Essex Junction Auto Insurance Rates, Quotes, Agents & Reviews in VT

Essex Junction, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Essex Junction, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Essex Junction, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Essex Junction, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Essex Junction, VT with that of other cities in and around Essex Junction.

Essex Junction South Burlington Colchester Burlington Chittenden County Winooski
Average Insurance Rates $1,125 $1,129 $1,121 $921 $942 $1,097

Essex Junction, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Essex Junction, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Essex Junction $1,881 $1,589
Chittenden County $1,403 $1,185
Essex $1,100 $929
Winooski $1,696 $1,433
Williston $2,306 $1,948
South Burlington $1,320 $1,115
Burlington $977 $826
Colchester $1,632 $1,378

Essex Junction, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Essex Junction, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,650
20 Years $1,445
30 Years $1,113
40 Years $1,071
50 Years $992
60 Years $1,006
70 Years $1,171

Essex Junction, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Essex Junction, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,958 $293
3 Vehicles $2,936 $439
4 Vehicles $3,915 $585

Savings on 2 Vehicles bundle:$293

Savings on 3 Vehicles bundle:$439

Savings on 4 Vehicles bundle:$585


Essex Junction, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Essex Junction, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Essex Junction $1,125 $2,325
Chittenden County $942 $1,947
Essex $1,131 $2,337
Winooski $1,097 $2,267
Williston $1,149 $2,374
South Burlington $1,129 $2,333
Burlington $921 $1,903
Colchester $1,121 $2,317

Essex Junction, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $965
Excellent (740-799) $1,102
Good (670-739) $1,172
Average (580-669) $1,529
Poor (300-579) $1,835

Essex Junction, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kent Booraem State Farm 85 Prim Rd Ste 201, Colchester, 05446-1389 802-862-5880
Mark D. Rosalbo Liberty Mutual 28 Walnut Street Ste 110, Williston, 5495 1-802-872-7778
Crowley Insurance Agency Liberty Mutual Independent 100 N Willard St, Burlington, 5401 None
Kinney Pike Insurance Liberty Mutual Independent 62 KNIGHT LN, WILLISTON, 5495 (802) 878-1600
Anthony Murphy State Farm 100 Dorset St Ste 17, S Burlington, 05403-6241 802-657-3500
Cheeseman Insurance Inc Liberty Mutual Independent 84 PINE ST STE 602, BURLINGTON, 5401 (802) 861-4800
Willis Of Vermont Liberty Mutual Independent 40 MAIN ST STE 500, BURLINGTON, 5401 802-658-4600
Nfp Property & Casualty Services Liberty Mutual Independent 553 ROOSEVELT HWY STE 201, COLCHESTER, 5446 (802) 864-3333

Essex Junction, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,175
Driver's Failure In Showing Documents +$109 $1,234
Driving With An Expired Registration +$116 $1,241
Driving At A Considerably Slow Pace +$244 $1,369
Using A Cellphone While Driving +$258 $1,383
Running A Red Light +$262 $1,387
Speeding +$276 $1,401
Driving A Vehicle Without The Required Permission +$350 $1,475
Driving With An Expired/Suspended License +$758 $1,883

Essex Junction, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,080
Active Disabling Device $1,080
Tracking Device $1,058
Passive Disabling Device $1,046