Eugene, OR Auto Insurance Rates
Eugene, OR residents can save $380 by comparing multiple quotes & reading reviews & research on Eugene car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $602 | $947 | $1783 |
Latest Auto Insurance Reviews in Eugene, Oregon
State Farm
I would be willing to recommend the insurance company to people because of their deduction, policy and their good customer relation.
I would be willing to recommend the insurance company to people because of their deduction, policy and their good customer relation.
State Farm
I always get an answer when calling, and they explain everything very clearly. I have no issues when contacting them, they are friendly and professional without exception
I always get an answer when calling, and they explain everything very clearly. I have no issues when contacting them, they are friendly and professional without exception
Allstate
Customer service for my insurance company is very good. Each and every time I have thought to call them and ask a question, they had responded quickly and promptly to help me with all of my needs.
Customer service for my insurance company is very good. Each and every time I have thought to call them and ask a question, they had responded quickly and promptly to help me with all of my needs.
Progressive
Progressive auto insurance offers very reasonable premium and deductible options for policy holders. Their rates are very competitive compared to other insurance companies.
Progressive auto insurance offers very reasonable premium and deductible options for policy holders. Their rates are very competitive compared to other insurance companies.
Travelers
For price alone I would recommend this company. I haven't had any negative experiences with the company so far, although I have not had to contact them for any reason.
For price alone I would recommend this company. I haven't had any negative experiences with the company so far, although I have not had to contact them for any reason.
Progressive
They provide the usual coverage at a better price than most. Also provide gap insurance which is nice since we lease our cars.
They provide the usual coverage at a better price than most. Also provide gap insurance which is nice since we lease our cars.
State Farm
I've looked around at the various plans and coverage and rates, and with State Farm's home insurance discount on my car insurance.
I've looked around at the various plans and coverage and rates, and with State Farm's home insurance discount on my car insurance.
Amica Mutual Insurance
The deductible for Amica is decent. After filing our first claim, we noticed the deductible was not as bad when compared to our old car insurance.
The deductible for Amica is decent. After filing our first claim, we noticed the deductible was not as bad when compared to our old car insurance.
Nationwide
It is average for this state is the best can do without going crappy
It is average for this state is the best can do without going crappy
Nationwide
It is average for this state is the best can do without going crappy
It is average for this state is the best can do without going crappy
Progressive
I am pretty satisfied with my service with progressive. I have only needed to really file a claim once, but that time went smoothly.
I am pretty satisfied with my service with progressive. I have only needed to really file a claim once, but that time went smoothly.
National General
Coverage wise they are equal to most of the big insurance companies. They offer many types of discounts on your policy depending on what you qualify for. Because you need to have an auto club membership in order to purchase insurance through them, it makes it so that one company handles all of your car needs.
Coverage wise they are equal to most of the big insurance companies. They offer many types of discounts on your policy depending on what you qualify for. Because you need to have an auto club membership in order to purchase insurance through them, it makes it so that one company handles all of your car needs.
Liberty Mutual
I like that they offer year long policies on auto. Other companies only offered 6 month policies.
I like that they offer year long policies on auto. Other companies only offered 6 month policies.
Encompass Insurance
I like that he is always looking for the welfare of the people to whom he is providing the insurance service trying to inform him of the changes that may occur in the premium and in the coverage
I like that he is always looking for the welfare of the people to whom he is providing the insurance service trying to inform him of the changes that may occur in the premium and in the coverage
Allstate
The accessibility, interaction and customer support of my insurance company, Allstate, is outstanding. Everyone with Allstate is very knowledgeable and always ready to help if you need it.
The accessibility, interaction and customer support of my insurance company, Allstate, is outstanding. Everyone with Allstate is very knowledgeable and always ready to help if you need it.
Progressive
First of all, the premium can't be beat.Second is the ease of signing up and customer service through their site our app. The third is their reputation.
First of all, the premium can't be beat.Second is the ease of signing up and customer service through their site our app. The third is their reputation.
Geico
I feel like that might be a little high on price but I have tried to contact other companies but I seem to have a good price with Geico. I have not seemed to have had any problems as of yet with Geico and I have been with them for 19 years.
