 | +$350 |
| All Men | $1836 | +$1326 | +$1085 | +$996 | +$474 |
| Married Men | $1749 | +$1263 | +$1034 | +$949 | +$451 |
The typical insurance rate of $1836 that Elk Grove Men pay varies from Courtland (+$1326), Mather (+$1085), Herald (+$996) and California (+$474). In Elk Grove, married men pay $390 more than married women.
Example
- 2012 Audi A4 2.0T Premium Plus Married Men Insurance Rate $1954
- 2012 GMC Sierra 1500 SLE Married Women Insurance Rate $1646
Elk Grove Senior Car Insurance
19697 Elk Grove Seniors (12% of total population), 45% Senior Men & 55% Senior Women.
| Elk Grove | Florin | West Sacramento | Parkway | California | |
| All Seniors | $1532 | +$1033 | -$28 | +$1086 | +$396 |
| Senior Men | $1503 | +$1013 | -$28 | +$1065 | +$388 |
| Senior Women | $1561 | +$1052 | -$29 | +$1106 | +$403 |
Elk Grove seniors pay $1532 in insurance compared to Florin (+$1033), West Sacramento (-$28), Parkway (+$1086) and California (+$396). In Elk Grove, senior men pay $58 less than senior women.
Elk Grove Car Insurance Discounts for Multiple Vehicles
Elk Grove Population with 1 Vehicle 11215 (24% of Elk Grove population), 2 Vehicles 20661 (44% of the Elk Grove population) and 3 vehicles 9121 (19% of the population)
| Elk Grove | Sacramento | Lemon Hill | Herald | California | |
| 2 Vehicles | $2748 | +$410 | +$2021 | +$1489 | +$709 |
| 3 Vehicles | $4194 | +$626 | +$3085 | +$2273 | +$1082 |
| 4 Vehicles | $5640 | +$842 | +$4149 | +$3057 | +$1455 |
Car Insurance Agents in Elk Grove, CA
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | BPH Insurance and Financial Services, Inc. | 9290 W Stockton Blvd STE 106, Elk Grove, CA 95758-8089 |
| 2 | David Charles Knowles AGENCY | 9332 Elk Grove Blvd STE 110, Elk Grove, CA 95624 |
| 3 | Ifftikhar Hussain Wahla Agency | 4809 Laguna Blvd STE 100, Elk Grove, CA 95758 |
Elk Grove Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Buick, Lacrosse Premium II | $300 | $1440 | $1740 | $1360 | $1660 | $80 |
| Mazda, Mazda5 | $1000 | $1520 | $2020 | $1420 | $2420 | $-400 |
| Ford, Expedition Limited EL | $400 | $1430 | $1830 | $1350 | $1750 | $80 |
| Chevrolet, Cruze Eco | $200 | $1500 | $1700 | $1400 | $1600 | $100 |
| Lincoln, MKX | $1500 | $1440 | $1940 | $1340 | $2840 | $-900 |