Elkhart, IN Auto Insurance Rates

Elkhart, IN residents can save $430 by comparing multiple quotes & reading reviews & research on Elkhart car insurance rates, quotes, agents & coverage.

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$776 $1065 $1787

Latest Auto Insurance Reviews in Elkhart, Indiana


Farmer's Insurance
they seemed to have very comparable policies to other companies I've used or have considered using. They have very customizable options for the policies as well which I loved.
Liberty Mutual
It has excellent payment premiums for each of its clients, in addition to offering a great service that adapts to the needs of one of its clients.
Liberty Mutual
It has excellent payment premiums for each of its clients, in addition to offering a great service that adapts to the needs of one of its clients.
Progressive
Progressive has much the same policy offerings as other companies: Comprehensive, collision, personal injury, rental, etc. The levels they cover you at are also in line with other companies. I'd say this is all a good thing as you understand what your getting and it's standard for a reason: it's what is required.
American National Property And Casualty Company
Im very impressed with my companies accessibility. I have the app on my phone and it is very easy to find my way around the app and get the answers I'm looking for. Whenever I call them I am connected to a real person and not an automated voice.
State Auto
I dislike that the rate has risen to what I moved away from Allstate. The rate went up nearly $30 a month for someone with no accidents or tickets.
Write Your Review | Elkhart, Indiana Auto Insurance Analysis
Allstate Auto Insurance, Elkhart, IN
$91/1 month
Car Insurance Policy Holder
  • Single 77 Years old Male licensed 25 years ago with Own Infiniti G37 S used for Business with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Retired.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Elkhart, IN
$72/1 month
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 6 years ago with Own Lexus IS 350 used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Progressive Insurance, Elkhart, IN
$99/1 month
Car Insurance Policy Holder
  • Single 18 Years old Male licensed 2 years ago with Own BMW, 128i, 2 Door Convertible used for Commute to Work or School with estimated annual mileage of 7,501 - 9,000.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Liberty Mutual, Elkhart, IN
$853/12 months
Car Insurance Policy Holder
  • Married 48 Years old Female licensed 16 years ago with Own Scion, xD, 5 Door Hatchback used for Business with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Nationwide Insurance, Elkhart, IN
$581/12 months
Car Insurance Policy Holder
  • Married 28 Years old Female licensed 13 years ago with Leased Toyota, Avalon Limited, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 250 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Elkhart, IN
$589/12 months
Car Insurance Policy Holder
  • Single 20 Years old Female licensed 3 years ago with Own Suzuki, SX4 SE, 5 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Elkhart, IN
$843/12 months
Car Insurance Policy Holder
  • Single 63 Years old Female licensed 3 years ago with Financed Toyota, 4Runner Limited, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Associate & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Nationwide Insurance, Elkhart, IN
$873/12 months
Car Insurance Policy Holder
  • Single 24 Years old Male licensed 9 years ago with Own Chevrolet, Cruze LT, 4 Door Sedan Turbo used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School, pursuing Bachelors Degree & Freelancer.
  • accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Amica Auto Insurance, Elkhart, IN
$584/12 months
Car Insurance Policy Holder
  • Single 57 Years old Male licensed 36 years ago with Own Kia, Sorento LX, 2WD 4 Door Utility used for Business with estimated annual mileage of 15,001 - 20,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Elkhart Car Insurance Rate Comparisons

Elkhart, IN's average car insurance of $1065 differs from Calvin, MI (+$1125), Ontwa, MI (+$935), Granger, IN (+$535) and Indiana (+$118)

Elkhart Calvin, MI Ontwa, MI Granger, IN Indiana
Median Insurance Rates $1065 +$1125 +$935 +$535 +$118

Elkhart Car Insurance Savings By Neighborhood & Street Area

Elkhart Driver Street Residence & Car Locations Car Details in Elkhart Elkhart Driver Demographics Elkhart Auto Insurance Estimates Recent Elkhart Insurance Savings
Garden Village
Sequoia Dr2008 Mazda MAZDA3 s Grand Touring38 year married woman$878$726
Roske Dr2004 Buick Rendezvous CX61 year senior$1078$348
Other Area
Nagy Dr2009 Ford Fusion SE79 year male senior$1130$674
Palace Ln2007 Acura TSX 42 year married man$1296$821
Greenleaf Manor
Oak Manor Pl2007 Jeep Commander Sport18 year teenager$2345$638
Kent St2009 Chrysler 300 Touring22 year woman$907$928
East Lake Estates
Bridger Ct2014 Volkswagen Jetta S19 year female teenager$2388$929
Gallatin Way2013 Hyundai Sonata GLS16 year male teenager$3164$985
De Camp Gardens
Los Angeles Ave2010 Lincoln MKZ Base21 year man$1393$546
Elizabeth St2012 Honda Civic LX66 year female senior$996$823

