Essex Auto Insurance Rates, Quotes, Agents & Reviews in VT

Essex, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Essex, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Essex, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Essex, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Essex, VT with that of other cities in and around Essex.

Essex Chittenden County Colchester Winooski Essex Junction Williston
Average Insurance Rates $1,131 $942 $1,121 $1,097 $1,125 $1,149

Essex, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Essex, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Essex $1,100 $929
Essex Junction $1,881 $1,589
Chittenden County $1,403 $1,185
Winooski $1,696 $1,433
Westford $2,089 $1,764
Williston $2,306 $1,948
Jericho $1,329 $1,122
Colchester $1,632 $1,378

Essex, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Essex, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,670
20 Years $1,453
30 Years $1,119
40 Years $1,077
50 Years $997
60 Years $1,011
70 Years $1,177

Essex, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Essex, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,945 $317
3 Vehicles $2,918 $475
4 Vehicles $3,891 $633

Savings on 2 Vehicles bundle:$317

Savings on 3 Vehicles bundle:$475

Savings on 4 Vehicles bundle:$633


Essex, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Essex, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Essex $1,131 $2,337
Essex Junction $1,125 $2,325
Chittenden County $942 $1,947
Winooski $1,097 $2,267
Westford $1,131 $2,337
Williston $1,149 $2,374
Jericho $1,141 $2,358
Colchester $1,121 $2,317

Essex, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $970
Excellent (740-799) $1,108
Good (670-739) $1,179
Average (580-669) $1,538
Poor (300-579) $1,845

Essex, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Donna Booher Allstate 4001 Williston Rd, South Burlington, 5403 (802) 862-8620
Renee Cross Allstate 1174 North Ave, Burlington, 5408 (802) 862-2322
Hickok & Boardman Inc Liberty Mutual Independent 346 Shelburne Rd 3Rd Fl, Burlington, 5401 None
The Essex Agency Inc Travelers 2 RAILROAD ST, ESSEX JUNCTION, 5452 802-878-5334
Winooski Insurance Agency Travelers 476 Main St, Winooski, 5404 None
Winooski Insurance Agency Travelers 476 Main St, Winooski, 5404 None
Sudha Parikh State Farm 875 Roosevelt Highway, Colchester, 05446-5927 802-654-8550
Walter Hausermann Allstate 18A Maple St, Essex Junction, 5452 (802) 878-7144
Willis Of Vermont Liberty Mutual Independent 40 MAIN ST STE 500, BURLINGTON, 5401 802-658-4600

Essex, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,181
Driver's Failure In Showing Documents +$110 $1,241
Driving With An Expired Registration +$116 $1,247
Driving At A Considerably Slow Pace +$245 $1,376
Using A Cellphone While Driving +$259 $1,390
Running A Red Light +$264 $1,395
Speeding +$277 $1,408
Driving A Vehicle Without The Required Permission +$352 $1,483
Driving With An Expired/Suspended License +$762 $1,893

Essex, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,086
Active Disabling Device $1,086
Tracking Device $1,063
Passive Disabling Device $1,052

Latest Auto Insurance Reviews in Essex, VT | Back to Top

Allstate
the policy is great and has covered me ewith every issue ive had. how ever the price continues to go up even when i havent had an accident
Allstate
the policy is great and has covered me ewith every issue ive had. how ever the price continues to go up even when i havent had an accident
Safe Auto Insurance
I liked that the company is very flexible with there coverage packages.I also like the fact that they will not cancel your coverage if you miss a payment they give almost a month grace period.