Fairfield Auto Insurance Rates, Quotes, Agents & Reviews in VT

Fairfield, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fairfield, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fairfield, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Fairfield, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fairfield, VT with that of other cities in and around Fairfield.

Fairfield Bakersfield Fairfax Fletcher Enosburg Falls St. Albans
Average Insurance Rates $1,104 $1,093 $1,111 $1,106 $1,072 $1,075

Fairfield, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fairfield, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fairfield $2,107 $1,780
Franklin County $2,079 $1,756
Sheldon $964 $814
Fletcher $1,372 $1,159
Bakersfield $1,386 $1,171
St. Albans $1,523 $1,287
Fairfax $1,379 $1,165
Enosburg Falls $947 $800

Fairfield, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fairfield, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,582
20 Years $1,419
30 Years $1,093
40 Years $1,051
50 Years $973
60 Years $987
70 Years $1,149

Fairfield, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fairfield, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,943 $265
3 Vehicles $2,915 $397
4 Vehicles $3,886 $530

Savings on 2 Vehicles bundle:$265

Savings on 3 Vehicles bundle:$397

Savings on 4 Vehicles bundle:$530

Fairfield, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fairfield, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Fairfield $1,104 $2,281
Franklin County $966 $1,996
Sheldon $1,091 $2,255
Fletcher $1,106 $2,286
Bakersfield $1,093 $2,259
St. Albans $1,075 $2,221
Fairfax $1,111 $2,296
Enosburg Falls $1,072 $2,215

Fairfield, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $947
Excellent (740-799) $1,081
Good (670-739) $1,150
Average (580-669) $1,501
Poor (300-579) $1,801

Fairfield, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Doug Hollis Allstate 244 14th St NE Ste H, Atlanta, 30309 (404) 685-9010
Barsalow Insurance Agency Travelers 546 RTE 7 S, MILTON, 5468 802-893-2660
Julie Collins State Farm 84 Fairfield Street, St Albans, 05478-1728 802-524-0200
Kinney Pike None 21 Merchants Row , Swanton, 5488 None
Josh Barney State Farm 132 N Main St, Saint Albans, 05478-1551 802-524-2500
Jared Jabaut Agency Nationwide 3198 Shelburne Rd, Shelburne, 5482 (802) 985-2400
Kinney Insurance Agency Allstate 4 Merrill Lane Suite 101 , Milton, 5468 (802)245-3775

Fairfield, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,153
Driver's Failure In Showing Documents +$107 $1,211
Driving With An Expired Registration +$114 $1,218
Driving At A Considerably Slow Pace +$240 $1,344
Using A Cellphone While Driving +$253 $1,357
Running A Red Light +$257 $1,361
Speeding +$270 $1,374
Driving A Vehicle Without The Required Permission +$343 $1,447
Driving With An Expired/Suspended License +$744 $1,848

Fairfield, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,060
Active Disabling Device $1,060
Tracking Device $1,038
Passive Disabling Device $1,027