I feel like that might be a little high on price but I have tried to contact other companies but I seem to have a good price with Geico. I have not seemed to have had any problems as of yet with Geico and I have been with them for 19 years.
State Farm, Eugene, OR
$30/1 month
Car Insurance Policy Holder
- Divorced 51 Years old Female licensed 5 years ago with Own 1995 Toyota Previa used for Pleasure with estimated annual mileage of 3,001 - 5,000.
- bachelors degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Bundled Home & Auto Insurance with 10-20% discount
- $$50,001 - $100,000K (Per Person Bodily Injury) / $$10,001 - $15,000K (Per Accident Bodily Injury)
- $10,001 - $15,000 K Property Damage
- $50,001 - $100,000 K Personal Injury Protection
- $0 - $10,000 K Uninsured Motorists Bodily Injury
- $0 - $10,000 K Uninsured Motorists Property Damage
21st Century Insurance, Eugene, OR
$76/1 month
Car Insurance Policy Holder
- Married 52 Years old Female licensed 11 years ago with Financed Hyundai Genesis 2.0T used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- bachelors degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Eugene Car Insurance Rate Comparisons
Eugene, OR's average car insurance of $947 differs from Eugene-Springfield (+$573), Veneta, OR (+$20), Holley, OR (+$413) and Oregon (+$440)
| Eugene | Eugene-Springfield | Veneta, OR | Holley, OR | Oregon | |
| Median Insurance Rates | $947 | +$573 | +$20 | +$413 | +$440 |
Eugene Car Insurance Savings By Neighborhood & Street Area
| Eugene Driver Street Residence & Car Locations | Car Details in Eugene | Eugene Driver Demographics | Eugene Auto Insurance Estimates | Recent Eugene Insurance Savings |
|---|---|---|---|---|
| Goshen | ||||
| Sisters Loop | 2003 Buick Rendezvous CXL | 18 year female teenager | $2238 | $519 |
| Boods Rd | 2008 Mazda MAZDA3 s Sport | 51 year man | $1306 | $665 |
| Danebo | ||||
| Baden Way | 2007 Acura TSX | 74 year male senior | $1189 | $490 |
| Edna Way | 2007 Jeep Commander Sport | 54 year married man | $992 | $619 |
| Bethel | ||||
| McKinley Ct | 2012 Honda Civic LX | 17 year male teenager | $2618 | $968 |
| W 7th Aly | 2009 Ford Fusion SE | 53 year woman | $735 | $597 |
| College Hill | ||||
| Burlington Dr | 2009 Chrysler 300 Touring | 42 year married woman | $711 | $578 |
| Douglas Dr | 2010 Nissan Rogue SL | 75 year senior | $1068 | $775 |
| Santa Clara | ||||
| McDonald Ln | 2014 Volkswagen Jetta S | 17 year teenager | $2606 | $544 |
| Santa Clara Ave | 2010 Lincoln MKZ | 82 year female senior | $1021 | $560 |
Eugene Post DUI Car Insurance Rates
| Eugene | Veneta | Brownsville | Badger Mountain | Oregon | |
| Median Post DUI Insurance Rate | $1761 | +$37 | +$917 | +$973 | +$818 |
| Male Teenager Post DUI Insurance Rate | $5617 | +$119 | +$2925 | +$3104 | +$2611 |
| Female Teenager Post DUI Insurance Rate | $4737 | +$100 | +$2466 | +$2617 | +$2202 |
The Post DUI insurance in Eugene, OR's is $1761 compared to Veneta (+$37), Brownsville (+$917), Badger Mountain (+$973) and Oregon (+$818)
In Eugene, a male teenager with Post DUI pays $880 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Acura TSX in Eugene, OR would pay $5427 on auto insurance while a female teenager POST DUI would pay $4577.