Elkhart Post DUI Car Insurance Rates

Elkhart Osolo Porter, MI Concord Indiana
Median Post DUI Insurance Rate $1980 +$252 +$1163 +$512 +$220
Male Teenager Post DUI Insurance Rate $6338 +$804 +$3720 +$1637 +$702
Female Teenager Post DUI Insurance Rate $4871 +$619 +$2861 +$1259 +$541

The Post DUI insurance in Elkhart, IN's is $1980 compared to Osolo (+$252), Porter, MI (+$1163), Concord (+$512) and Indiana (+$220)

In Elkhart, a male teenager with Post DUI pays $1467 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Elkhart, IN would pay $5516 on auto insurance while a female teenager POST DUI would pay $4240.

Elkhart Car Insurance by Segment

Elkhart Teenagers Car Insurance Rates Comparison

3675 Elkhart Teenagers (7% of total population), 50% Male & 50% Female.

Elkhart Porter, MI Simonton Lake York Indiana
All Teenagers $2918 +$1712 -$261 -$14 +$323
Male Teenager $3408 +$2000 -$304 -$16 +$377
Female Teenager $2619 +$1538 -$233 -$12 +$291

Elkhart teenagers pay $2918 in insurance in contrast with Porter, MI (+$1712), Simonton Lake (-$261), York (-$14) and Indiana (+$323). The difference between Male & Female teenagers in Elkhart is $789

Example

  • 2010 Nissan Rogue SL Male Teenager Insurance Rate $3094
  • 2009 Cadillac DTS Base Female Teenager Insurance Rate $3050

Elkhart Men & Women Car Insurance

51293 Elkhart Adults (100% of total population), 49% Men & 51% Women.

Elkhart Goshen York Calvin, MI Indiana
All Women $1033 +$26 -$5 +$1091 +$114
Married Women $1001 +$25 -$5 +$1057 +$111
All Men $1405 +$36 -$6 +$1485 +$156
Married Men $1363 +$34 -$7 +$1440 +$151

The typical insurance rate of $1405 that Elkhart Men pay varies from Goshen (+$36), York (-$6), Calvin, MI (+$1485) and Indiana (+$156). In Elkhart, married men pay $362 more than married women.

Example

  • 2013 Toyota Prius Three Married Men Insurance Rate $1258
  • 2014 Kia Sorento LX Married Women Insurance Rate $1167

Elkhart Senior Car Insurance

7900 Elkhart Seniors (15% of total population), 45% Senior Men & 55% Senior Women.

Elkhart Goshen Mishawaka Penn Indiana
All Seniors $1246 +$31 -$29 +$263 +$138
Senior Men $1299 +$33 -$29 +$274 +$144
Senior Women $1192 +$31 -$27 +$252 +$132

Elkhart seniors pay $1246 in insurance compared to Goshen (+$31), Mishawaka (-$29), Penn (+$263) and Indiana (+$138). In Elkhart, senior men pay $107 more than senior women.

Elkhart Car Insurance Discounts for Multiple Vehicles

Elkhart Population with 1 Vehicle 8375 (43% of Elkhart population), 2 Vehicles 6146 (32% of the Elkhart population) and 3 vehicles 1753 (9% of the population)

Elkhart Concord Goshen Osolo Indiana
2 Vehicles $2024 +$522 +$51 +$256 +$224
3 Vehicles $3089 +$797 +$78 +$391 +$342
4 Vehicles $4154 +$1072 +$105 +$526 +$460

Elkhart Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Mazda, Mazda5 Grand Touring $400 $1070 $1470 $990 $1390 $80
Scion, xD $500 $1030 $1530 $960 $1460 $70
Volvo, S60 T6 $1500 $1120 $1620 $1060 $2560 $-940
Chevrolet, Avalanche LS $100 $1100 $1200 $1020 $1120 $80
Chevrolet, Corvette GS $700 $1160 $1660 $1100 $1800 $-140