Everett, MA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Everett, MA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Everett, MA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Everett, MA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Everett, MA with that of other cities in and around Everett.

	Everett	Medford	Cambridge	Melrose	Somerville	Chelsea
Average Insurance Rates	$1,310	$1,342	$1,234	$1,349	$1,234	$1,292

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Everett, MA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Everett, MA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Everett	$1,918	$1,620
Chelsea	$1,585	$1,339
Malden	$1,851	$1,563
Somerville	$1,462	$1,235
Medford	$2,034	$1,718
Revere	$2,133	$1,802
Melrose	$1,579	$1,334
Cambridge	$2,042	$1,725

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Everett, MA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Everett, MA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$4,251
20 Years	$1,683
30 Years	$1,296
40 Years	$1,247
50 Years	$1,155
60 Years	$1,171
70 Years	$1,363

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Everett, MA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Everett, MA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$2,227	$393
3 Vehicles	$3,341	$590
4 Vehicles	$4,454	$786

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Everett, MA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Everett, MA.

Location	Average Insurance Cost	Post DUI Insurance Rate
Everett	$1,310	$2,372
Chelsea	$1,292	$2,339
Malden	$1,311	$2,374
Somerville	$1,234	$2,234
Medford	$1,342	$2,430
Revere	$1,301	$2,356
Melrose	$1,349	$2,443
Cambridge	$1,234	$2,234

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Everett, MA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,124
Excellent (740-799)	$1,283
Good (670-739)	$1,365
Average (580-669)	$1,781
Poor (300-579)	$2,137

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Everett, MA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Ralph J Galante Insurance Agency Inc	Travelers	1939 MASSACHUSETTS AVENUE, CAMBRIDGE, 2140	617-864-5586
James L Hughes Jr Cl	Travelers	135 BURRILL ST PO BOX 281, SWAMPSCOTT, 1907	781-598-1166
Jenish Thakkar	Allstate	400 W Cummings Park Ste 1975, Woburn, 1801	(781) 222-4211
B & S Gillis Insurance	None	383R Lowell St Ste 2E, Wakefield, 1880	None
Cleary Insurance Inc	Liberty Mutual Independent	133 PORTLAND STREET, BOSTON, 2114	617-773-8887
John Lonergan Insurance Agency	None	74 High Street, Medford, 2155	None
James J Murphy Insurance Agency	None	1 Centre St Ste 4 , Malden, 2148	None
Digiacomo Insurance Agency Inc	None	134 Highland Ave , Malden, 2148	None
Eastern Insurance Group Llc	Travelers	607 NORTH AVE DOOR 16, WAKEFIELD, 1880	781-245-3700

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Everett, MA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$58	$1,368
Driver's Failure In Showing Documents	+$127	$1,437
Driving With An Expired Registration	+$135	$1,445
Driving At A Considerably Slow Pace	+$284	$1,594
Using A Cellphone While Driving	+$300	$1,610
Running A Red Light	+$305	$1,615
Speeding	+$321	$1,631
Driving A Vehicle Without The Required Permission	+$407	$1,717
Driving With An Expired/Suspended License	+$883	$2,193

Everett, MA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,258
Active Disabling Device	$1,258
Tracking Device	$1,231
Passive Disabling Device	$1,218

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Latest Auto Insurance Reviews in Everett, MA | Back to Top