Erie, CO Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Erie, CO, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Erie, CO are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

---

Erie, CO Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Erie, CO with that of other cities in and around Erie.

	Erie	Broomfield County	Lafayette	Erie-Frederick	Dacono	Lafayette-Louisville
Average Insurance Rates	$1,889	$1,124	$1,852	$1,838	$1,767	$1,902

---

Erie, CO Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Erie, CO based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Erie	$1,913	$1,616
Leyner	$1,817	$1,535
Lafayette	$1,345	$1,136
Lafayette-Louisville	$1,947	$1,644
Dacono	$1,318	$1,114
Erie-Frederick	$2,338	$1,975
Broomfield County	$1,152	$973
Broomfield	$1,349	$1,140

---

Erie, CO Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Erie, CO usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,129
20 Years	$2,427
30 Years	$1,869
40 Years	$1,799
50 Years	$1,666
60 Years	$1,689
70 Years	$1,966

---

Erie, CO Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Erie, CO can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,211	$567
3 Vehicles	$4,817	$850
4 Vehicles	$6,423	$1,133

---

Erie, CO Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Erie, CO.

Location	Average Insurance Cost	Post DUI Insurance Rate
Erie	$1,889	$2,855
Leyner	$1,764	$2,666
Lafayette	$1,852	$2,799
Lafayette-Louisville	$1,902	$2,875
Dacono	$1,767	$2,671
Erie-Frederick	$1,838	$2,778
Broomfield County	$1,124	$1,699
Broomfield	$1,118	$1,690

---

Erie, CO Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,621
Excellent (740-799)	$1,850
Good (670-739)	$1,968
Average (580-669)	$2,568
Poor (300-579)	$3,081

---

Erie, CO Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Jim Plane	State Farm	1319 W Baseline Rd Ste 201B, Lafayette, 80026-9308	720-890-5916
Dino Dicarlo	Allstate	695 Pierce St Ste 120, Erie, 80516	(303) 828-3386
Melissa Gonzales	Liberty Mutual	10901 W. 120Th Avenue Suite 190, Broomfield, 80021	1-303-420-3222
Gerald Muscavitch	Farmers	11658 Huron St Ste 100, Northglenn, 80234	(303) 452-6904
Jun Chen	Farmers	12032 Melody Dr, Westminster, 80234	(303) 280-6448
Tag-Mccabe	Travelers	11684 N HURON ST STE 101, NORTHGLENN, 80234	303-469-6198
Outdoor Insurance Group	None	726 Front St. Ste C, Louisville, 80027	None
Darien Schaefer	Farmers	11867 Bradburn Blvd, Westminster, 80031	(303) 460-8844
Riverbend Insurance	Travelers	50 S Steele Street Suite 777, Denver, 80209	None
Matthew Mullins	Farmers	12001 Tejon St Ste 128, Westminster, 80234	(303) 495-2800

---

Erie, CO Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$83	$1,972
Driver's Failure In Showing Documents	+$183	$2,072
Driving With An Expired Registration	+$195	$2,084
Driving At A Considerably Slow Pace	+$410	$2,299
Using A Cellphone While Driving	+$433	$2,322
Running A Red Light	+$440	$2,329
Speeding	+$463	$2,352
Driving A Vehicle Without The Required Permission	+$587	$2,476
Driving With An Expired/Suspended License	+$1,273	$3,162

Erie, CO Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,813
Active Disabling Device	$1,813
Tracking Device	$1,776
Passive Disabling Device	$1,757

---

Latest Auto Insurance Reviews in Erie, CO | Back to Top