Fairbanks, AK Auto Insurance Rates
Fairbanks, AK residents can save $510 by comparing multiple quotes & reading reviews & research on Fairbanks car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $968 | $1285 | $1641 |
Latest Auto Insurance Reviews in Fairbanks, Alaska
State Farm
I would strongly recommend State Farm to any person. State Farm has excellent employees and excellent customer department. State Farm takes care of all my needs and questions.
I would strongly recommend State Farm to any person. State Farm has excellent employees and excellent customer department. State Farm takes care of all my needs and questions.
Liberty Mutual
Liberty Mutual has provided great value.When I compared companies 6 years ago, they were the winner.I recently added a third vehicle to my policy and due to the multi-car discount, actually ended up paying LESS for my overall policy!
Liberty Mutual has provided great value.When I compared companies 6 years ago, they were the winner.I recently added a third vehicle to my policy and due to the multi-car discount, actually ended up paying LESS for my overall policy!
Allstate
I had a lapse in coverage for several months and therefore was not able to get insurance through the company that I had used for insurance coverage in the past. In order to have service through that company again, I have to be continuously insured for a minimum of 1 year by another insurance company until I qualify again.
I had a lapse in coverage for several months and therefore was not able to get insurance through the company that I had used for insurance coverage in the past. In order to have service through that company again, I have to be continuously insured for a minimum of 1 year by another insurance company until I qualify again.
Progressive
i don't have anything that i dislike about the company, anything i've ever needed, they took care of it with no problems.
i don't have anything that i dislike about the company, anything i've ever needed, they took care of it with no problems.
Geico, Fairbanks, AK
$186/1 month
Car Insurance Policy Holder
- Single 18 Years old Male licensed 2 years ago with Own Acura TSX Tech used for Business with estimated annual mileage of 3,001 - 5,000.
- less than high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 100 K Property Damage
- 100 K Personal Injury Protection
- 50 K Uninsured Motorists Bodily Injury
- 100 K Uninsured Motorists Property Damage
Geico, Fairbanks, AK
$84/1 month
Car Insurance Policy Holder
- Single 58 Years old Male licensed 17 years ago with Leased Hyundai Elantra Limited used for Business with estimated annual mileage of 12,001 - 15,000.
- Associate, pursuing Bachelors Degree & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 50 K Uninsured Motorists Bodily Injury
- 100 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Fairbanks, AK
$99/1 month
Car Insurance Policy Holder
- Single 65 Years old Male licensed 3 years ago with Own BMW, 535i, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Associate, pursuing Bachelors Degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Geico, Fairbanks, AK
$756/12 months
Car Insurance Policy Holder
- Married 52 Years old Female licensed 13 years ago with Own Toyota, Avalon Limited, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Bachelors & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 3 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 50 K Uninsured Motorists Bodily Injury
- 100 K Uninsured Motorists Property Damage
Progressive Insurance, Fairbanks, AK
$611/12 months
Car Insurance Policy Holder
- Single 63 Years old Male licensed 5 years ago with Own Jeep, Compass Limited, 2WD 4 Door Utility used for Business with estimated annual mileage of 15,001 - 20,000.
- Masters & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 50 K Uninsured Motorists Bodily Injury
- 100 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Fairbanks, AK
$1221/12 months
Car Insurance Policy Holder
- Single 18 Years old Female licensed 2 years ago with Own Mazda, CX-9 Grand Touring, 2WD 4Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
- Less than High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Fairbanks, AK
$916/12 months
Car Insurance Policy Holder
- Divorced 29 Years old Male licensed 8 years ago with Financed Chrysler, 300, 4 Door Sedan used for Business with estimated annual mileage of 9,001 - 12,000.
- Less than High School & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 50 K Uninsured Motorists Bodily Injury
- 100 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Fairbanks, AK
$880/12 months
Car Insurance Policy Holder
- Divorced 34 Years old Female licensed 11 years ago with Financed Mini, Cooper Countryman S, 2 Door MPV used for Business with estimated annual mileage of 15,001 - 20,000.
