Enosburg Auto Insurance Rates, Quotes, Agents & Reviews in VT

Enosburg, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Enosburg, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Enosburg, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Enosburg, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Enosburg, VT with that of other cities in and around Enosburg.

Enosburg Montgomery Richford Sheldon Bakersfield Berkshire
Average Insurance Rates $1,124 $1,074 $1,049 $1,091 $1,093 $1,081

Enosburg, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Enosburg, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Enosburg $1,003 $847
Enosburg Falls $947 $800
Bakersfield $1,386 $1,171
Berkshire $1,440 $1,216
Montgomery $1,029 $869
Franklin County $2,079 $1,756
Sheldon $964 $814
Richford $1,377 $1,163

Enosburg, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Enosburg, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,647
20 Years $1,444
30 Years $1,112
40 Years $1,070
50 Years $991
60 Years $1,005
70 Years $1,170

Enosburg, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Enosburg, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,956 $292
3 Vehicles $2,934 $438
4 Vehicles $3,912 $584

Savings on 2 Vehicles bundle:$292

Savings on 3 Vehicles bundle:$438

Savings on 4 Vehicles bundle:$584


Enosburg, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Enosburg, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Enosburg $1,124 $2,323
Enosburg Falls $1,072 $2,215
Bakersfield $1,093 $2,259
Berkshire $1,081 $2,234
Montgomery $1,074 $2,219
Franklin County $966 $1,996
Sheldon $1,091 $2,255
Richford $1,049 $2,168

Enosburg, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $964
Excellent (740-799) $1,101
Good (670-739) $1,171
Average (580-669) $1,528
Poor (300-579) $1,833

Enosburg, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
James Gant State Farm 531 Veterans Parkway, Columbus, 31901 706-324-7231
David Raleigh Allstate 2 Champlain Commons Ste 5, Saint Albans, 5478 (802) 527-1241
Julie Collins State Farm 84 Fairfield Street, St Albans, 05478-1728 802-524-0200
Hackett Valine & Macdonald Inc Travelers 64 CHURCH ST, JEFFERSONVILLE, 5464 802-644-8876
Kinney Pike None 21 Merchants Row , Swanton, 5488 None
Myott Insurance Agency Inc Travelers 32 STEBBINS ST, ENOSBURG FALLS, 5450 802-933-2016
The Essex Agency Inc Travelers 2 RAILROAD ST, ESSEX JUNCTION, 5452 802-878-5334
The Essex Agency Inc Travelers 2 RAILROAD ST, ESSEX JUNCTION, 5452 802-878-5334

Enosburg, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,173
Driver's Failure In Showing Documents +$109 $1,233
Driving With An Expired Registration +$116 $1,240
Driving At A Considerably Slow Pace +$244 $1,368
Using A Cellphone While Driving +$257 $1,381
Running A Red Light +$262 $1,386
Speeding +$275 $1,399
Driving A Vehicle Without The Required Permission +$350 $1,474
Driving With An Expired/Suspended License +$758 $1,882

Enosburg, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,079
Active Disabling Device $1,079
Tracking Device $1,057
Passive Disabling Device $1,045