Fairbanks, AK Auto Insurance Rates

Fairbanks, AK residents can save $510 by comparing multiple quotes & reading reviews & research on Fairbanks car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

LowestAverageHighest
$968 $1285 $1641

Latest Auto Insurance Reviews in Fairbanks, Alaska


State Farm
I would strongly recommend State Farm to any person. State Farm has excellent employees and excellent customer department. State Farm takes care of all my needs and questions.
Liberty Mutual
Liberty Mutual has provided great value.When I compared companies 6 years ago, they were the winner.I recently added a third vehicle to my policy and due to the multi-car discount, actually ended up paying LESS for my overall policy!
Allstate
I had a lapse in coverage for several months and therefore was not able to get insurance through the company that I had used for insurance coverage in the past. In order to have service through that company again, I have to be continuously insured for a minimum of 1 year by another insurance company until I qualify again.
Progressive
i don't have anything that i dislike about the company, anything i've ever needed, they took care of it with no problems.
Write Your Review | Fairbanks, Alaska Auto Insurance Analysis
Geico, Fairbanks, AK
$186/1 month
Car Insurance Policy Holder
  • Single 18 Years old Male licensed 2 years ago with Own Acura TSX Tech used for Business with estimated annual mileage of 3,001 - 5,000.
  • less than high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 100 K Personal Injury Protection
  • 50 K Uninsured Motorists Bodily Injury
  • 100 K Uninsured Motorists Property Damage
Geico, Fairbanks, AK
$84/1 month
Car Insurance Policy Holder
  • Single 58 Years old Male licensed 17 years ago with Leased Hyundai Elantra Limited used for Business with estimated annual mileage of 12,001 - 15,000.
  • Associate, pursuing Bachelors Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 50 K Uninsured Motorists Bodily Injury
  • 100 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Fairbanks, AK
$99/1 month
Car Insurance Policy Holder
  • Single 65 Years old Male licensed 3 years ago with Own BMW, 535i, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Associate, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Geico, Fairbanks, AK
$756/12 months
Car Insurance Policy Holder
  • Married 52 Years old Female licensed 13 years ago with Own Toyota, Avalon Limited, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Bachelors & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 3 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 50 K Uninsured Motorists Bodily Injury
  • 100 K Uninsured Motorists Property Damage
Progressive Insurance, Fairbanks, AK
$611/12 months
Car Insurance Policy Holder
  • Single 63 Years old Male licensed 5 years ago with Own Jeep, Compass Limited, 2WD 4 Door Utility used for Business with estimated annual mileage of 15,001 - 20,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 50 K Uninsured Motorists Bodily Injury
  • 100 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Fairbanks, AK
$1221/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Mazda, CX-9 Grand Touring, 2WD 4Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Less than High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Fairbanks, AK
$916/12 months
Car Insurance Policy Holder
  • Divorced 29 Years old Male licensed 8 years ago with Financed Chrysler, 300, 4 Door Sedan used for Business with estimated annual mileage of 9,001 - 12,000.
  • Less than High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 50 K Uninsured Motorists Bodily Injury
  • 100 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Fairbanks, AK
$880/12 months
Car Insurance Policy Holder
  • Divorced 34 Years old Female licensed 11 years ago with Financed Mini, Cooper Countryman S, 2 Door MPV used for Business with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 50 K Uninsured Motorists Bodily Injury
  • 100 K Uninsured Motorists Property Damage
Progressive Insurance, Fairbanks, AK
$2072/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Lexus, RX 450h, 4 Door Utility Hybrid used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Fairbanks Car Insurance Rate Comparisons

Fairbanks, AK's average car insurance of $1285 differs from Eielson AFB, AK (+$705), Harding-Birch Lakes, AK (+$645), Anderson, AK (+$705) and Alaska (+$170)

Fairbanks Eielson AFB, AK Harding-Birch Lakes, AK Anderson, AK Alaska
Median Insurance Rates $1285 +$705 +$645 +$705 +$170

Fairbanks Car Insurance Savings By Neighborhood & Street Area

Fairbanks Driver Street Residence & Car Locations Car Details in Fairbanks Fairbanks Driver Demographics Fairbanks Auto Insurance Estimates Recent Fairbanks Insurance Savings
Other Area
Easy St2002 Buick Rendezvous CX64 year female senior$1430$380
Sanduri St2011 Hyundai Sonata GLS25 year woman$1226$474
Braddock St2009 Ford Fusion V6 SEL18 year male teenager$3811$655
Royal Rd2006 Chrysler 300 Touring16 year teenager$3219$335
Patton St2010 Toyota Prius V19 year female teenager$2870$782
Trailer St2011 Kia Sorento LX69 year senior$1372$442
University Ave S2010 Mazda Mazda3 s Grand Touring50 year married woman$1080$578
Aerofuel Pl2010 Nissan Rogue SL22 year man$1367$798
Van Horn Rd2013 Honda Civic LX63 year male senior$1293$342
Waters Edge Ln2011 Lincoln MKZ AWD31 year married man$1769$886

Fairbanks Post DUI Car Insurance Rates

Fairbanks Eielson AFB Four Mile Road Fox Alaska
Median Post DUI Insurance Rate $2390 +$1311 +$1367 +$958 +$316
Male Teenager Post DUI Insurance Rate $7527 +$4131 +$4308 +$3019 +$997
Female Teenager Post DUI Insurance Rate $5758 +$3160 +$3296 +$2310 +$763

The Post DUI insurance in Fairbanks, AK's is $2390 compared to Eielson AFB (+$1311), Four Mile Road (+$1367), Fox (+$958) and Alaska (+$316)

In Fairbanks, a male teenager with Post DUI pays $1769 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Fairbanks, AK would pay $7088 on auto insurance while a female teenager POST DUI would pay $5423.

