Fair Haven Auto Insurance Rates, Quotes, Agents & Reviews in VT

Fair Haven, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fair Haven, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fair Haven, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Fair Haven, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fair Haven, VT with that of other cities in and around Fair Haven.

Fair Haven Poultney Whitehall Castleton Hampton Benson
Average Insurance Rates $1,065 $1,074 $1,640 $1,078 $1,661 $1,073

Fair Haven, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fair Haven, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fair Haven $2,861 $2,417
Castleton $1,676 $1,415
Hampton $1,480 $1,250
West Haven $1,576 $1,331
Benson $1,080 $913
Poultney $1,733 $1,464
Whitehall $1,491 $1,260
Hubbardton $1,345 $1,136

Fair Haven, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fair Haven, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,456
20 Years $1,368
30 Years $1,054
40 Years $1,014
50 Years $939
60 Years $952
70 Years $1,108

Fair Haven, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fair Haven, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,853 $277
3 Vehicles $2,780 $415
4 Vehicles $3,706 $554

Savings on 2 Vehicles bundle:$277

Savings on 3 Vehicles bundle:$415

Savings on 4 Vehicles bundle:$554


Fair Haven, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fair Haven, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Fair Haven $1,065 $2,201
Castleton $1,078 $2,228
Hampton $1,661 $2,506
West Haven $1,087 $2,246
Benson $1,073 $2,217
Poultney $1,074 $2,219
Whitehall $1,640 $2,474
Hubbardton $1,086 $2,244

Fair Haven, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $914
Excellent (740-799) $1,043
Good (670-739) $1,110
Average (580-669) $1,448
Poor (300-579) $1,737

Fair Haven, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
O Shea Insurance Agency None 1387 Rt 4A West, Castleton, 5750 None
[ W o, o, ' s
Kinney Pike Insurance Liberty Mutual Independent 199 Main St Ste 2 , Poultney, 5764 None
Poulos Ins Inc Allstate 74 Depot St, Poultney, 5764 (802) 287-2324

Fair Haven, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,112
Driver's Failure In Showing Documents +$103 $1,168
Driving With An Expired Registration +$110 $1,175
Driving At A Considerably Slow Pace +$231 $1,296
Using A Cellphone While Driving +$244 $1,309
Running A Red Light +$248 $1,313
Speeding +$261 $1,326
Driving A Vehicle Without The Required Permission +$331 $1,396
Driving With An Expired/Suspended License +$718 $1,783

Fair Haven, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,022
Active Disabling Device $1,022
Tracking Device $1,001
Passive Disabling Device $990