Escondido, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Escondido, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Escondido, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Escondido, CA Auto Insurance Rates
- Escondido, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Escondido, CA
- Multi Vehicle Insurance Savings in Escondido, CA
- How Credit Score Affects Car Insurance Rates in Escondido, CA
- How DUI Affects Auto Insurance Premiums in Escondido, CA
- Top Auto Insurance Agents Near Escondido, CA
- How Driving Violations Affect Auto Insurance Rates in Escondido, CA
- Escondido, CA Auto Insurance Discounts on Anti Theft Feature
- Escondido, CA Auto Insurance Company Reviews
Escondido, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Escondido, CA with that of other cities in and around Escondido.
|Escondido||Valley Center||Hidden Meadows||Poway||Vista||Oceanside-Escondido|
|Average Insurance Rates||$1,359||$1,917||$1,945||$1,305||$1,313||$1,910|
Escondido, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Escondido, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
|Lake San Marcos||$1,977||$1,670|
Escondido, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Escondido, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Escondido, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Escondido, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$326
Savings on 3 Vehicles bundle:$489
Savings on 4 Vehicles bundle:$652
Escondido, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Escondido, CA.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
|Lake San Marcos||$1,951||$4,804|
Escondido, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Escondido, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Katie Beach Harlan||State Farm||527 Encinitas Blvd Ste 106, Encinitas, 92024-3746||760-753-4944|
|J. Scott Hazelrigg||Allstate||997 W San Marcos Blvd Ste 103, San Marcos, 92078||(760) 471-7545|
|Lauren Lanni||Farmers||1245 San Elijo Rd S Fl 1, San Marcos, 92078||(760) 815-7563|
|Louis Adams||Farmers||1635 S Rancho Santa Fe Rd Ste 208, San Marcos, 92078||(760) 758-9500|
|Pauma Valley Insurance Agency Inc||Travelers||27357 VALLEY CENTER RD, VALLEY CENTER, 92082||760-749-2383|
|[||'||D, a, i||d|
|Vladan Trifunovic||State Farm||1635 S Rcho Sta Fe Rd Ste 206, San Marcos, 92078-5158||619-829-6650|
|Elaine Lavine||State Farm||34080 Gldn Lantern St Ste 105, Dana Point, 92629-2679||949-240-8944|
|Phong Pham||State Farm||1001 W Sn Mrcos Blvd Ste 150, San Marcos, 92078-7000||760-471-8888|
Escondido, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$60||$1,419|
|Driver's Failure In Showing Documents||+$132||$1,491|
|Driving With An Expired Registration||+$140||$1,499|
|Driving At A Considerably Slow Pace||+$295||$1,654|
|Using A Cellphone While Driving||+$311||$1,670|
|Running A Red Light||+$317||$1,676|
|Driving A Vehicle Without The Required Permission||+$423||$1,782|
|Driving With An Expired/Suspended License||+$916||$2,275|
Escondido, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,305|
|Passive Disabling Device||$1,264|
Latest Auto Insurance Reviews in Escondido, CA | Back to Top
Other than prices, Geico has been outstanding. I have three vehicles under them at the moment and won't be switching for a while.
I would recommend it because a lot of people do not have car insurance and geico is affordable you can save more money with geico than you can with a lot of other companies.
I love this company! As I stated before I have had 6 people switch to them and they all love them as well. Definitely my top company to recommend to people.
I liked that the policy was so affordable while I was still able to obtain the necessary automobile coverage. The payments are set to a four month plan, and the remaining two months do not require a payment.
reaching their customer service can take a while. Also, I wish they would inform me of discounts I'm available for without asking
My insurance company provides me with ample resources for maximizing my coverage while maintaining low cost due to added discounts. Receives an 1 in my book
Company has only had tyo be contacted by me twice, and both times, they made the experience pleasurable and easy to deal with with no hassles what so ever.
I have American Family Insurance, Tim Minor is my agent. I have both of our cars, snowmobiles and home insurance through them. In Sept. my husband and I shopped around and American family had the best rates by far.
I've never had issues with customer service nor accessibility. I haven't had to file a claim, but I've had instances where I had to speak with my service provider about the possibility of doing so, and they were responsive and informative.
There is very little to dislike about this insurer since I have had very little problems with them. The website is easy to maneuver and any concerns I have had were resolved quickly. A few coverage items were a bit confusing to me early on as a customer though after contacting the company I was walked through my chosen policy and given a thorough explanation.