Fairbanks Car Insurance by Segment

Fairbanks Teenagers Car Insurance Rates Comparison

2298 Fairbanks Teenagers (7% of total population), 58% Male & 42% Female.

Fairbanks Moose Creek North Pole Two Rivers Alaska
All Teenagers $3572 +$1543 +$1015 +$1932 +$472
Male Teenager $4047 +$1749 +$1150 +$2190 +$536
Female Teenager $3096 +$1338 +$880 +$1675 +$410

Fairbanks teenagers pay $3572 in insurance in contrast with Moose Creek (+$1543), North Pole (+$1015), Two Rivers (+$1932) and Alaska (+$472). The difference between Male & Female teenagers in Fairbanks is $951

Example

  • 2004 Chevrolet Silverado 2500HD LT Male Teenager Insurance Rate $3858
  • 2013 Volkswagen Jetta GLI Autobahn Female Teenager Insurance Rate $2949

Fairbanks Men & Women Car Insurance

31656 Fairbanks Adults (100% of total population), 53% Men & 47% Women.

Fairbanks Chena Ridge Farmers Loop Livengood Alaska
All Women $1259 +$103 +$73 +$593 +$166
Married Women $1156 +$95 +$68 +$545 +$153
All Men $1439 +$117 +$84 +$677 +$190
Married Men $1734 +$142 +$102 +$817 +$230

The typical insurance rate of $1439 that Fairbanks Men pay varies from Chena Ridge (+$117), Farmers Loop (+$84), Livengood (+$677) and Alaska (+$190). In Fairbanks, married men pay $578 more than married women.

Example

  • 2013 GMC Sierra 1500 SLE Married Men Insurance Rate $1968
  • 2013 Jeep Wrangler Sport Married Women Insurance Rate $1545

Fairbanks Senior Car Insurance

3616 Fairbanks Seniors (11% of total population), 48% Senior Men & 52% Senior Women.

Fairbanks Goldstream Pleasant Valley Salcha Alaska
All Seniors $1503 +$298 +$415 +$427 +$199
Senior Men $1490 +$296 +$412 +$424 +$197
Senior Women $1606 +$319 +$444 +$456 +$212

Fairbanks seniors pay $1503 in insurance compared to Goldstream (+$298), Pleasant Valley (+$415), Salcha (+$427) and Alaska (+$199). In Fairbanks, senior men pay $116 less than senior women.

Fairbanks Car Insurance Discounts for Multiple Vehicles

Fairbanks Population with 1 Vehicle 5256 (44% of Fairbanks population), 2 Vehicles 4125 (34% of the Fairbanks population) and 3 vehicles 1033 (9% of the population)

Fairbanks Pleasant Valley Four Mile Road North Pole Alaska
2 Vehicles $2442 +$674 +$1396 +$693 +$323
3 Vehicles $3727 +$1029 +$2131 +$1058 +$493
4 Vehicles $5012 +$1384 +$2866 +$1423 +$663

Car Insurance Agents in Fairbanks, AK

Rank Agent Name Agent Contact
1 Alaska USA Insurance Brokers 1292 Sadler Way Ste 200, Fairbanks, AK 99701
2 Baker & Associates 1553 S Cushman St Ste 1, Fairbanks, AK 99701
3 Dave Mongold 230 Old Steese Hwy, Fairbanks, AK 99701
4 Dick Randolph 610 12th Ave, Fairbanks, AK 99701
5 Ed Randolph 1007 Aurora Dr, Fairbanks, AK 99709
6 First Command Financial Services 1300 Washington Dr, Fairbanks, AK 99709
7 Hale & Associates 100 Cushman St Ste 200, Fairbanks, AK 99701
8 Jim Bradbury 1401 Turner St, Fairbanks, AK 99701
9 Jim Ozimkoski 59 College Rd Ste 205, Fairbanks, AK 99701
10 Julia Patterson 505 Old Steese Hwy Ste 115, Fairbanks, AK 99701

Fairbanks Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
BMW, Z4 28i sDRIVE $1500 $1340 $1840 $1270 $2770 $-930
Suzuki, SX4 SportBack $700 $1500 $2000 $1400 $2100 $-100
Honda, CR-Z EX $100 $1360 $1460 $1290 $1390 $70
Suzuki, Grand Vitara Limited $400 $1350 $1750 $1260 $1660 $90
Dodge, Charger R/T $300 $1470 $1770 $1370 $1670 $100