Elk Grove, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Elk Grove, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Elk Grove, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Elk Grove, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Elk Grove, IL with that of other cities in and around Elk Grove.

	Elk Grove	Rolling Meadows	Bensenville	Arlington Heights	Mount Prospect	Itasca
Average Insurance Rates	$1,314	$1,291	$1,275	$1,042	$1,348	$1,352

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Elk Grove, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Elk Grove, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Elk Grove	$1,305	$1,102
Mount Prospect	$2,393	$2,021
Des Plaines	$1,183	$1,000
Rolling Meadows	$1,366	$1,154
Itasca	$1,437	$1,214
Wood Dale	$1,158	$978
Arlington Heights	$1,632	$1,378
Bensenville	$1,743	$1,472

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Elk Grove, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Elk Grove, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$4,264
20 Years	$1,688
30 Years	$1,300
40 Years	$1,251
50 Years	$1,159
60 Years	$1,175
70 Years	$1,367

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Elk Grove, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Elk Grove, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$2,260	$368
3 Vehicles	$3,390	$552
4 Vehicles	$4,520	$736

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Elk Grove, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Elk Grove, IL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Elk Grove	$1,314	$2,133
Mount Prospect	$1,348	$2,188
Des Plaines	$1,199	$1,946
Rolling Meadows	$1,291	$2,096
Itasca	$1,352	$2,195
Wood Dale	$1,289	$2,093
Arlington Heights	$1,042	$1,692
Bensenville	$1,275	$2,070

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Elk Grove, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,127
Excellent (740-799)	$1,287
Good (670-739)	$1,369
Average (580-669)	$1,786
Poor (300-579)	$2,143

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Elk Grove, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Matt Mitchell	State Farm	9140 Waukegan Rd, Morton Grove, 60053-2124	847-967-0300
Shannon Skeels	Allstate	1625 W Colonial Pkwy, Inverness, 60067	(847) 359-3590
John E Horn & Associates Inc	Erie	6650 N NORTHWEST HWY STE 105, CHICAGO, 60631	773-467-2000
Kenneth More Arm Cpcu Lutcf	Farmers	1460 E Northwest Hwy, Palatine, 60074	(847) 577-2700
C F M Insurance	Travelers	50 N Brockway St Ste 5-2, Palatine, 60067	None
Jim Townsend	State Farm	870 E Higgins Rd Ste 146, Schaumburg, 60173-4787	847-843-8020
Anna Orlinska	Allstate	7143 W Higgins Ave, Chicago, 60656	(773) 631-1774
J A F Insurance Agency Inc	Travelers	701 E IRVING PARK RD STE 303, ROSELLE, 60172	630-893-1822
Sal Falco	State Farm	8323d W Lawrnce Ave, Norridge, 60706-3129	708-453-7901
Malgorzata Swiderski	Farmers	5144 N Harlem Ave, Harwood Hts, 60706	(708) 867-8737
Ed Mccabe	State Farm	6778 N Nrthwst Hwy, Chicago, 60631-1314	773-775-9016

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Elk Grove, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$58	$1,372
Driver's Failure In Showing Documents	+$127	$1,441
Driving With An Expired Registration	+$135	$1,449
Driving At A Considerably Slow Pace	+$285	$1,599
Using A Cellphone While Driving	+$301	$1,615
Running A Red Light	+$306	$1,620
Speeding	+$322	$1,636
Driving A Vehicle Without The Required Permission	+$409	$1,723
Driving With An Expired/Suspended License	+$886	$2,200

Elk Grove, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,261
Active Disabling Device	$1,261
Tracking Device	$1,235
Passive Disabling Device	$1,222

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Latest Auto Insurance Reviews in Elk Grove, IL | Back to Top