Escondido, CA Auto Insurance Rates

Escondido, CA residents can save $520 by comparing multiple quotes & reading reviews & research on Escondido car insurance rates, quotes, agents & coverage.

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$864 $1294 $1912

Latest Auto Insurance Reviews in Escondido, California

Other than prices, Geico has been outstanding. I have three vehicles under them at the moment and won't be switching for a while.
I would recommend it because a lot of people do not have car insurance and geico is affordable you can save more money with geico than you can with a lot of other companies.
I love this company! As I stated before I have had 6 people switch to them and they all love them as well. Definitely my top company to recommend to people.
I liked that the policy was so affordable while I was still able to obtain the necessary automobile coverage. The payments are set to a four month plan, and the remaining two months do not require a payment.
reaching their customer service can take a while. Also, I wish they would inform me of discounts I'm available for without asking
Aarp Auto Insurance
My insurance company provides me with ample resources for maximizing my coverage while maintaining low cost due to added discounts. Receives an 1 in my book
Company has only had tyo be contacted by me twice, and both times, they made the experience pleasurable and easy to deal with with no hassles what so ever.
National General
I have American Family Insurance, Tim Minor is my agent. I have both of our cars, snowmobiles and home insurance through them. In Sept. my husband and I shopped around and American family had the best rates by far.
I've never had issues with customer service nor accessibility. I haven't had to file a claim, but I've had instances where I had to speak with my service provider about the possibility of doing so, and they were responsive and informative.
There is very little to dislike about this insurer since I have had very little problems with them. The website is easy to maneuver and any concerns I have had were resolved quickly. A few coverage items were a bit confusing to me early on as a customer though after contacting the company I was walked through my chosen policy and given a thorough explanation.
Write Your Review | Escondido, California Auto Insurance Analysis
Allstate Auto Insurance, Escondido, CA
$62/1 month
Car Insurance Policy Holder
  • Married 45 Years old Male licensed 10 years ago with Financed Dodge Avenger SE used for Business with estimated annual mileage of 15,001 - 20,000.
  • less than high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Escondido Car Insurance Rate Comparisons

Escondido, CA's average car insurance of $1294 differs from Valley Center, CA (+$156), Encinitas, CA (-$110), San Diego County, CA (+$356) and California (+$525)

Escondido Valley Center, CA Encinitas, CA San Diego County, CA California
Median Insurance Rates $1294 +$156 -$110 +$356 +$525

Escondido Car Insurance Savings By Neighborhood & Street Area

Escondido Driver Street Residence & Car Locations Car Details in Escondido Escondido Driver Demographics Escondido Auto Insurance Estimates Recent Escondido Insurance Savings
Sunset Terrace Mobile Home Park
Charlotta Way2002 Buick Rendezvous CX16 year male teenager$2816$594
Fallsview Pl2004 Chevrolet Silverado 2500HD Work Truck18 year teenager$2648$942
Casa de Amigos Mobile Home Park
Kal Glen2007 Chrysler 300 Touring76 year female senior$1379$963
Sky Crest Glen2009 Ford Fusion V6 SEL71 year male senior$1228$510
Imperial Escondido Estates Mobile Home Park
Indian Pl2010 Toyota Prius \N36 year married woman$1082$513
Matthew Pl2009 Acura TSX Base41 year man$1600$643
Greencrest Park Mobile Home Park
McDonald Ln2010 Mazda Mazda3 s Sport 18 year female teenager$2671$427
S Redwood St2011 Hyundai Sonata GLS45 year woman$1233$613
Mobile Haven Mobile Home Park
Milane Ln2010 Nissan Rogue S60 year senior$1304$808
Beverly Way2013 Honda Civic LX52 year married man$1361$987

Escondido Post DUI Car Insurance Rates

Escondido Poway San Diego County Oceanside California
Median Post DUI Insurance Rate $2406 -$95 +$663 -$145 +$977
Male Teenager Post DUI Insurance Rate $5245 -$207 +$1445 -$316 +$2129
Female Teenager Post DUI Insurance Rate $5221 -$205 +$1437 -$315 +$2120

The Post DUI insurance in Escondido, CA's is $2406 compared to Poway (-$95), San Diego County (+$663), Oceanside (-$145) and California (+$977)

In Escondido, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Chrysler 300 Touring in Escondido, CA would pay $5176 on auto insurance while a female teenager POST DUI would pay $5154.

Escondido Car Insurance by Segment

Escondido Teenagers Car Insurance Rates Comparison

11029 Escondido Teenagers (7% of total population), 45% Male & 55% Female.

Escondido Rancho Santa Fe San Diego Country Estates Bonsall California
All Teenagers $2820 +$2608 +$1125 +$2542 +$1145
Male Teenager $2820 +$2608 +$1125 +$2542 +$1145
Female Teenager $2807 +$2596 +$1120 +$2531 +$1140

Escondido teenagers pay $2820 in insurance in contrast with Rancho Santa Fe (+$2608), San Diego Country Estates (+$1125), Bonsall (+$2542) and California (+$1145). The difference between Male & Female teenagers in Escondido is $13


  • 2010 Audi A4 2.0T Premium Plus Male Teenager Insurance Rate $3239
  • 2011 Lincoln MKZ Base Female Teenager Insurance Rate $2801

Escondido Men & Women Car Insurance

144311 Escondido Adults (100% of total population), 49% Men & 51% Women.

Escondido Ramona San Diego County San Diego Country Estates California
All Women $1255 +$452 +$345 +$500 +$509
Married Women $1216 +$438 +$335 +$485 +$493
All Men $1643 +$592 +$452 +$655 +$667
Married Men $1565 +$564 +$431 +$625 +$635

The typical insurance rate of $1643 that Escondido Men pay varies from Ramona (+$592), San Diego County (+$452), San Diego Country Estates (+$655) and California (+$667). In Escondido, married men pay $349 more than married women.


  • 2012 Jeep Wrangler Sport Married Men Insurance Rate $1491
  • 2013 Dodge Journey SXT Married Women Insurance Rate $1648

Escondido Senior Car Insurance

20135 Escondido Seniors (13% of total population), 41% Senior Men & 59% Senior Women.

Escondido San Marcos Valley Center San Diego Country Estates California
All Seniors $1371 -$97 +$166 +$547 +$557
Senior Men $1345 -$95 +$163 +$537 +$546
Senior Women $1397 -$99 +$169 +$557 +$567

Escondido seniors pay $1371 in insurance compared to San Marcos (-$97), Valley Center (+$166), San Diego Country Estates (+$547) and California (+$557). In Escondido, senior men pay $52 less than senior women.

Escondido Car Insurance Discounts for Multiple Vehicles

Escondido Population with 1 Vehicle 13432 (30% of Escondido population), 2 Vehicles 17856 (40% of the Escondido population) and 3 vehicles 6667 (15% of the population)

Escondido San Diego County Camp Pendleton South Vista California
2 Vehicles $2459 +$676 +$2348 -$84 +$998
3 Vehicles $3753 +$1032 +$3584 -$128 +$1523
4 Vehicles $5047 +$1388 +$4820 -$172 +$2048

Escondido Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Volvo, S80 3.2 $700 $1310 $1810 $1240 $1940 $-130
Honda, Pilot LX $1000 $1300 $1800 $1200 $2200 $-400
GMC, Sierra 1500 Work Truck $100 $1310 $1410 $1250 $1350 $60
Honda, Accord EX $200 $1240 $1440 $1170 $1370 $70
BMW, 335i $500 $1350 $1850 $1280 $1780 $70