Eugene Car Insurance by Segment
Eugene Teenagers Car Insurance Rates Comparison
13263 Eugene Teenagers (8% of total population), 49% Male & 51% Female.
| Eugene | Halsey | Coburg | Harrisburg | Oregon | |
| All Teenagers | $2736 | +$2812 | +$1049 | +$2205 | +$1272 |
| Male Teenager | $3020 | +$3104 | +$1158 | +$2434 | +$1404 |
| Female Teenager | $2547 | +$2617 | +$976 | +$2052 | +$1184 |
Eugene teenagers pay $2736 in insurance in contrast with Halsey (+$2812), Coburg (+$1049), Harrisburg (+$2205) and Oregon (+$1272). The difference between Male & Female teenagers in Eugene is $473
Example
- 2009 Cadillac DTS Luxury 6-Passenger Male Teenager Insurance Rate $3639
- 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $2477
Eugene Men & Women Car Insurance
156222 Eugene Adults (100% of total population), 49% Men & 51% Women.
| Eugene | Crawfordsville | Brownsville | Upper Siuslaw River | Oregon | |
| All Women | $861 | +$276 | +$449 | +$203 | +$401 |
| Married Women | $776 | +$249 | +$404 | +$183 | +$361 |
| All Men | $1411 | +$451 | +$734 | +$332 | +$655 |
| Married Men | $1240 | +$397 | +$646 | +$292 | +$576 |
The typical insurance rate of $1411 that Eugene Men pay varies from Crawfordsville (+$451), Brownsville (+$734), Upper Siuslaw River (+$332) and Oregon (+$655). In Eugene, married men pay $464 more than married women.
Example
- 2013 Toyota Prius Three Married Men Insurance Rate $1147
- 2014 Kia Sorento LX Married Women Insurance Rate $1027
Eugene Senior Car Insurance
29143 Eugene Seniors (18% of total population), 44% Senior Men & 56% Senior Women.
| Eugene | Lowell | Veneta | Bellfountain | Oregon | |
| All Seniors | $1126 | +$492 | +$24 | +$1016 | +$524 |
| Senior Men | $1231 | +$537 | +$26 | +$1109 | +$572 |
| Senior Women | $1032 | +$450 | +$22 | +$930 | +$479 |
Eugene seniors pay $1126 in insurance compared to Lowell (+$492), Veneta (+$24), Bellfountain (+$1016) and Oregon (+$524). In Eugene, senior men pay $199 more than senior women.
Eugene Car Insurance Discounts for Multiple Vehicles
Eugene Population with 1 Vehicle 25815 (39% of Eugene population), 2 Vehicles 23385 (35% of the Eugene population) and 3 vehicles 6947 (11% of the population)
| Eugene | Bellfountain | Junction City | Lane County | Oregon | |
| 2 Vehicles | $1800 | +$1620 | +$917 | +$1050 | +$836 |
| 3 Vehicles | $2747 | +$2473 | +$1400 | +$1603 | +$1276 |
| 4 Vehicles | $3694 | +$3326 | +$1883 | +$2156 | +$1716 |
Car Insurance Agents in Eugene, OR
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 983 Willagillespie Rd, Eugene, OR 97401 |
| 2 | Aaron Burns | 233 W 7th Ave Ste A, Eugene, OR 97401 |
| 3 | Advantage Insurance Corp | 3033 W 11th Ave, Eugene, OR 97402 |
| 4 | Affordable Insurance Concepts | 1142 Willagillespie Rd Ste 11, Eugene, OR 97401 |
| 5 | Alice V Boyles | 1925 Empire Park Dr, Eugene, OR 97402 |
| 6 | Alliance Insurance Partners | 941 Oak St, Eugene, OR 97401 |
| 7 | American Colony Insurance | 895 Country Club Rd Ste C250, Eugene, OR 97401 |
| 8 | Andrew Core | 1200 Executive Pkwy Ste 230, Eugene, OR 97401 |
| 9 | Barbara Sullivan | 2955 Hilyard St, Eugene, OR 97405 |
| 10 | Barney Ordonez | 750 Chambers St Ste A, Eugene, OR 97402 |
Eugene Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chevrolet, Equinox 2LT | $500 | $900 | $1400 | $840 | $1340 | $60 |
| Honda, Accord LX | $100 | $940 | $1040 | $900 | $1000 | $40 |
| Ford, Fusion SE | $700 | $950 | $1450 | $870 | $1570 | $-120 |
| Subaru, Legacy 3.6R | $1500 | $930 | $1430 | $850 | $2350 | $-920 |
| Toyota, Prius Plug-In hybrid | $1000 | $920 | $1420 | $860 | $1860 | $-440 |