Essex County Auto Insurance Rates, Quotes, Agents & Reviews in VT

Essex County, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Essex County, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Essex County, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Essex County, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Essex County, VT with that of other cities in and around Essex County.

Essex County East Haven Granby Brighton Bloomfield Brunswick
Average Insurance Rates $1,053 $1,037 $1,043 $1,058 $1,057 $1,083

Essex County, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Essex County, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Essex County $2,171 $1,834
Ferdinand $1,298 $1,096
Brunswick $956 $807
East Haven $2,068 $1,747
Maidstone $1,008 $852
Bloomfield $1,354 $1,144
Granby $1,288 $1,088
Brighton $1,714 $1,448

Essex County, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Essex County, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,417
20 Years $1,353
30 Years $1,042
40 Years $1,003
50 Years $929
60 Years $941
70 Years $1,096

Essex County, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Essex County, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,811 $295
3 Vehicles $2,717 $442
4 Vehicles $3,622 $590

Savings on 2 Vehicles bundle:$295

Savings on 3 Vehicles bundle:$442

Savings on 4 Vehicles bundle:$590


Essex County, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Essex County, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Essex County $1,053 $2,176
Ferdinand $1,260 $2,604
Brunswick $1,083 $2,238
East Haven $1,037 $2,143
Maidstone $1,096 $2,265
Bloomfield $1,057 $2,184
Granby $1,043 $2,155
Brighton $1,058 $2,186

Essex County, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $903
Excellent (740-799) $1,031
Good (670-739) $1,097
Average (580-669) $1,432
Poor (300-579) $1,718

Essex County, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Hickok & Boardman Inc Travelers 23 CHURCH ST, LYNDONVILLE, 5851 802-626-3354
Denis Ricker & Brown Liberty Mutual Independent 23 CHURCH ST, LYNDONVILLE, 5851 802-626-3354
Conley Country Real Estate And Insurance None 179 Main Street, Derby, 5829 None
Associated Ins Agencies Inc Travelers 374 MAIN ST, NEWPORT, 5855 802-334-6584
Kinney Pike Insurance Agency Liberty Mutual Independent 970 MEMORIAL DR, SAINT JOHNSBURY, 5819 (802) 748-9033

Essex County, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$46 $1,099
Driver's Failure In Showing Documents +$102 $1,155
Driving With An Expired Registration +$108 $1,161
Driving At A Considerably Slow Pace +$229 $1,282
Using A Cellphone While Driving +$241 $1,294
Running A Red Light +$245 $1,298
Speeding +$258 $1,311
Driving A Vehicle Without The Required Permission +$327 $1,380
Driving With An Expired/Suspended License +$710 $1,763

Essex County, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,011
Active Disabling Device $1,011
Tracking Device $990
Passive Disabling Device $979