Fairfax Auto Insurance Rates, Quotes, Agents & Reviews in VT

Fairfax, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fairfax, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fairfax, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Fairfax, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fairfax, VT with that of other cities in and around Fairfax.

Fairfax Fletcher Westford Georgia Fairfield St. Albans
Average Insurance Rates $1,111 $1,106 $1,131 $1,124 $1,104 $1,075

Fairfax, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fairfax, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fairfax $1,379 $1,165
Fletcher $1,372 $1,159
Georgia $2,079 $1,756
Westford $2,089 $1,764
Fairfield $2,107 $1,780
St. Albans $1,523 $1,287
Milton $1,402 $1,184
Jeffersonville $1,353 $1,143

Fairfax, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fairfax, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,605
20 Years $1,428
30 Years $1,100
40 Years $1,058
50 Years $980
60 Years $993
70 Years $1,156

Fairfax, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fairfax, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,955 $267
3 Vehicles $2,933 $400
4 Vehicles $3,911 $533

Savings on 2 Vehicles bundle:$267

Savings on 3 Vehicles bundle:$400

Savings on 4 Vehicles bundle:$533


Fairfax, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fairfax, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Fairfax $1,111 $2,296
Fletcher $1,106 $2,286
Georgia $1,124 $2,323
Westford $1,131 $2,337
Fairfield $1,104 $2,281
St. Albans $1,075 $2,221
Milton $1,108 $2,290
Jeffersonville $1,092 $2,257

Fairfax, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $953
Excellent (740-799) $1,088
Good (670-739) $1,158
Average (580-669) $1,510
Poor (300-579) $1,812

Fairfax, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Julie Collins State Farm 84 Fairfield St, Saint Albans, 05478-1728 802-524-0200
Julie Collins State Farm 84 Fairfield St, Saint Albans, 05478-1728 802-524-0200
Essex Agency Inc Liberty Mutual Independent 2 RAILROAD ST, ESSEX JUNCTION, 5452 802-878-5334
Cheeseman Insurance Inc Liberty Mutual Independent 84 PINE ST STE 602, BURLINGTON, 5401 (802) 861-4800
Josh Barney State Farm 132 N Main St, Saint Albans, 05478-1551 802-524-2500
Town And Country Agy Allstate 64 Church St, Jeffersonville, 5464 (802) 644-8876

Fairfax, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,160
Driver's Failure In Showing Documents +$108 $1,219
Driving With An Expired Registration +$114 $1,225
Driving At A Considerably Slow Pace +$241 $1,352
Using A Cellphone While Driving +$254 $1,365
Running A Red Light +$259 $1,370
Speeding +$272 $1,383
Driving A Vehicle Without The Required Permission +$346 $1,457
Driving With An Expired/Suspended License +$749 $1,860

Fairfax, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,067
Active Disabling Device $1,067
Tracking Device $1,044
Passive Disabling Device $1,033