- Vocational & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 50 K Uninsured Motorists Bodily Injury
- 100 K Uninsured Motorists Property Damage
Progressive Insurance, Fairbanks, AK
$2072/12 months
Car Insurance Policy Holder
- Single 18 Years old Female licensed 2 years ago with Own Lexus, RX 450h, 4 Door Utility Hybrid used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Vocational & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Fairbanks Car Insurance Rate Comparisons
Fairbanks, AK's average car insurance of $1285 differs from Eielson AFB, AK (+$705), Harding-Birch Lakes, AK (+$645), Anderson, AK (+$705) and Alaska (+$170)
| Fairbanks | Eielson AFB, AK | Harding-Birch Lakes, AK | Anderson, AK | Alaska | |
| Median Insurance Rates | $1285 | +$705 | +$645 | +$705 | +$170 |
Fairbanks Car Insurance Savings By Neighborhood & Street Area
| Fairbanks Driver Street Residence & Car Locations | Car Details in Fairbanks | Fairbanks Driver Demographics | Fairbanks Auto Insurance Estimates | Recent Fairbanks Insurance Savings |
|---|---|---|---|---|
| Other Area | ||||
| Easy St | 2002 Buick Rendezvous CX | 64 year female senior | $1430 | $380 |
| Sanduri St | 2011 Hyundai Sonata GLS | 25 year woman | $1226 | $474 |
| Braddock St | 2009 Ford Fusion V6 SEL | 18 year male teenager | $3811 | $655 |
| Royal Rd | 2006 Chrysler 300 Touring | 16 year teenager | $3219 | $335 |
| Patton St | 2010 Toyota Prius V | 19 year female teenager | $2870 | $782 |
| Trailer St | 2011 Kia Sorento LX | 69 year senior | $1372 | $442 |
| University Ave S | 2010 Mazda Mazda3 s Grand Touring | 50 year married woman | $1080 | $578 |
| Aerofuel Pl | 2010 Nissan Rogue SL | 22 year man | $1367 | $798 |
| Van Horn Rd | 2013 Honda Civic LX | 63 year male senior | $1293 | $342 |
| Waters Edge Ln | 2011 Lincoln MKZ AWD | 31 year married man | $1769 | $886 |
Fairbanks Post DUI Car Insurance Rates
| Fairbanks | Eielson AFB | Four Mile Road | Fox | Alaska | |
| Median Post DUI Insurance Rate | $2390 | +$1311 | +$1367 | +$958 | +$316 |
| Male Teenager Post DUI Insurance Rate | $7527 | +$4131 | +$4308 | +$3019 | +$997 |
| Female Teenager Post DUI Insurance Rate | $5758 | +$3160 | +$3296 | +$2310 | +$763 |
The Post DUI insurance in Fairbanks, AK's is $2390 compared to Eielson AFB (+$1311), Four Mile Road (+$1367), Fox (+$958) and Alaska (+$316)
In Fairbanks, a male teenager with Post DUI pays $1769 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Fairbanks, AK would pay $7088 on auto insurance while a female teenager POST DUI would pay $5423.
Fairbanks Car Insurance by Segment
Fairbanks Teenagers Car Insurance Rates Comparison
2298 Fairbanks Teenagers (7% of total population), 58% Male & 42% Female.
| Fairbanks | Moose Creek | North Pole | Two Rivers | Alaska | |
| All Teenagers | $3572 | +$1543 | +$1015 | +$1932 | +$472 |
| Male Teenager | $4047 | +$1749 | +$1150 | +$2190 | +$536 |
| Female Teenager | $3096 | +$1338 | +$880 | +$1675 | +$410 |
Fairbanks teenagers pay $3572 in insurance in contrast with Moose Creek (+$1543), North Pole (+$1015), Two Rivers (+$1932) and Alaska (+$472). The difference between Male & Female teenagers in Fairbanks is $951
