Ensley, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Ensley, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Ensley, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Ensley, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Ensley, FL with that of other cities in and around Ensley.

	Ensley	Brent	Goulding	Cantonment	West Pensacola	Bellview
Average Insurance Rates	$2,080	$2,051	$2,040	$1,523	$2,026	$2,077

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Ensley, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Ensley, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Ensley	$1,456	$1,230
Brent	$1,429	$1,207
Gonzalez	$1,511	$1,276
Ferry Pass	$2,017	$1,703
Bellview	$1,941	$1,639
Cantonment	$1,127	$952
Goulding	$1,170	$988
West Pensacola	$1,212	$1,024

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Ensley, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Ensley, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,749
20 Years	$2,673
30 Years	$2,059
40 Years	$1,981
50 Years	$1,834
60 Years	$1,860
70 Years	$2,165

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Ensley, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Ensley, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,578	$582
3 Vehicles	$5,366	$874
4 Vehicles	$7,155	$1,165

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Ensley, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ensley, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Ensley	$2,080	$3,255
Brent	$2,051	$3,210
Gonzalez	$2,144	$3,355
Ferry Pass	$2,113	$3,307
Bellview	$2,077	$3,251
Cantonment	$1,523	$2,384
Goulding	$2,040	$3,193
West Pensacola	$2,026	$3,171

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Ensley, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,785
Excellent (740-799)	$2,037
Good (670-739)	$2,167
Average (580-669)	$2,828
Poor (300-579)	$3,393

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Ensley, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Michael Johnson	State Farm	3127 Langley Ave, Pensacola, 32504-4717	850-478-7748
Brown & Company, Llc	None	6706 N 9Th Ave D-25, Pensacola, 32504	None
Logan Insurance Agency Inc	Travelers	3801 N 9Th Ave, Pensacola, 32503	None
Cornerstone Insurance Of Florida	Travelers	6702 C PLANTATION RD STE B, PENSACOLA, 32504	850-473-1000
Florida Insurance Agency	Travelers	7250 Pine Forest Rd , Pensacola, 32571	None
Mcmahon-Hadder Insurance Inc	Travelers	375-A N 9TH AVE, PENSACOLA, 32502	850-484-7011
John M Kizziah	State Farm	4300 Bayou Blvd Ste 23, Pensacola, 32503-2671	850-477-8100
Zarahn Agency Inc	Travelers	229 Beverly Pkwy , Pensacola, 32505	None
Whitman & Whitman Inc	Liberty Mutual Independent	2032 CREIGHTON RD STE A, PENSACOLA, 32504	(850) 477-8060
Larry Patrick	State Farm	184 Eglin Parkway NE, Ft Walton Beach, 32548-4481	850-244-3000

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Ensley, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$92	$2,172
Driver's Failure In Showing Documents	+$202	$2,282
Driving With An Expired Registration	+$214	$2,294
Driving At A Considerably Slow Pace	+$451	$2,531
Using A Cellphone While Driving	+$476	$2,556
Running A Red Light	+$485	$2,565
Speeding	+$510	$2,590
Driving A Vehicle Without The Required Permission	+$647	$2,727
Driving With An Expired/Suspended License	+$1,402	$3,482

Ensley, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,997
Active Disabling Device	$1,997
Tracking Device	$1,955
Passive Disabling Device	$1,934

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Latest Auto Insurance Reviews in Ensley, FL | Back to Top