Emsworth Auto Insurance Rates, Quotes, Agents & Reviews in PA

Emsworth, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Emsworth, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Emsworth, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Emsworth, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Emsworth, PA with that of other cities in and around Emsworth.

Emsworth Kilbuck Neville Kennedy Ben Avon Heights Ohio
Average Insurance Rates $1,402 $1,473 $1,370 $1,438 $1,580 $1,535

Emsworth, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Emsworth, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Emsworth $2,806 $2,370
Ben Avon $1,355 $1,145
Kilbuck $1,393 $1,176
Neville $1,586 $1,340
Ben Avon Heights $1,011 $854
Avalon $1,448 $1,223
Ohio $2,363 $1,996
Kennedy $946 $799

Emsworth, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Emsworth, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,549
20 Years $1,801
30 Years $1,388
40 Years $1,335
50 Years $1,236
60 Years $1,253
70 Years $1,459

Emsworth, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Emsworth, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,383 $421
3 Vehicles $3,575 $631
4 Vehicles $4,767 $841

Savings on 2 Vehicles bundle:$421

Savings on 3 Vehicles bundle:$631

Savings on 4 Vehicles bundle:$841


Emsworth, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Emsworth, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Emsworth $1,402 $2,207
Ben Avon $1,473 $2,319
Kilbuck $1,473 $2,319
Neville $1,370 $2,157
Ben Avon Heights $1,580 $2,487
Avalon $1,378 $2,169
Ohio $1,535 $2,416
Kennedy $1,438 $2,264

Emsworth, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,203
Excellent (740-799) $1,373
Good (670-739) $1,461
Average (580-669) $1,906
Poor (300-579) $2,287

Emsworth, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,464
Driver's Failure In Showing Documents +$136 $1,538
Driving With An Expired Registration +$144 $1,546
Driving At A Considerably Slow Pace +$304 $1,706
Using A Cellphone While Driving +$321 $1,723
Running A Red Light +$327 $1,729
Speeding +$343 $1,745
Driving A Vehicle Without The Required Permission +$436 $1,838
Driving With An Expired/Suspended License +$945 $2,347

Emsworth, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,346
Active Disabling Device $1,346
Tracking Device $1,318
Passive Disabling Device $1,304