Ewa Gentry, HI Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Ewa Gentry, HI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Ewa Gentry, HI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Ewa Gentry, HI Auto Insurance Rates
- Ewa Gentry, HI Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Ewa Gentry, HI
- Multi Vehicle Insurance Savings in Ewa Gentry, HI
- How Credit Score Affects Car Insurance Rates in Ewa Gentry, HI
- How DUI Affects Auto Insurance Premiums in Ewa Gentry, HI
- Top Auto Insurance Agents Near Ewa Gentry, HI
- How Driving Violations Affect Auto Insurance Rates in Ewa Gentry, HI
- Ewa Gentry, HI Auto Insurance Discounts on Anti Theft Feature
- Ewa Gentry, HI Auto Insurance Company Reviews
Ewa Gentry, HI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Ewa Gentry, HI with that of other cities in and around Ewa Gentry.
| Ewa Gentry | Ocean Pointe | Ewa Villages | West Loch Estate | Iroquois Point | Ewa | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,396 | $1,422 | $1,392 | $1,405 | $1,611 | $1,203 |
Ewa Gentry, HI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Ewa Gentry, HI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Ewa Gentry | $1,944 | $1,642 |
| Ewa Villages | $2,458 | $2,076 |
| Ocean Pointe | $2,397 | $2,024 |
| West Loch Estate | $2,691 | $2,273 |
| Ewa Beach | $2,035 | $1,719 |
| Ewa | $1,127 | $952 |
| Kapolei | $1,846 | $1,559 |
| Iroquois Point | $1,915 | $1,617 |
Ewa Gentry, HI Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Ewa Gentry, HI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,530 |
| 20 Years | $1,794 |
| 30 Years | $1,382 |
| 40 Years | $1,329 |
| 50 Years | $1,231 |
| 60 Years | $1,248 |
| 70 Years | $1,453 |
Ewa Gentry, HI Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Ewa Gentry, HI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,401 | $391 |
| 3 Vehicles | $3,602 | $586 |
| 4 Vehicles | $4,802 | $782 |
Savings on 2 Vehicles bundle:$391
Savings on 3 Vehicles bundle:$586
Savings on 4 Vehicles bundle:$782
Ewa Gentry, HI Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ewa Gentry, HI.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Ewa Gentry | $1,396 | $4,930 |
| Ewa Villages | $1,392 | $4,916 |
| Ocean Pointe | $1,422 | $5,022 |
| West Loch Estate | $1,405 | $4,962 |
| Ewa Beach | $1,387 | $4,898 |
| Ewa | $1,203 | $4,248 |
| Kapolei | $1,391 | $4,912 |
| Iroquois Point | $1,611 | $5,689 |
Ewa Gentry, HI Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,198 |
| Excellent (740-799) | $1,367 |
| Good (670-739) | $1,455 |
| Average (580-669) | $1,898 |
| Poor (300-579) | $2,277 |
Ewa Gentry, HI Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Mark Middleton | State Farm | 2176 Lauwiliwili St Ste 3, Kapolei, 96707-1882 | 808-674-1122 |
| Jerry Hay Inc | Travelers | 650 IWILEI RD STE 206, HONOLULU, 96817 | 808-521-1841 |
| Colin Alos | State Farm | 91-902 Fort Weaver Road, Ewa Beach, 96706-2261 | 808-689-6899 |
| Wayne Midro Casl, Clu, Chfc | State Farm | 425 Kamehameha Highway, Pearl City, 96782-3238 | 808-484-8844 |
| Ryan Miyashita | State Farm | 1580 Makaloa St Ste 102, Honolulu, 96814-3216 | 808-945-0802 |
| Ken Chun | State Farm | 98-104 Kanuku St Ste 201, Aiea, 96701-5121 | 808-488-8861 |
| Larry Bolibol | State Farm | 2153 N King St Ste 108A, Honolulu, 96819-4553 | 808-847-0835 |
| Ashley Kekaualua Lutcf | Liberty Mutual | 711 Kapiolani Blvd Ste 1100, Honolulu, 96813 | 1-808-589-8920 |
Ewa Gentry, HI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$61 | $1,457 |
| Driver's Failure In Showing Documents | +$135 | $1,531 |
| Driving With An Expired Registration | +$144 | $1,540 |
| Driving At A Considerably Slow Pace | +$303 | $1,699 |
| Using A Cellphone While Driving | +$320 | $1,716 |
| Running A Red Light | +$325 | $1,721 |
| Speeding | +$342 | $1,738 |
| Driving A Vehicle Without The Required Permission | +$434 | $1,830 |
| Driving With An Expired/Suspended License | +$941 | $2,337 |
Ewa Gentry, HI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,340 |
| Active Disabling Device | $1,340 |
| Tracking Device | $1,312 |
| Passive Disabling Device | $1,298 |
Latest Auto Insurance Reviews in Ewa Gentry, HI | Back to Top
AaaCurrently I only have liability insurance which is only going to go into effect when I hit another person. I haven't caused an accident in my driving history.
AaaCurrently I only have liability insurance which is only going to go into effect when I hit another person. I haven't caused an accident in my driving history.
MetlifeI love our customer service representatives. they are very quick to answer and if they are not able to they will call you back within minutes as long as you give them a call back number. Aside from not waiting long amounts of time they are very helpful with all questions.
GeicoThere is nothing I dislike about Geico, although I could use an even cheaper premium. But, who couldn't?