Elon, NC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Elon, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Cheap Car Insurance In Elon, NC
Car insurance is a necessity for any driver in Elon, NC. Auto insurance is an essential financial tool that helps protect drivers from financial losses associated with accidents and other incidents. With the right coverage, drivers can enjoy peace of mind knowing their vehicles, passengers and assets are protected from financial losses due to accidents and other incidents.
The average cost of car insurance in Elon, NC, is $1,037. When shopping for auto insurance in Elon, NC, it’s important to compare rates and coverage options from different insurance providers. When selecting coverage and policy limits, drivers should consider factors such as the type of vehicle they own, their driving record, and their credit score. Drivers can also save money by taking advantage of discounts, such as good driver, multi-policy, and low mileage discounts. Drivers must compare the alternatives and costs offered by Elon, North Carolina, car insurance companies. Here are some suggestions for finding affordable auto insurance in Elon, North Carolina.
By Obeying Driving Regulations
When determining the cost of car insurance in Elon, NC, driving violations are a key factor. Your driving record plays a major role in how much you’ll pay for car insurance. The more violations on your driving record, the higher your premiums will be. Insurance companies view drivers with more violations as riskier, which means they’re more likely to be involved in an accident. For instance, drivers in Elon, North Carolina, who received tickets for speeding or running red lights must add an additional +$254 and +$242 to their insurance premiums.
See the graph below for the Elon, NC, auto insurance rates per driving violation.
By Opting for a Higher Deductible.
A deductible is the amount of money you agree to pay out of pocket before your insurance company pays for any covered damages. By raising your deductible, you will be responsible for a larger portion of any repairs or damages, but your insurance premiums will be lower. It is important to note that opting for a higher deductible should not be done lightly. You should consider your financial situation and make sure that you can afford to pay the higher deductible if you are ever in a situation where you need to file a claim. Automobile drivers in Elon, North Carolina, who opt for a low deductible of $500 pay $1,705, while those who opt for a high deductible of $1,000 pay $1,440. The higher the deductible, the lower the auto insurance rates.
By Availing of Multi-Car Discounts
With the cost of car insurance rising every day, it is important to ensure that you are getting the best deal when insuring your vehicle. One way to do this is by availing of multi-car discounts. Multi-car discounts are available in Elon, NC, and they can help reduce car insurance costs. Elon offers multi-car discounts and NC insurance companies to people with more than one car insured with the same company. The discounts are based on the number of cars that the company insures. For example, in Elon, NC, car owners typically pay $1,763 for two cars and $2,644 for three cars. On their Elon, NC auto insurance premiums, they can save between $311 and $467.
Factors that can influence the cost of car insurance in Elon, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Elon, NC Auto Insurance Rates
- Elon, NC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Elon, NC
- Multi Vehicle Insurance Savings in Elon, NC
- How Credit Score Affects Car Insurance Rates in Elon, NC
- How DUI Affects Auto Insurance Premiums in Elon, NC
- Top Auto Insurance Agents Near Elon, NC
- How Driving Violations Affect Auto Insurance Rates in Elon, NC
- Elon, NC Auto Insurance Discounts on Anti Theft Feature
Elon, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Elon, NC with that of other cities in and around Elon.
|Average Insurance Rates||$1,037||$1,232||$988||$950||$990||$1,377|
Elon, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Elon, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Elon, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Elon, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Elon, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Elon, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$311
Savings on 3 Vehicles bundle:$467
Savings on 4 Vehicles bundle:$622
Elon, NC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Elon, NC.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Elon, NC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Elon, NC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Nicole Cockerham||State Farm||1124 St Marks Church Rd, Burlington, 27215-9796||336-584-7704|
|Shawn Smith||Allstate||2322 S Church St Ste B, Burlington, 27215||(336) 229-6103|
|Pegram Prevatte Insurance||Travelers||1105 S CHURCH ST, BURLINGTON, 27215||336-226-4044|
|Central Carolina Insurance||Erie||2855 S Church St 2855 S Church St, Burlington, 27215||None|
|Jenkins Insurance Agency Inc||Nationwide||3907A W. Market Street, Greensboro, 27407-0000||(336) 854-7900|
|Mike Shoffner||State Farm||845 South Main Street, Graham, 27253-3754||800-386-1610|
|Michael Glick Agency Inc||Nationwide||2326 S Church St Ste C, Burlington, 27215-5388||(336) 229-0229|
|Southern Insurance Agency||None||107N Maple St, Graham, 27253||None|
|Winfred C Harper Agency||Travelers||1037 SOUTH MAIN ST, BURLINGTON, 27215||336-227-4271|
|J B Williams & Associates Inc||Erie||200 Burlington Avenue, Gibsonville, 27249||None|
Elon, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$46||$1,083|
|Driver's Failure In Showing Documents||+$101||$1,138|
|Driving With An Expired Registration||+$107||$1,144|
|Driving At A Considerably Slow Pace||+$225||$1,262|
|Using A Cellphone While Driving||+$237||$1,274|
|Running A Red Light||+$242||$1,279|
|Driving A Vehicle Without The Required Permission||+$323||$1,360|
|Driving With An Expired/Suspended License||+$699||$1,736|
Elon, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$996|
|Passive Disabling Device||$964|