Factoryville Auto Insurance Rates, Quotes, Agents & Reviews in PA

Factoryville, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Factoryville, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Factoryville, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Factoryville, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Factoryville, PA with that of other cities in and around Factoryville.

Factoryville Overfield Glenburn West Abington Dalton Lake Winola
Average Insurance Rates $1,422 $1,438 $1,494 $1,500 $1,471 $1,438

Factoryville, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Factoryville, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Factoryville $1,121 $947
La Plume $1,228 $1,037
Dalton $1,275 $1,077
Overfield $1,718 $1,451
West Abington $1,074 $907
Glenburn $980 $827
Lake Winola $1,545 $1,305
Waverly $1,138 $961

Factoryville, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Factoryville, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,614
20 Years $1,827
30 Years $1,407
40 Years $1,354
50 Years $1,254
60 Years $1,271
70 Years $1,480

Factoryville, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Factoryville, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,503 $341
3 Vehicles $3,754 $512
4 Vehicles $5,005 $683

Savings on 2 Vehicles bundle:$341

Savings on 3 Vehicles bundle:$512

Savings on 4 Vehicles bundle:$683

Factoryville, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Factoryville, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Factoryville $1,422 $2,238
La Plume $1,367 $2,152
Dalton $1,471 $2,316
Overfield $1,438 $2,264
West Abington $1,500 $2,361
Glenburn $1,494 $2,352
Lake Winola $1,438 $2,264
Waverly $1,606 $2,528

Factoryville, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,220
Excellent (740-799) $1,393
Good (670-739) $1,482
Average (580-669) $1,933
Poor (300-579) $2,319

Factoryville, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Morris Esfahani State Farm 3730 N Josey Ln Ste 118, Carrollton, 75007-2489 972-492-2711
Csi & Associates Inc Travelers 107 E MAIN ST, DALTON, 18414 570-563-3027
Leas Insurance Agency Inc Nationwide 700 N State Street, Clarks Summit, 18411-0113 (570) 586-2341
Len Wilson Allstate Rr 6 Ste 1, Blakely, 18447 (570) 383-0261
John Lasko State Farm 110 Depot Street, Clarks Summit, 18411-1840 570-586-9495
Yoder Insurance Inc None 3 Abington Executive Park , Clarks Summit, 18411 None
Sharon Grivner Allstate 2647 Route 940, Pocono Summit, 18346 (570) 839-2270
David G Maddock Nationwide 1135 S Abington Road, Clarks Summit, 18411-2227 (570) 586-3790
Frank Burns State Farm 912 Main St Ste 103, Stroudsburg, 18360-1641 570-421-8544

Factoryville, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,485
Driver's Failure In Showing Documents +$138 $1,560
Driving With An Expired Registration +$146 $1,568
Driving At A Considerably Slow Pace +$309 $1,731
Using A Cellphone While Driving +$326 $1,748
Running A Red Light +$331 $1,753
Speeding +$348 $1,770
Driving A Vehicle Without The Required Permission +$442 $1,864
Driving With An Expired/Suspended License +$958 $2,380

Factoryville, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,365
Active Disabling Device $1,365
Tracking Device $1,337
Passive Disabling Device $1,322