Englewood, CO Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Englewood, CO, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Englewood, CO are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Englewood, CO Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Englewood, CO with that of other cities in and around Englewood.

	Englewood	Southwest Arapahoe	Bow Mar	Sheridan	Cherry Hills Village	Littleton
Average Insurance Rates	$1,205	$1,868	$2,302	$1,733	$2,440	$1,172

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Englewood, CO Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Englewood, CO based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Englewood	$1,498	$1,265
Sheridan	$2,869	$2,423
Cherry Hills Village	$2,418	$2,043
Bow Mar	$2,226	$1,880
Columbine Valley	$1,164	$983
Southwest Arapahoe	$1,352	$1,142
Holly Hills	$1,318	$1,114
Littleton	$1,838	$1,552

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Englewood, CO Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Englewood, CO usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$3,910
20 Years	$1,548
30 Years	$1,193
40 Years	$1,147
50 Years	$1,063
60 Years	$1,077
70 Years	$1,254

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Englewood, CO Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Englewood, CO can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$2,097	$313
3 Vehicles	$3,145	$470
4 Vehicles	$4,193	$627

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Englewood, CO Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Englewood, CO.

Location	Average Insurance Cost	Post DUI Insurance Rate
Englewood	$1,205	$1,821
Sheridan	$1,733	$2,619
Cherry Hills Village	$2,440	$3,688
Bow Mar	$2,302	$3,479
Columbine Valley	$2,114	$3,195
Southwest Arapahoe	$1,868	$2,823
Holly Hills	$1,869	$2,825
Littleton	$1,172	$1,771

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Englewood, CO Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,034
Excellent (740-799)	$1,180
Good (670-739)	$1,256
Average (580-669)	$1,638
Poor (300-579)	$1,965

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Englewood, CO Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$53	$1,258
Driver's Failure In Showing Documents	+$117	$1,322
Driving With An Expired Registration	+$124	$1,329
Driving At A Considerably Slow Pace	+$261	$1,466
Using A Cellphone While Driving	+$276	$1,481
Running A Red Light	+$281	$1,486
Speeding	+$295	$1,500
Driving A Vehicle Without The Required Permission	+$375	$1,580
Driving With An Expired/Suspended License	+$812	$2,017

Englewood, CO Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,157
Active Disabling Device	$1,157
Tracking Device	$1,133
Passive Disabling Device	$1,121

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Latest Auto Insurance Reviews in Englewood, CO | Back to Top