Eucalyptus Hills Auto Insurance Rates, Quotes, Agents & Reviews in CA

Eucalyptus Hills, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Eucalyptus Hills, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Eucalyptus Hills, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Eucalyptus Hills, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Eucalyptus Hills, CA with that of other cities in and around Eucalyptus Hills.

Eucalyptus Hills Bostonia El Cajon Granite Hills Lakeside Harbison Canyon
Average Insurance Rates $1,920 $1,835 $1,363 $1,968 $1,875 $1,893

Eucalyptus Hills, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Eucalyptus Hills, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Eucalyptus Hills $1,979 $1,671
Lakeside $1,326 $1,120
Santee $1,935 $1,635
Winter Gardens $1,923 $1,624
Bostonia $1,739 $1,469
El Cajon $1,333 $1,126
Granite Hills $1,908 $1,611
Harbison Canyon $1,477 $1,248

Eucalyptus Hills, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Eucalyptus Hills, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,230
20 Years $2,467
30 Years $1,900
40 Years $1,828
50 Years $1,693
60 Years $1,717
70 Years $1,998

Eucalyptus Hills, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Eucalyptus Hills, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,341 $499
3 Vehicles $5,011 $749
4 Vehicles $6,682 $998

Savings on 2 Vehicles bundle:$499

Savings on 3 Vehicles bundle:$749

Savings on 4 Vehicles bundle:$998


Eucalyptus Hills, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Eucalyptus Hills, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Eucalyptus Hills $1,920 $4,727
Lakeside $1,875 $4,617
Santee $1,276 $3,142
Winter Gardens $1,867 $4,597
Bostonia $1,835 $4,518
El Cajon $1,363 $3,356
Granite Hills $1,968 $4,846
Harbison Canyon $1,893 $4,661

Eucalyptus Hills, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,647
Excellent (740-799) $1,880
Good (670-739) $2,001
Average (580-669) $2,610
Poor (300-579) $3,132

Eucalyptus Hills, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
James Cassady State Farm 9560 Cuyamaca St Ste 104, Santee, 92071-2689 619-449-7707
Cindy Gonzalez State Farm 5482 Complex St Ste 114, San Diego, 92123-1125 858-279-7002
Brian Giblin State Farm 9939 Hibert St Ste 203, San Diego, 92131-1031 858-271-6300
Mike Mancini State Farm 9939 Hibert St Ste 203, San Diego, 92131-1031 858-271-6300
Renee Murphy State Farm 12121 Scrps Summit Dr Ste 100, San Diego, 92131-4609 858-621-6681
Mary Lowe State Farm 9466 Cuyamaca St Ste 101, Santee, 92071-5923 619-258-6900
Randy Werner State Farm 9242 Winter Gardens Blvd, Lakeside, 92040-4537 619-443-7501
Fred Hight Farmers 1524 Graves Ave Ste A, El Cajon, 92021 (619) 449-6558
Gene Parker Allstate 535 Broadway Ste 207, El Cajon, 92021 (619) 441-8080
Frank F Amorim Agency Nationwide 5380 Clairemont Mesa BLVDSTE 202, San Diego, 92117 (877) 260-7104
Neal Farinholt State Farm 9939 Hibert St Ste 203, San Diego, 92131-1031 858-271-6300
Partners Of The West Ins Svs Liberty Mutual Independent 9820 WILLOW CREEK ROAD STE 350, SAN DIEGO, 92131 (858) 578-5200

Eucalyptus Hills, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$84 $2,004
Driver's Failure In Showing Documents +$186 $2,106
Driving With An Expired Registration +$198 $2,118
Driving At A Considerably Slow Pace +$417 $2,337
Using A Cellphone While Driving +$440 $2,360
Running A Red Light +$447 $2,367
Speeding +$470 $2,390
Driving A Vehicle Without The Required Permission +$597 $2,517
Driving With An Expired/Suspended License +$1,294 $3,214

Eucalyptus Hills, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,843
Active Disabling Device $1,843
Tracking Device $1,805
Passive Disabling Device $1,786