Everett Auto Insurance Rates, Quotes, Agents & Reviews in PA

Everett, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Everett, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Everett, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Everett, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Everett, PA with that of other cities in and around Everett.

Everett Bedford County Bedford East Providence Snake Spring Earlston
Average Insurance Rates $1,370 $1,403 $1,427 $1,397 $1,446 $1,377

Everett, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Everett, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Everett $1,313 $1,109
Earlston $1,611 $1,361
West Providence $1,058 $893
Snake Spring $1,677 $1,416
East Providence $1,254 $1,059
Bedford County $1,970 $1,664
Bedford $2,203 $1,861
Valley-Hi $1,828 $1,544

Everett, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Everett, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,445
20 Years $1,760
30 Years $1,356
40 Years $1,305
50 Years $1,208
60 Years $1,225
70 Years $1,426

Everett, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Everett, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,384 $356
3 Vehicles $3,576 $534
4 Vehicles $4,768 $712

Savings on 2 Vehicles bundle:$356

Savings on 3 Vehicles bundle:$534

Savings on 4 Vehicles bundle:$712


Everett, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Everett, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Everett $1,370 $2,157
Earlston $1,377 $2,168
West Providence $1,378 $2,169
Snake Spring $1,446 $2,276
East Providence $1,397 $2,199
Bedford County $1,403 $2,208
Bedford $1,427 $2,246
Valley-Hi $1,775 $2,794

Everett, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,175
Excellent (740-799) $1,342
Good (670-739) $1,428
Average (580-669) $1,862
Poor (300-579) $2,235

Everett, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,430
Driver's Failure In Showing Documents +$133 $1,503
Driving With An Expired Registration +$141 $1,511
Driving At A Considerably Slow Pace +$297 $1,667
Using A Cellphone While Driving +$314 $1,684
Running A Red Light +$319 $1,689
Speeding +$336 $1,706
Driving A Vehicle Without The Required Permission +$426 $1,796
Driving With An Expired/Suspended License +$923 $2,293

Everett, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,315
Active Disabling Device $1,315
Tracking Device $1,288
Passive Disabling Device $1,274