Fairchance Auto Insurance Rates, Quotes, Agents & Reviews in PA

Fairchance, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fairchance, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fairchance, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Fairchance, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fairchance, PA with that of other cities in and around Fairchance.

Fairchance Uniontown Leith-Hatfield South Union Hopwood East Uniontown
Average Insurance Rates $1,372 $1,366 $1,441 $1,426 $1,396 $1,366

Fairchance, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fairchance, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fairchance $2,431 $2,053
Georges $1,959 $1,655
South Union $2,201 $1,859
Leith-Hatfield $1,484 $1,254
Hopwood $1,418 $1,198
South Uniontown $1,636 $1,382
Uniontown $1,582 $1,336
East Uniontown $2,718 $2,296

Fairchance, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fairchance, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,452
20 Years $1,763
30 Years $1,358
40 Years $1,306
50 Years $1,210
60 Years $1,227
70 Years $1,428

Fairchance, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fairchance, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,387 $357
3 Vehicles $3,581 $535
4 Vehicles $4,775 $713

Savings on 2 Vehicles bundle:$357

Savings on 3 Vehicles bundle:$535

Savings on 4 Vehicles bundle:$713

Fairchance, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fairchance, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Fairchance $1,372 $2,160
Georges $1,377 $2,168
South Union $1,426 $2,245
Leith-Hatfield $1,441 $2,268
Hopwood $1,396 $2,197
South Uniontown $1,391 $2,190
Uniontown $1,366 $2,150
East Uniontown $1,366 $2,150

Fairchance, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,177
Excellent (740-799) $1,344
Good (670-739) $1,430
Average (580-669) $1,865
Poor (300-579) $2,238

Fairchance, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
S & S Financial Services Llc Travelers 47 N MORGANTOWN STREET, FAIRCHANCE, 15436 724-564-7401
Sprowls Insurance Group / Paul Sprowls Agency Inc None 217 West Main St, Uniontown, 15401 None
George Durst Insurance Allstate 909 McClellandtown Rd, MC Clellandtown, 15458 (724) 430-1085
Chris Ziance State Farm 39 Lincoln Hwy E, Jeannette, 15644-3136 724-523-8595
Hilb Rogal & Hobbs Of Pittsburgh Llc Dba Hilb Roga Liberty Mutual Independent FOUR GATEWAY CENTER 444 LIBERTY AVE STE 505, PITTSBURGH, 15222 (412) 281-3353
Tucker Johnston & Smelzer Inc Liberty Mutual Independent 1301 GRANDVIEW AVE STE 400, PITTSBURGH, 15211 (412) 395-4000
First National Ins Agency Llc Liberty Mutual Independent One North Shore Center, Suite 405 One North Shore Center, Suite 405 Pittsburgh, PGH, 15212 None
Ifft & Palmer Associates Travelers 625 Stanwix St Pittsburgh, PGH, 15222 None

Fairchance, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,432
Driver's Failure In Showing Documents +$133 $1,505
Driving With An Expired Registration +$141 $1,513
Driving At A Considerably Slow Pace +$298 $1,670
Using A Cellphone While Driving +$314 $1,686
Running A Red Light +$320 $1,692
Speeding +$336 $1,708
Driving A Vehicle Without The Required Permission +$427 $1,799
Driving With An Expired/Suspended License +$925 $2,297

Fairchance, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,317
Active Disabling Device $1,317
Tracking Device $1,290
Passive Disabling Device $1,276