Example
- 2004 Chevrolet Silverado 2500HD LT Male Teenager Insurance Rate $3858
- 2013 Volkswagen Jetta GLI Autobahn Female Teenager Insurance Rate $2949
Fairbanks Men & Women Car Insurance
31656 Fairbanks Adults (100% of total population), 53% Men & 47% Women.
| Fairbanks | Chena Ridge | Farmers Loop | Livengood | Alaska | |
| All Women | $1259 | +$103 | +$73 | +$593 | +$166 |
| Married Women | $1156 | +$95 | +$68 | +$545 | +$153 |
| All Men | $1439 | +$117 | +$84 | +$677 | +$190 |
| Married Men | $1734 | +$142 | +$102 | +$817 | +$230 |
The typical insurance rate of $1439 that Fairbanks Men pay varies from Chena Ridge (+$117), Farmers Loop (+$84), Livengood (+$677) and Alaska (+$190). In Fairbanks, married men pay $578 more than married women.
Example
- 2013 GMC Sierra 1500 SLE Married Men Insurance Rate $1968
- 2013 Jeep Wrangler Sport Married Women Insurance Rate $1545
Fairbanks Senior Car Insurance
3616 Fairbanks Seniors (11% of total population), 48% Senior Men & 52% Senior Women.
| Fairbanks | Goldstream | Pleasant Valley | Salcha | Alaska | |
| All Seniors | $1503 | +$298 | +$415 | +$427 | +$199 |
| Senior Men | $1490 | +$296 | +$412 | +$424 | +$197 |
| Senior Women | $1606 | +$319 | +$444 | +$456 | +$212 |
Fairbanks seniors pay $1503 in insurance compared to Goldstream (+$298), Pleasant Valley (+$415), Salcha (+$427) and Alaska (+$199). In Fairbanks, senior men pay $116 less than senior women.
Fairbanks Car Insurance Discounts for Multiple Vehicles
Fairbanks Population with 1 Vehicle 5256 (44% of Fairbanks population), 2 Vehicles 4125 (34% of the Fairbanks population) and 3 vehicles 1033 (9% of the population)
| Fairbanks | Pleasant Valley | Four Mile Road | North Pole | Alaska | |
| 2 Vehicles | $2442 | +$674 | +$1396 | +$693 | +$323 |
| 3 Vehicles | $3727 | +$1029 | +$2131 | +$1058 | +$493 |
| 4 Vehicles | $5012 | +$1384 | +$2866 | +$1423 | +$663 |
Car Insurance Agents in Fairbanks, AK
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Alaska USA Insurance Brokers | 1292 Sadler Way Ste 200, Fairbanks, AK 99701 |
| 2 | Baker & Associates | 1553 S Cushman St Ste 1, Fairbanks, AK 99701 |
| 3 | Dave Mongold | 230 Old Steese Hwy, Fairbanks, AK 99701 |
| 4 | Dick Randolph | 610 12th Ave, Fairbanks, AK 99701 |
| 5 | Ed Randolph | 1007 Aurora Dr, Fairbanks, AK 99709 |
| 6 | First Command Financial Services | 1300 Washington Dr, Fairbanks, AK 99709 |
| 7 | Hale & Associates | 100 Cushman St Ste 200, Fairbanks, AK 99701 |
| 8 | Jim Bradbury | 1401 Turner St, Fairbanks, AK 99701 |
| 9 | Jim Ozimkoski | 59 College Rd Ste 205, Fairbanks, AK 99701 |
| 10 | Julia Patterson | 505 Old Steese Hwy Ste 115, Fairbanks, AK 99701 |
Fairbanks Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| BMW, Z4 28i sDRIVE | $1500 | $1340 | $1840 | $1270 | $2770 | $-930 |
| Suzuki, SX4 SportBack | $700 | $1500 | $2000 | $1400 | $2100 | $-100 |
| Honda, CR-Z EX | $100 | $1360 | $1460 | $1290 | $1390 | $70 |
| Suzuki, Grand Vitara Limited | $400 | $1350 | $1750 | $1260 | $1660 | $90 |
| Dodge, Charger R/T | $300 | $1470 | $1770 | $1370 | $1670 | $100 |