Exton Auto Insurance Rates, Quotes, Agents & Reviews in PA

Exton, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Exton, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Exton, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Exton, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Exton, PA with that of other cities in and around Exton.

Exton West Whiteland Eagleview West Pikeland Lionville Downingtown
Average Insurance Rates $1,558 $1,575 $1,678 $1,724 $1,546 $1,484

Exton, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Exton, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Exton $1,586 $1,340
West Whiteland $1,727 $1,459
Lionville $1,518 $1,282
Uwchlan $1,466 $1,238
East Caln $1,427 $1,205
Eagleview $1,960 $1,656
Downingtown $1,765 $1,491
West Pikeland $1,984 $1,676

Exton, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Exton, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,055
20 Years $2,002
30 Years $1,542
40 Years $1,484
50 Years $1,374
60 Years $1,393
70 Years $1,621

Exton, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Exton, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,680 $436
3 Vehicles $4,020 $654
4 Vehicles $5,360 $872

Savings on 2 Vehicles bundle:$436

Savings on 3 Vehicles bundle:$654

Savings on 4 Vehicles bundle:$872

Exton, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Exton, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Exton $1,558 $2,452
West Whiteland $1,575 $2,479
Lionville $1,546 $2,434
Uwchlan $1,610 $2,534
East Caln $1,562 $2,459
Eagleview $1,678 $2,641
Downingtown $1,484 $2,336
West Pikeland $1,724 $2,714

Exton, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,337
Excellent (740-799) $1,526
Good (670-739) $1,623
Average (580-669) $2,118
Poor (300-579) $2,541

Exton, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kelly Paster State Farm 250 W Lancaster Ave Ste 245, Paoli, 19301-1762 610-251-9500
Konell Insurance Inc Erie 444 Valley Forge Road, Phoenixville, 19460 None
Mary Lou Heinsinger Allstate 110 W Baltimore Ave, Clifton Heights, 19018 (610) 394-2070
Gallo Insurance Agency Erie 143 Macdade Blvd, Folsom, 19033 None
Bob Vent State Farm 4500 State Rd Fl 2, Drexel Hill, 19026-3914 610-853-9060
Conrad Insurance None 1221 Limberlost Lane Gladwyne, Lower Merion Township, 19035 (484) 413-1583
Malvern Insurance Associates Llc Travelers 42 E LANCASTER AVE 101, PAOLI, 19301 610-644-6180
Leonard Insurance Group Inc Liberty Mutual Independent 2103 DARBY RD, HAVERTOWN, 19083 (610) 789-9600
J. Kevin Oneill Allstate 305 Lakeside Park Office Park, Southampton, 18966 (215) 364-7600
Radnor Benefits Group Inc None 1500 Liberty Ridge Dr, Ste 321 Wayne, Tredyffrin Township, 19087 None
Richard K Odonnell Jr Travelers 1037 1-A MILL CREEK DRIVE, FEASTERVILLE, 19053 215-322-4900

Exton, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,627
Driver's Failure In Showing Documents +$151 $1,709
Driving With An Expired Registration +$160 $1,718
Driving At A Considerably Slow Pace +$338 $1,896
Using A Cellphone While Driving +$357 $1,915
Running A Red Light +$363 $1,921
Speeding +$382 $1,940
Driving A Vehicle Without The Required Permission +$485 $2,043
Driving With An Expired/Suspended License +$1,050 $2,608

Exton, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,496
Active Disabling Device $1,496
Tracking Device $1,465
Passive Disabling Device $1,449